RMFX LIMITED

🌳Matureactive

SC389486 · ltd · incorporated 2010-11-25

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: low (54/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (3 active, 4 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

48 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2026-06-20
📄
accounts-with-accounts-type-full
accounts · AA
2026-03-05
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-03
📄
accounts-with-accounts-type-full
accounts · AA
2024-03-27
📄
accounts-with-accounts-type-small
accounts · AA
2023-03-31
📄
accounts-with-accounts-type-small
accounts · AA
2022-04-01
📄
accounts-with-accounts-type-small
accounts · AA
2021-03-05
📄
accounts-with-accounts-type-small
accounts · AA
2021-01-26
📄
change-person-director-company-with-change-date
officers · CH01
2021-01-26
📄
change-person-director-company-with-change-date
officers · CH01
2021-01-26
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2021-01-26
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-01-05
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-03-09
📄
accounts-with-accounts-type-small
accounts · AA
2019-03-26
📄
accounts-with-accounts-type-small
accounts · AA
2018-02-08
📄
accounts-with-accounts-type-full
accounts · AA
2017-03-03
📄
accounts-with-accounts-type-full
accounts · AA
2013-10-15
➖
MCLEAY, Kathleen Moir resigned
director
2010-11-25
🏢
Company incorporated
As RMFX LIMITED
2010-11-25
➕
NCM FUND SERVICES LIMITED appointed
corporate-secretary
2010-11-25
➕
CHAPLIN, Robert Henry Moffett appointed
director
2010-11-25
➕
ROBSON, James William appointed
director
2010-11-25
➕
MCLEAY, Kathleen Moir appointed
director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 16 years.
secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Rm Capital Markets Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Rm Capital Markets Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

RMFX LIMITED

This company · SC389486

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Rm Capital Markets Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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ALAN STEEL (ASSET MANAGEMENT) LIMITED→ SC058014 · est 1975	—	—	—	44	51y	82	62y
ALEX HAMMOND-CHAMBERS & COMPANY→ SC126819 · est 1990 · no financials extracted	—	—	—	—	35y	82	84y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2010-11-25

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

4th Floor, 7 Castle Street, Edinburgh

Castle Street

Edinburgh

EH2 3AH

Scotland

Filing status

Accounts

Next due: 2027-08-31

Last made up to: 2025-11-30

Confirmation statement

Next due: 2026-12-09

Last: 2025-11-25

Officers (3 active · 1 resigned)

NCM FUND SERVICES LIMITED→

corporate-secretary · appointed 2010-11-25

View their other companies + combined net worth →

Active

CHAPLIN, Robert Henry Moffett→

director · ~63y · appointed 2010-11-25

View their other companies + combined net worth →

Active

ROBSON, James William→

director · ~53y · appointed 2010-11-25

View their other companies + combined net worth →

Active

MCLEAY, Kathleen Moir→

director · ~52y · appointed 2010-11-25 · resigned 2013-10-15

Resigned

Click a director name to see their full track record across all companies.

Recent filings (48 total)

accounts-with-accounts-type-full

accounts · AA

2026-06-20

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2026-03-05