RMFX LIMITED
🌳Matureactive
SC389486 · ltd · incorporated 2010-11-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 persons-with-significant-control
Last 180 days
2
filings
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-03-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-04-03📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-smallaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-01📄accounts-with-accounts-type-smallaccounts · AA
- 2021-03-05📄accounts-with-accounts-type-smallaccounts · AA
- 2021-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-26📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2021-01-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-01-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-03-09📄accounts-with-accounts-type-smallaccounts · AA
- 2019-03-26📄accounts-with-accounts-type-smallaccounts · AA
- 2018-02-08📄accounts-with-accounts-type-fullaccounts · AA
- 2017-03-03📄accounts-with-accounts-type-fullaccounts · AA
- 2013-10-15➖MCLEAY, Kathleen Moir resigneddirector
- 2010-11-25🏢Company incorporatedAs RMFX LIMITED
- 2010-11-25➕NCM FUND SERVICES LIMITED appointedcorporate-secretary
- 2010-11-25➕CHAPLIN, Robert Henry Moffett appointeddirector
- 2010-11-25➕ROBSON, James William appointeddirector
- 2010-11-25➕MCLEAY, Kathleen Moir appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Rm Capital Markets Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Rm Capital Markets Limited
Corporate parent · holds 75-100% shares · board control
⬇
RMFX LIMITED
This company · SC389486
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Rm Capital Markets Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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| PLAN IT AND PROSPER LTD→ SC866683 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| SARAH PHILLIPS ASSOCIATES LIMITED→ SC377947 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| SCOTSURE MBI LIMITED→ SC352229 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| SCOTTISH FUTURES TRUST INVESTMENTS LIMITED→ SC381388 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| SCOTTISH WIDOWS' FUND AND LIFE ASSURANCE SOCIETY→ SZ000002 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-11-25
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
4th Floor, 7 Castle Street, Edinburgh
Castle Street
Edinburgh
EH2 3AH
Scotland
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-12-09
Last: 2025-11-25
Officers (3 active · 1 resigned)
NCM FUND SERVICES LIMITED→
Activecorporate-secretary · appointed 2010-11-25
View their other companies + combined net worth →
CHAPLIN, Robert Henry Moffett→
Activedirector · ~63y · appointed 2010-11-25
View their other companies + combined net worth →
ROBSON, James William→
Activedirector · ~53y · appointed 2010-11-25
View their other companies + combined net worth →
MCLEAY, Kathleen Moir→
Resigneddirector · ~52y · appointed 2010-11-25 · resigned 2013-10-15
Click a director name to see their full track record across all companies.
Recent filings (47 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-full
accounts · AA
2025-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-11
accounts-with-accounts-type-small
accounts · AA
2024-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-28
accounts-with-accounts-type-small
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-09
accounts-with-accounts-type-small
accounts · AA
2022-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-25
accounts-with-accounts-type-small
accounts · AA
2021-03-05
change-person-director-company-with-change-date
officers · CH01
2021-01-26
change-person-director-company-with-change-date
officers · CH01
2021-01-26
change-corporate-secretary-company-with-change-date
officers · CH04
2021-01-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-01-26