MCINROY & WOOD LIMITED

🌳Matureactive

SC100377 · ltd · incorporated 1986-08-01

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

35 officers (12 active, 35 linked, 28 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

2 connected companies via shared directors

Filing history

316 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 persons-with-significant-control

Last 180 days

filings

• 1 persons-with-significant-control
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (73 events)Click to expand

2026-02-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-20
📄
accounts-with-accounts-type-group
accounts · AA
2025-09-09
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-13
📄
capital-return-purchase-own-shares-treasury-capital-date
capital · SH03
2024-12-24
➖
WHITNEY-PERDON, Gregory Oliver resigned
director
2024-12-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-11
📄
capital-return-purchase-own-shares-treasury-capital-date
capital · SH03
2024-10-21
📄
accounts-with-accounts-type-group
accounts · AA
2024-09-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-06
➖
YOUNG, Joy Ann resigned
director
2023-10-19
📄
accounts-with-accounts-type-group
accounts · AA
2023-08-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-08-18
➕
WHITNEY-PERDON, Gregory Oliver appointed
director
2023-06-30
➖
SEYMOUR, Francis Charles Edward, Lord resigned
director
2023-06-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-05-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-05-03
➕
MACKINNON, Cameron appointed
director
2023-01-26
📄
memorandum-articles
incorporation · MA
2023-01-26
📄
resolution
resolution · RESOLUTIONS
2022-12-12
📄
change-person-director-company-with-change-date
officers · CH01
2022-10-12
📄
accounts-with-accounts-type-group
accounts · AA
2022-05-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-27
➕
CRUICKSHANK, David John Ogilvie appointed
director
2022-03-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-03-28
➕
LINDSAY, William Russell appointed
director
2022-03-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-03-25
➕
WILD, Elizabeth Avril Gillian appointed
director
2021-10-29
📄
accounts-with-accounts-type-group
accounts · AA
2021-08-09
➖
FRASER, Simon John resigned
director
2021-06-24
➖
FRASER, Antonia Hope resigned
director
2021-06-24
➖
SHAW STEWART, David resigned
director
2020-12-31
➖
WOOD, Victor Norman Urquhart resigned
director
2019-06-12
➕
YOUNG, Joy Ann appointed
director
2019-01-17
➕
SWANN, Hugo Oliver Holland appointed
director
2018-12-28
➖
CUNNINGHAM, Simon John resigned
director
2018-12-18
➖
CUMMING, James David Salusbury resigned
director
2016-06-17
➕
FRASER, Simon John appointed
director
2015-12-31
➖
BROWN, Neil Douglas resigned
director
2013-10-29
➕
FERGUSON, Wendy Ann appointed
director
2013-01-18
➕
CUNNINGHAM, Simon John appointed
director
2012-08-17
➕
WHITE, Charles Toby Fitzherbert appointed
director
2009-12-22
➕
MARSHALL, John Eleutherios appointed
director
2009-07-02
➕
BICOCCHI, Guido Antonio appointed
director
2006-12-15
➖
GORDON, Douglas Herriot resigned
director
2006-08-18
➖
PRIMROSE, Ian Roderic resigned
director
2005-09-15
➖
MCINROY, Alan Roderick resigned
director
2004-05-01
➕
SEYMOUR, Francis Charles Edward, Lord appointed
director
2003-10-13
➕
WOOD, Tim Andrew Urquhart appointed
director
2003-03-06
➕
BROWN, Neil Douglas appointed
director
2002-06-20
➕
MCAULAY, John Campbell appointed
director

Showing most recent 50 of 73 events

Owner dependency

80/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-11 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "WOOD" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Tim Andrew Urquhart Wood Individual · British · DOB 06/1974 · age 52	25–50%	25–50%	board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence · firm interest	06/04/2016

2 historic (ceased) PSCs

Mr Victor Norman Urquhart Woodceased 25/10/2024· 25-50% shares · 25-50% voting · board control · firm interest
Mr Victor Norman Urquhart Woodceased 11/09/2018· 25-50% shares · 25-50% voting · board control · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1986-08-01

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Easter Alderston Alderston

Haddington

East Lothian

EH41 3SF

Scotland

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2026-09-16

Last: 2025-09-02