MV COMMERCIAL LIMITED
🌳Matureactive
SC134714 · ltd · incorporated 1991-10-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Renting and leasing of other machinery, equipment and tangible goods n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 63). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
26 live charges · 10 lenders · oldest 34.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 34.4 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
26 charges (26/26 with lender, 26/26 with type)
90
Directors & officers
17 officers (2 active, 17 linked, 10 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
176 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 |
|---|---|
| Average employees | 183 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (87 events)Click to expand
- 2026-01-05📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-groupaccounts · AA
- 2024-08-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-29🔓Charge satisfied #25
- 2023-12-21📄accounts-with-accounts-type-groupaccounts · AA
- 2023-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-14🔒Charge registered #27Lender: Close Brothers Limited
- 2023-01-30📄accounts-with-accounts-type-groupaccounts · AA
- 2022-11-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-11🔒Charge registered #26Lender: Hsbc UK Bank PLC
- 2022-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-06📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-28📄accounts-with-accounts-type-groupaccounts · AA
- 2020-12-21📄accounts-with-accounts-type-groupaccounts · AA
- 2020-02-12📄accounts-with-accounts-type-groupaccounts · AA
- 2020-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-24🔒Charge registered #25Lender: Paragon Business Finance PLC
- 2020-01-24🔒Charge registered #24Lender: Hsbc UK Bank PLC
- 2019-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-23🔒Charge registered #23Lender: Paragon Business Finance PLC
- 2019-12-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-09-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-27🔒Charge registered #22Lender: Paragon Business Finance PLC
- 2019-04-01📄capital-name-of-class-of-sharescapital · SH08
- 2019-02-08🔒Charge registered #21Lender: Hsbc UK Bank PLC
- 2019-01-23🔒Charge registered #20Lender: Hsbc UK Bank PLC
- 2016-07-28🔓Charge satisfied #11
- 2016-07-28🔓Charge satisfied #10
- 2016-03-07🔒Charge registered #19Lender: Hsbc Bank PLC
- 2016-03-07🔒Charge registered #18Lender: Hsbc Bank PLC
- 2015-04-02🔓Charge satisfied #9
- 2015-03-31🔒Charge registered #17Lender: Hsbc Bank PLC
- 2015-03-31🔒Charge registered #16Lender: Hsbc Bank PLC
- 2015-03-25🔒Charge registered #15Lender: Hsbc Bank PLC
- 2015-03-05🔒Charge registered #14Lender: Hsbc Bank PLC
- 2014-07-23🔒Charge registered #13Lender: Lombard North Central PLC
- 2012-10-31➖SHAW, Martin resigneddirector
- 2011-05-20➕SHAW, Martin appointeddirector
- 2010-01-31➖HYND, Barry resignedsecretary
- 2009-05-07➖LAMOND, Andrew resigneddirector
- 2009-04-09➖MUNRO, Allistair Colin resigneddirector
- 2009-02-07🔓Charge satisfied #4
- 2009-02-06🔓Charge satisfied #8
- 2009-02-06🔓Charge satisfied #5
- 2008-03-31🔒Charge registered #11Lender: Bank of Scotland PLC
- 2008-03-31🔒Charge registered #10Lender: Bank of Scotland PLC
- 2008-03-29🔓Charge satisfied #2
- 2008-03-29🔓Charge satisfied #1
- 2008-03-14🔒Charge registered #9Lender: Bank of Scotland PLC
Showing most recent 50 of 87 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
16 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Thomas John O'Rourke Individual · British · DOB 03/1963 · age 63 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| IMV TECHNOLOGIES UK HOLDINGS LIMITED→ SC184117 · est 1998 | £14.81M £10.92M–£18.71M | — | — | 0 | 28y | 84 | 61y |
| BSB STRUCTURAL TOPCO LIMITED→ SC358057 · est 2009 | £13.36M £9.84M–£16.87M | — | — | 500 | 17y | 86 | 65y |
| TRIDENT MAINTENANCE SERVICES LTD→ SC503188 · est 2015 | £9.78M £7.21M–£12.36M | — | — | 101 | 11y | 85 | 76y |
| ACE STRUCTURAL DRAUGHTING LIMITED→ SC333423 · est 2007 | — | — | £70.8k | — | 18y | 83 | 71y |
| DAVIDSON & SHIRLEY LIMITED→ SC339565 · est 2008 | — | — | £505.5k | — | 18y | 83 | 65y |
| KRISTELAN (UK) LIMITED→ SC350294 · est 2008 | — | — | £130.4k | — | 17y | 83 | 58y |
| RECOVERY FIRST LIMITED→ SC396353 · est 2011 | — | — | — | 900 | 15y | 83 | 65y |
| SOUTH WEST TRANSPORT LTD.→ SC174229 · est 1997 | — | — | £873 | — | 29y | 83 | 58y |
| TEN LIVE LIMITED→ SC369924 · est 2009 | — | — | £436.8k | — | 16y | 83 | 61y |
| UTEACH LIMITED→ SC304740 · est 2006 | — | — | £341.6k | — | 19y | 83 | 62y |
| A D PLANS LIMITED→ SC263752 · est 2004 | — | — | £158.0k | — | 22y | 82 | 65y |
| ANDERSON BALLANTINE LIMITED→ SC338733 · est 2008 | — | — | — | — | 18y | 82 | 70y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-10-29
Jurisdictionscotland
Primary SIC77390 — Renting and leasing of other machinery, equipment and tangible goods n.e.c.
