PROPERTY LAW CENTRE LIMITED
🌳Matureactive
SC348791 · ltd · incorporated 2008-09-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
28 connected companies via shared directors
90
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
4
filings
- • 3 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-03-12📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-31➖THOMPSON, Benjamin David resigneddirector
- 2025-12-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-02📄legacyaccounts · PARENT_ACC
- 2025-09-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-26📄legacyother · AGREEMENT2
- 2025-06-26📄legacyother · GUARANTEE2
- 2024-10-04📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-04📄legacyaccounts · PARENT_ACC
- 2024-08-07📄legacyother · AGREEMENT2
- 2024-08-07📄legacyother · GUARANTEE2
- 2024-06-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-18➕BURGAUD MCCARTHY, Emilie Nadia Marcelline appointeddirector
- 2024-06-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-07➖TILLEY, Lucy Claire resigneddirector
- 2023-11-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-11-10📄legacyaccounts · PARENT_ACC
- 2023-11-10📄legacyother · GUARANTEE2
- 2023-11-10📄legacyother · AGREEMENT2
- 2023-07-11📄legacyother · GUARANTEE2
- 2023-07-11📄legacyother · AGREEMENT2
- 2019-07-02➕BRODNICKI, Peter Christopher Steven appointeddirector
- 2019-07-02➖MCGRAIL, Robert Lawrence resignedsecretary
- 2019-07-02➖MCGRAIL, Robert Lawrence resigneddirector
- 2019-07-02➕THOMPSON, Benjamin David appointeddirector
- 2019-07-02➕TILLEY, Lucy Claire appointeddirector
- 2008-09-18🏢Company incorporatedAs PROPERTY LAW CENTRE LIMITED
- 2008-09-18➕MCGRAIL, Ian Robert appointeddirector
- 2008-09-18➕MCGRAIL, Robert Lawrence appointedsecretary
- 2008-09-18➕MCGRAIL, Robert Lawrence appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
First Mortgage Direct Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
First Mortgage Direct Limited
Corporate parent · holds 75-100% shares · board control
⬇
PROPERTY LAW CENTRE LIMITED
This company · SC348791
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
First Mortgage Direct Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 14/06/2019 |
2 historic (ceased) PSCs
- Mr Robert Lawrence Mcgrailceased 14/06/2019· 75-100% shares · 75-100% voting
- Mr Ian Robert Mcgrailceased 06/04/2016· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PLAN IT AND PROSPER LTD→ SC866683 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PROSPER SOCIAL FINANCE CIC→ SC588686 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| RAUDS MORTGAGE SOLUTIONS LTD→ SC753447 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| RBK GROUP LTD→ SC726876 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| RBS COLLECTIVE INVESTMENT FUNDS LIMITED→ SC046694 · est 1969 · no financials extracted | — | — | — | — | 56y | — | — |
| RENTON WEALTH MANAGEMENT LTD→ SC666842 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| REPEL LTD→ SC689351 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| RIO PRECIOUS METALS LTD→ SC595536 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| RM CAPITAL MARKETS LIMITED→ SC380707 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ROSA AGGREGATOR GP LIMITED→ SC869956 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ROSETTA CAPITAL VI GP LIMITED→ SC687766 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ROSETTA CAPITAL VII GP LIMITED→ SC754648 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-09-18
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
30 Walker Street
Edinburgh
EH3 7HR
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (3 active · 4 resigned)
BRODNICKI, Peter Christopher Steven→
Activedirector · ~64y · appointed 2019-07-02
View their other companies + combined net worth →
BURGAUD MCCARTHY, Emilie Nadia Marcelline→
Activedirector · ~46y · appointed 2024-06-18
View their other companies + combined net worth →
MCGRAIL, Ian Robert→
Activedirector · ~47y · appointed 2008-09-18
View their other companies + combined net worth →
MCGRAIL, Robert Lawrence→
Resignedsecretary · appointed 2008-09-18 · resigned 2019-07-02
MCGRAIL, Robert Lawrence→
Resigneddirector · ~72y · appointed 2008-09-18 · resigned 2019-07-02
THOMPSON, Benjamin David→
Resigneddirector · ~57y · appointed 2019-07-02 · resigned 2025-12-31
TILLEY, Lucy Claire→
Resigneddirector · ~55y · appointed 2019-07-02 · resigned 2024-06-07
Click a director name to see their full track record across all companies.
Recent filings (80 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-13
change-person-director-company-with-change-date
officers · CH01
2026-03-12
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
change-person-director-company-with-change-date
officers · CH01
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-31
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-02
legacy
accounts · PARENT_ACC
2025-10-02
change-person-director-company-with-change-date
officers · CH01
2025-09-29
legacy
other · AGREEMENT2
2025-06-26
legacy
other · GUARANTEE2
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-22
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-04
legacy
accounts · PARENT_ACC
2024-10-04
legacy
other · AGREEMENT2
2024-08-07
legacy
other · GUARANTEE2
2024-08-07