RISK AND CONDUCT SERVICES LTD

💤Zombieactive

SC458434 · ltd · incorporated 2013-09-05

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Risk and damage evaluation

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

1 officers (1 active, 1 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

27 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 1 gazette
• 1 dissolution

Last 90 days

filings

• 1 gazette
• 1 dissolution
• 1 accounts

Last 180 days

filings

• 1 gazette
• 1 dissolution
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (17 events)Click to expand

2026-04-21
📄
gazette-notice-voluntary
gazette · GAZ1(A)
2026-04-14
📄
dissolution-application-strike-off-company
dissolution · DS01
2026-03-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-03-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-03-31
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-09
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-09-25
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-03-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2013-09-05
🏢
Company incorporated
As RISK AND CONDUCT SERVICES LTD
2013-09-05
➕
MURDOCH, Stuart Mearns appointed
director

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.
+No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

68/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Stuart Mearns Murdoch Individual · British · DOB 06/1965 · age 61	—	—	sig. influencesignificant influence	05/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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RBS COLLECTIVE INVESTMENT FUNDS LIMITED→ SC046694 · est 1969 · no financials extracted	—	—	—	—	56y	—	—
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RIO PRECIOUS METALS LTD→ SC595536 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
RM CAPITAL MARKETS LIMITED→ SC380707 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
RMFX LIMITED→ SC389486 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
ROBERT BORTHWICK MORTGAGE BROKER LTD→ SC637225 · est 2019 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2013-09-05

Jurisdictionscotland

Primary SIC66210 — Risk and damage evaluation

Registered office

40 Cypress Glade

Livingston

EH54 9JH

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-09-19

Last: 2025-09-05

Officers (1 active · 0 resigned)

MURDOCH, Stuart Mearns→

director · ~61y · appointed 2013-09-05

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Recent filings (27 total)

gazette-notice-voluntary

gazette · GAZ1(A)

2026-04-21

dissolution-application-strike-off-company

dissolution · DS01

2026-04-14