WEST COAST ESTATES LIMITED

🌳Matureactive

SC133782 · ltd · incorporated 1991-09-02

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£5.00M

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

68100Buying and selling of own real estate
68209Other letting and operating of own or leased real estate

Investor take

Pursue

Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

41 live charges · 7 lenders · oldest 34.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 34.5 years old — likely at or near maturity.
· 7 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

41 charges (41/41 with lender, 41/41 with type)

Directors & officers

9 officers (5 active, 9 linked, 6 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

195 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £4,999,544

Net assets shrinking

Down £335,329 YoY

Cash YoY

+464%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£727k

↑ 464% YoY

Net Worth

£5.0m

↓ 6.3% YoY

Current Assets

£1.2m

↑ 235% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£6.51M	£7.78M
Current assets	£1.20M	£358.4k
Cash	£726.6k	£128.7k
Debtors	£475.4k	£229.7k
Net assets	£5.00M	£5.33M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 mortgage
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (117 events)Click to expand

2026-01-15
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mortgage-satisfy-charge-full
mortgage · MR04
2026-01-15
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mortgage-satisfy-charge-full
mortgage · MR04
2026-01-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-15
🔓
Charge satisfied #40
2026-01-15
🔓
Charge satisfied #39
2026-01-15
🔓
Charge satisfied #37
2025-12-30
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accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-29
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accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-14
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mortgage-satisfy-charge-full
mortgage · MR04
2024-06-14
🔓
Charge satisfied #41
2024-01-16
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change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-15
📄
accounts-with-accounts-type-small
accounts · AA
2023-12-17
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-05
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-05
🔓
Charge satisfied #38
2023-01-06
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accounts-with-accounts-type-small
accounts · AA
2022-12-12
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-12
🔓
Charge satisfied #42
2022-07-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-11
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-05
📄
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2022-07-05
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-05
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-05
🔒
Charge registered #42
Lender: Cynergy Bank Limited
2022-07-05
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Charge registered #41
Lender: Cynergy Bank Limited
2022-07-05
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Charge registered #40
Lender: Cynergy Bank Limited
2022-07-05
🔒
Charge registered #39
Lender: Cynergy Bank Limited
2022-07-05
🔒
Charge registered #38
Lender: Cynergy Bank Limited
2022-07-05
🔓
Charge satisfied #35
2022-07-05
🔓
Charge satisfied #33
2022-07-05
🔓
Charge satisfied #34
2022-07-05
🔓
Charge satisfied #32
2022-07-05
🔓
Charge satisfied #31
2022-07-05
🔓
Charge satisfied #30
2022-07-05
🔓
Charge satisfied #29
2022-07-05
🔓
Charge satisfied #27
2022-07-05
🔓
Charge satisfied #26
2022-07-05
🔓
Charge satisfied #24
2022-07-05
🔓
Charge satisfied #23
2022-07-05
🔓
Charge satisfied #22
2022-07-05
🔓
Charge satisfied #21
2022-07-05
🔓
Charge satisfied #20
2022-07-05
🔓
Charge satisfied #18
2022-07-05
🔓
Charge satisfied #17
2022-07-05
🔓
Charge satisfied #16
2022-07-05
🔓
Charge satisfied #15

Showing most recent 50 of 117 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Shahida Sarfraz Individual · British · DOB 12/1964 · age 62	25–50%	25–50%	25-50% shares · 25-50% voting	02/09/2016
Mrs Amirah Farhat Mian Individual · British · DOB 03/1968 · age 58	25–50%	25–50%	25-50% shares · 25-50% voting	02/09/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · AB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SEIVWRIGHT BROTHERS LIMITED→ SC234623 · est 2002	£8.04M £5.74M–£10.33M	—	—	73	23y	87	76y
HUTCHEON SERVICES LIMITED→ SC071884 · est 1980	£3.47M £2.48M–£4.46M	—	—	17200	45y	84	61y
M.T.M.CONSTRUCTION LIMITED→ SC056163 · est 1974	£2.93M £2.10M–£3.77M	—	—	5200	51y	87	76y
THISTLE WINDOWS & CONSERVATORIES LIMITED→ SC159622 · est 1995	£1.28M £917.3k–£1.65M	—	—	119	30y	84	65y
SKENE ENTERPRISES (ABERDEEN) LIMITED→ SC072886 · est 1980	£910.0k £650.0k–£1.17M	—	—	105	45y	83	87y
AJC CONSTRUCTION SCOTLAND LIMITED→ SC216542 · est 2001	—	—	—	2700	25y	83	60y
AM CAMPBELL (UK) LTD.→ SC212573 · est 2000	—	—	£72.9k	—	25y	83	63y
LADYSBRIDGE VILLAGE LIMITED→ SC262049 · est 2004	—	—	—	0	22y	83	75y
SPARK'S MECHANICAL SERVICES LIMITED→ SC102458 · est 1986	—	—	£3.06M	—	39y	83	59y
T & M SLATING LTD.→ SC251627 · est 2003	—	—	—	9	22y	83	59y
WHITEHILLS DEVELOPMENT CO. LTD.→ SC216307 · est 2001	—	—	£49.1k	—	25y	83	75y
A & B BUCHAN LIMITED→ SC375607 · est 2010	—	—	£945.4k	—	16y	82	62y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1991-09-02

Jurisdictionscotland

Primary SIC41100 — Development of building projects

Registered office

First Floor

1 Mounthooly Way

Aberdeen

AB24 3ER

Scotland

Filing status

Accounts

Next due: 2026-09-28

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-09-16

Last: 2025-09-02