COURTVITAL LIMITED
🌳Matureactive
SC139723 · ltd · incorporated 1992-08-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other holiday and other collective accommodation
Sector: Accommodation & food service
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 33.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 33.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 3 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
113 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 3 officers
- • 1 persons-with-significant-control
Last 180 days
4
filings
- • 3 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-17📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2003-07-05🔓Charge satisfied #6
- 2003-07-05🔓Charge satisfied #5
- 2003-07-03➖SHERLOCK, Faye resignedsecretary
- 2003-07-03➖BERRY, Alan Charles resigneddirector
- 2003-07-01➕STALKER, Joan appointedsecretary
- 2003-07-01➕STALKER, Joan appointeddirector
- 2001-12-01➕SHERLOCK, Faye appointedsecretary
- 2001-11-30➖HORSBURGH, Norman resignedsecretary
- 1997-03-27➖BERRY, Alan Charles resignedsecretary
- 1997-03-27➕HORSBURGH, Norman appointedsecretary
- 1996-09-02🔒Charge registered #7Lender: Bass Brewers Limited
- 1996-08-06🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
- 1996-07-18🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 1994-03-07🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 1993-11-29🔓Charge satisfied #2
- 1993-09-28🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 1993-05-12🔒Charge registered #2Lender: Dinar Investments Inc
- 1992-09-01➕NUHI, Amnon appointeddirector
- 1992-09-01➕BERRY, Alan Charles appointedsecretary
- 1992-09-01➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 1992-09-01➕BERRY, Alan Charles appointeddirector
- 1992-09-01➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 1992-08-11🏢Company incorporatedAs COURTVITAL LIMITED
- 1992-08-11➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1992-08-11➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Joan Stalker Individual · British · DOB 09/1957 · age 69 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mr Amnon Nuhi Individual · British · DOB 11/1958 · age 68 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Active · Hospitality · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BUCC PUBS LTD→ SC877878 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CGIL LTD→ SC871878 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHARDON EDINBURGH (RM) LIMITED→ SC316031 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| CKM PUBS LTD→ SC831818 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CLERMONT HOTEL MANAGEMENT LIMITED→ SC046004 · est 1968 · no financials extracted | — | — | — | — | 57y | — | — |
| CMAS HOLDINGS LIMITED→ SC768773 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CONVIVENCIA LIMITED→ SC862326 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| COORIE DUN LIMITED→ SC641212 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| COPPIES BAR LTD→ SC474701 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| CORSTORPHINE CATERING LTD→ SC866854 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| COZY CAFE EDINBURGH LIMITED→ SC863526 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| COZY CAFE YC LTD→ SC688546 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1992-08-11
Jurisdictionscotland
Primary SIC55209 — Other holiday and other collective accommodation
Registered office
Abercorn School
Newton
Broxburn
West Lothian
EH52 6PZ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-21
Last: 2025-05-07
Officers (3 active · 6 resigned)
Active
Active
STALKER, Joan→
Activedirector · ~69y · appointed 2003-07-01
View their other companies + combined net worth →
BERRY, Alan Charles→
Resignedsecretary · appointed 1992-09-01 · resigned 1997-03-27
HORSBURGH, Norman→
Resignedsecretary · appointed 1997-03-27 · resigned 2001-11-30
SHERLOCK, Faye→
Resignedsecretary · appointed 2001-12-01 · resigned 2003-07-03
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 1992-08-11 · resigned 1992-09-01
BERRY, Alan Charles→
Resigneddirector · ~69y · appointed 1992-09-01 · resigned 2003-07-03
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 1992-08-11 · resigned 1992-09-01
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
3
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bass Brewers Bass Brewers Limited | Standard security | 1 property | 02/09/1996 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 06/08/1996 | 05/07/2003 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/07/1996 | 05/07/2003 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 07/03/1994 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/09/1993 | — | |
| satisfied | Dinar Investments Dinar Investments Inc | Standard security | 1 property | 12/05/1993 | 29/11/1993 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (113 total)
change-person-director-company-with-change-date
officers · CH01
2026-03-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-04
change-person-secretary-company-with-change-date
officers · CH03
2026-03-04
change-person-director-company-with-change-date
officers · CH01
2026-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-22