FAIRFIELD PROPERTIES (INVERNESS) LTD.

🌳Matureactive
SC244714 · ltd · incorporated 2003-02-27
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2024
Net worth
£217.0k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 75-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 22.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 22.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £217,033

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£217k
Current Assets
£5k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-05-31
Total assets£217.0k
Current assets£4.6k
Net assets£217.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2025-11-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-11-27
    ➕
    MARTIN, Christine Mcleod appointed
    director
  3. 2025-11-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-11-13
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-11-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-10-30
    ➖
    MARTIN, John resigned
    director
  7. 2025-07-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2024-06-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-07-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2023-07-20
    🔓
    Charge satisfied #1
  11. 2023-07-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-07-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2021-07-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-08-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2019-06-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-02-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2019-02-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2018-07-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-03-16
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  20. 2018-03-16
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  21. 2016-05-13
    ➖
    MALONE, Diane resigned
    director
  22. 2004-01-07
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  23. 2003-02-27
    🏢
    Company incorporated
    As FAIRFIELD PROPERTIES (INVERNESS) LTD.
  24. 2003-02-27
    ➕
    ROSS, William Alexander appointed
    secretary
  25. 2003-02-27
    ➕
    ROSS, William Alexander appointed
    director
  26. 2003-02-27
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  27. 2003-02-27
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  28. 2003-02-27
    ➕
    MALONE, Diane appointed
    director
  29. 2003-02-27
    ➕
    MARTIN, John appointed
    director
  30. 2003-02-27
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  31. 2003-02-27
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Christine Mcleod Martin
Individual · British · DOB 07/1951 · age 75
25–50%
—25-50% shares13/11/2025
Dr Iain Ros Maoileoin
Individual · British · DOB 05/1956 · age 70
25–50%
—25-50% shares20/02/2019
1 historic (ceased) PSC
  • Dr Jon Ross Maloneceased 20/02/2019· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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DINGWALL AUCTION MART LIMITED→
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————64y8388y
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————51y8381y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-02-27
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

9 Swanston Avenue
Inverness
Inverness-Shire
IV3 8QN

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-03-13
Last: 2026-02-27

Officers (3 active · 4 resigned)

ROSS, William Alexander→
secretary · appointed 2003-02-27
View their other companies + combined net worth →
Active
MARTIN, Christine Mcleod→
director · ~75y · appointed 2025-11-27
View their other companies + combined net worth →
Active
ROSS, William Alexander→
director · ~69y · appointed 2003-02-27
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2003-02-27 · resigned 2003-02-27
Resigned
MALONE, Diane→
director · ~70y · appointed 2003-02-27 · resigned 2016-05-13
Resigned
MARTIN, John→
director · ~77y · appointed 2003-02-27 · resigned 2025-10-30
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2003-02-27 · resigned 2003-02-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property07/01/200420/07/2023

Recent filings (80 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-27
change-person-director-company-with-change-date
officers · CH01
2025-11-28
appoint-person-director-company-with-name-date
officers · AP01
2025-11-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-13
termination-director-company-with-name-termination-date
officers · TM01
2025-11-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-27
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-01