JONES AND HOYLAND LIMITED

💤Zombieactive
SC128425 · ltd · incorporated 1990-11-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: SIC 47782
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (78/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 33.8y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 33.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (1 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
112 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-29
Average employees200300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-09-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-11-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-10-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-07-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-11-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-11-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-11-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-10-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2016-11-23
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-03-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-12-03
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-03-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2014-11-18
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-10-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2014-10-30
    🔓
    Charge satisfied #2
  17. 2014-08-27
    🔓
    Charge satisfied #3
  18. 2014-08-05
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  19. 2012-10-23
    🔒
    Charge registered #3
    Lender: Joan Hoyland and Another
  20. 2012-10-01
    MCGREGOR, Christopher Malcolm appointed
    director
  21. 2012-10-01
    HOYLAND, Joan resigned
    secretary
  22. 2012-10-01
    HOYLAND, Joan resigned
    director
  23. 2012-10-01
    JONES, David Rhys Gareth resigned
    director
  24. 2012-03-31
    FOX, John resigned
    director
  25. 2009-10-01
    FOX, John appointed
    director
  26. 2004-05-26
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  27. 2003-01-20
    🔓
    Charge satisfied #1
  28. 1992-07-27
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  29. 1990-11-12
    🏢
    Company incorporated
    As JONES AND HOYLAND LIMITED
  30. 1990-11-12
    HOYLAND, Joan appointed
    secretary
  31. 1990-11-12
    MABBOTT, Lesley appointed
    nominee-secretary
  32. 1990-11-12
    MABBOTT, Lesley resigned
    nominee-secretary
  33. 1990-11-12
    HOYLAND, Joan appointed
    director
  34. 1990-11-12
    JONES, David Rhys Gareth appointed
    director
  35. 1990-11-12
    MABBOTT, Stephen appointed
    nominee-director
  36. 1990-11-12
    MABBOTT, Stephen resigned
    nominee-director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

88/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 14 years.
  • secondaryStable-but-static management: Company is 36 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

C M Optical Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
C M Optical Ltd
Corporate parent · holds 75-100% shares
ultimate parent
JONES AND HOYLAND LIMITED
This company · SC128425

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
C M Optical Ltd
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting01/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1990-11-12
Jurisdictionscotland
Primary SIC47782 — SIC 47782

Registered office

10 Jardine Place
Bathgate
West Lothian
EH48 4GU

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-13
Last: 2026-02-27

Officers (1 active · 6 resigned)

MCGREGOR, Christopher Malcolm
director · ~69y · appointed 2012-10-01
View their other companies + combined net worth →
Active
HOYLAND, Joan
secretary · appointed 1990-11-12 · resigned 2012-10-01
Resigned
MABBOTT, Lesley
nominee-secretary · appointed 1990-11-12 · resigned 1990-11-12
Resigned
FOX, John
director · ~58y · appointed 2009-10-01 · resigned 2012-03-31
Resigned
HOYLAND, Joan
director · ~78y · appointed 1990-11-12 · resigned 2012-10-01
Resigned
JONES, David Rhys Gareth
director · ~70y · appointed 1990-11-12 · resigned 2012-10-01
Resigned
MABBOTT, Stephen
nominee-director · ~76y · appointed 1990-11-12 · resigned 1990-11-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge05/08/2014
satisfied
Joan Hoyland and Another
Floating charge1 property23/10/201227/08/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property26/05/200430/10/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property27/07/199220/01/2003
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (112 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-11
accounts-with-accounts-type-micro-entity
accounts · AA
2019-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-03-13