GRANITE EDGE LIMITED
- 68209Other letting and operating of own or leased real estate
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (83/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
17 live charges · oldest 30.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 30.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (69 events)Click to expand
- 2025-08-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-24📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-03-24📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-03-20➕LOWRIE, Sheilagh appointedsecretary
- 2025-03-20➖MCNEIL, Heather Carol resignedsecretary
- 2025-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-04-02📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2018-08-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2007-07-06🔓Charge satisfied #17
- 2007-07-06🔓Charge satisfied #16
- 2007-07-06🔓Charge satisfied #15
- 2007-07-06🔓Charge satisfied #14
- 2007-07-06🔓Charge satisfied #13
- 2007-07-06🔓Charge satisfied #11
- 2007-07-06🔓Charge satisfied #10
- 2007-07-06🔓Charge satisfied #9
- 2007-07-06🔓Charge satisfied #8
- 2007-07-06🔓Charge satisfied #2
- 2007-07-06🔓Charge satisfied #1
- 2007-07-06🔓Charge satisfied #6
- 2007-07-06🔓Charge satisfied #5
- 2007-07-06🔓Charge satisfied #4
- 2007-07-06🔓Charge satisfied #3
- 2007-06-28➖LOWRIE, Peter Thomas Hunter resignedsecretary
- 2007-06-28➕MCNEIL, Heather Carol appointedsecretary
- 2007-06-28➖LOWRIE, Jean resigneddirector
- 2007-06-28➖LOWRIE, Jennifer Lewis resigneddirector
- 2007-06-28➖LOWRIE, John resigneddirector
- 2006-04-03🔒Charge registered #17Lender: The Governor and Company of the Bank of Scotland
- 2006-02-27🔒Charge registered #16Lender: The Governor and Company of the Bank of Scotland
- 2006-01-23🔒Charge registered #15Lender: The Governor and Company of the Bank of Scotland
- 2005-05-23🔒Charge registered #14Lender: The Governor and Company of the Bank of Scotland
- 2003-03-20🔒Charge registered #13Lender: The Governor and Company of the Bank of Scotland
- 2002-11-28🔒Charge registered #12Lender: The Governor and Company of the Bank of Scotland
- 2002-11-05🔒Charge registered #11Lender: The Governor and Company of the Bank of Scotland
- 2000-05-08🔒Charge registered #10Lender: The Governor and Company of the Bank of Scotland
- 1997-09-17🔒Charge registered #9Lender: The Governor and Company of the Bank of Scotland
- 1996-05-24🔒Charge registered #8Lender: The Governor and Company of the Bank of Scotland
- 1995-10-10🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1995-10-10🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Big Bull Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Big Bull Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FORSYTH LETTINGS LTD→ SC664449 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FOUR A PROPERTIES LTD→ SC497793 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| FS DREAMS LTD→ SC684370 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FWB NEWCO LTD→ SC555496 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| G.M. ENTERPRISES LIMITED→ SC107272 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| GALLACHER HOMES LTD→ SC535835 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| GILDANPAYNE LTD→ SC811126 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GRANGEMOUTH RETAIL PROPERTIES LIMITED→ SC585951 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| GRANT PROPERTY (SCOTLAND) LTD.→ SC461323 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| GREENBRAE PROPERTY LIMITED→ SC556462 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HAILEY JAMES LTD→ SC596911 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HALCYON PROPERTY INVESTORS LTD→ SC758857 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 9 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/04/2006 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 27/02/2006 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/01/2006 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/05/2005 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/03/2003 | 06/07/2007 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/11/2002 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/11/2002 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 08/05/2000 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 17/09/1997 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 24/05/1996 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/10/1995 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/10/1995 | 06/07/2007 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/10/1995 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/10/1995 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/10/1995 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/10/1995 | 06/07/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/10/1995 | 06/07/2007 |