Registered office
Ninian Road
Brownsburn Industrial Estate
Airdrie
ML6 9SE
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (2 active · 15 resigned)
CAIRNS, Steven→
Activedirector · ~50y · appointed 2006-09-01
View their other companies + combined net worth →
O'ROURKE, Thomas John→
Activedirector · ~63y · appointed 1991-11-26
View their other companies + combined net worth →
COLGAN, Pauline Ann→
Resignedsecretary · appointed 1991-11-26 · resigned 1995-10-31
HYND, Barry→
Resignedsecretary · appointed 2007-08-31 · resigned 2010-01-31
MACKENZIE, Lisa→
Resignedsecretary · appointed 2003-09-26 · resigned 2007-08-31
O ROURKE, John Carruthers→
Resignedsecretary · appointed 1997-09-21 · resigned 2000-10-27
REID, Brian→
Resignednominee-secretary · appointed 1991-10-29 · resigned 1991-10-29
WALSH, Susan→
Resignedsecretary · appointed 1995-10-01 · resigned 1997-09-21
WILSON, Jane→
Resignedsecretary · appointed 2000-10-27 · resigned 2003-09-26
LAMOND, Andrew→
Resigneddirector · ~59y · appointed 2003-09-26 · resigned 2009-05-07
LITTLE, John Noel→
Resigneddirector · ~91y · appointed 1998-03-20 · resigned 2001-01-25
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1991-10-29 · resigned 1991-10-29
MACKINTOSH, Charles Alexander→
Resigneddirector · ~66y · appointed 1993-10-13 · resigned 1994-06-30
MUNRO, Allistair Colin→
Resigneddirector · ~78y · appointed 2003-09-26 · resigned 2009-04-09
O ROURKE, John Carruthers→
Resigneddirector · ~60y · appointed 1991-11-26 · resigned 2000-10-27
PARK, David John→
Resigneddirector · ~63y · appointed 1995-06-08 · resigned 1998-07-03
SHAW, Martin→
Resigneddirector · ~50y · appointed 2011-05-20 · resigned 2012-10-31
Click a director name to see their full track record across all companies.
Mortgages & charges
26
Total charges
16
Outstanding
6
Active lenders
Status:Lender:26 of 26 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Brothers Close Brothers Limited | A registered charge | — | 14/02/2023 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/11/2022 | — | |
| satisfied | Paragon Paragon Business Finance PLC | A registered charge | — | 24/01/2020 | 29/08/2024 | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 3 properties | 24/01/2020 | — | |
| outstanding | Paragon Paragon Business Finance PLC | A registered charge | — | 23/12/2019 | — | |
| outstanding | Paragon Paragon Business Finance PLC | A registered charge | — | 27/09/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 08/02/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 23/01/2019 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 07/03/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 07/03/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 31/03/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 31/03/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 25/03/2015 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 05/03/2015 | — | |
| outstanding | Lombard North Central Lombard North Central PLC | A registered charge | 1 property | 23/07/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 31/03/2008 | 28/07/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 31/03/2008 | 28/07/2016 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 14/03/2008 | 02/04/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 28/08/2006 | 06/02/2009 | |
| outstanding | Scania Finance Great Britain Scania Finance Great Britain Limited | Floating charge | 1 property | 17/10/2005 | — | |
| outstanding | Man Financial Services Man Financial Services PLC | Floating charge | 1 property | 07/06/2004 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/11/2003 | 06/02/2009 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 17/10/2003 | 07/02/2009 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 18/08/2006 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 29/03/2008 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 05/12/1991 | 29/03/2008 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (176 total)
accounts-with-accounts-type-group
accounts · AA
2026-01-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-group
accounts · AA
2024-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-30
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-29
accounts-with-accounts-type-group
accounts · AA
2023-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-27
accounts-with-accounts-type-group
accounts · AA
2023-01-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-07
change-person-director-company-with-change-date
officers · CH01
2022-11-06
accounts-with-accounts-type-group
accounts · AA
2022-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-11