GEDDES PROPERTIES (NAIRN) LIMITED

🌳Matureactive
SC141250 · ltd · incorporated 1992-11-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 33.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£538.2k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 65-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 33.1y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 33.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £538,189

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£538k
Current Assets
£30k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-31
Total assets£538.2k
Current assets£29.7k
Net assets£538.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-01-22
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  2. 2025-09-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-10-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-11-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2019-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2018-12-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2016-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2015-12-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2015-11-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2014-12-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2014-11-28
    📄
    capital-allotment-shares
    capital · SH01
  16. 2013-11-01
    ➕
    GEDDES, Diane appointed
    director
  17. 2010-01-06
    ➖
    GEDDES, Denise Lillian Mary resigned
    secretary
  18. 2000-09-07
    ➕
    GEDDES, Denise Lillian Mary appointed
    secretary
  19. 2000-09-07
    ➖
    GEDDES, William George Harper resigned
    secretary
  20. 2000-09-07
    ➖
    CHRISTINE, Julie Theresa resigned
    director
  21. 2000-09-07
    ➖
    MUNRO, Gregor Macgregor resigned
    director
  22. 2000-09-07
    ➖
    MUNRO, Pamela Jane resigned
    director
  23. 1999-05-17
    ➖
    RAMSAY, Peter John resigned
    secretary
  24. 1999-05-14
    ➕
    GEDDES, William George Harper appointed
    secretary
  25. 1993-04-23
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  26. 1992-11-16
    🏢
    Company incorporated
    As GEDDES PROPERTIES (NAIRN) LIMITED
  27. 1992-11-16
    ➕
    GEDDES, William George Harper appointed
    director
  28. 1992-11-16
    ➕
    RAMSAY, Peter John appointed
    secretary
  29. 1992-11-16
    ➕
    REID, Brian appointed
    nominee-secretary
  30. 1992-11-16
    ➖
    REID, Brian resigned
    nominee-secretary
  31. 1992-11-16
    ➕
    CHRISTINE, Julie Theresa appointed
    director
  32. 1992-11-16
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  33. 1992-11-16
    ➖
    MABBOTT, Stephen resigned
    nominee-director
  34. 1992-11-16
    ➕
    MUNRO, Gregor Macgregor appointed
    director
  35. 1992-11-16
    ➕
    MUNRO, Pamela Jane appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "GEDDES" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr William George Harper Geddes
Individual · British · DOB 10/1961 · age 65
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1992-11-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

28 High Street
Nairn
Nairnshire
IV12 4AU

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-30
Last: 2025-11-16

Officers (2 active · 8 resigned)

GEDDES, Diane→
director · ~58y · appointed 2013-11-01
View their other companies + combined net worth →
Active
GEDDES, William George Harper→
director · ~65y · appointed 1992-11-16
View their other companies + combined net worth →
Active
GEDDES, Denise Lillian Mary→
secretary · appointed 2000-09-07 · resigned 2010-01-06
Resigned
GEDDES, William George Harper→
secretary · appointed 1999-05-14 · resigned 2000-09-07
Resigned
RAMSAY, Peter John→
secretary · appointed 1992-11-16 · resigned 1999-05-17
Resigned
REID, Brian→
nominee-secretary · appointed 1992-11-16 · resigned 1992-11-16
Resigned
CHRISTINE, Julie Theresa→
director · ~58y · appointed 1992-11-16 · resigned 2000-09-07
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1992-11-16 · resigned 1992-11-16
Resigned
MUNRO, Gregor Macgregor→
director · ~74y · appointed 1992-11-16 · resigned 2000-09-07
Resigned
MUNRO, Pamela Jane→
director · ~71y · appointed 1992-11-16 · resigned 2000-09-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property23/04/1993—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2026-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-16
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-18