SINCLAIR-ROJAS LIMITED

🌳Matureactive
SC152154 · ltd · incorporated 1994-07-27
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Retail trade of motor vehicle parts and accessories
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 68310Real estate agencies
Investor take
Pursue
Active trading company with a 85-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 85). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 20.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 20.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (56/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2025-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2017-05-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  10. 2016-10-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2016-08-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2016-08-04
    🔓
    Charge satisfied #1
  13. 2016-05-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-08-10
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-05-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-05-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2010-04-16
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  18. 2007-11-05
    ➕
    CLOWRY, Christina appointed
    secretary
  19. 2007-11-05
    ➖
    ROWLANDS, Susan resigned
    secretary
  20. 2005-09-14
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  21. 1994-08-08
    ➕
    SINCLAIR, Iain Mackay appointed
    director
  22. 1994-08-08
    ➕
    SINCLAIR, Nora Rojas appointed
    director
  23. 1994-08-08
    ➕
    ROWLANDS, Susan appointed
    secretary
  24. 1994-08-08
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  25. 1994-08-08
    ➖
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director
  26. 1994-07-27
    🏢
    Company incorporated
    As SINCLAIR-ROJAS LIMITED
  27. 1994-07-27
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  28. 1994-07-27
    ➕
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "SINCLAIR" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 85 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Iain Mackay Sinclair
Individual · British · DOB 07/1941 · age 85
50–75%
50–75%50-75% shares · 50-75% voting01/07/2016
Mrs Nora Rojas Sinclair
Individual · British · DOB 10/1958 · age 68
25–50%
—25-50% shares · firm interest01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
FLEAR & THOMSON LIMITED→
SC028660 · est 1951
£2.08M
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———74y8280y
FIFE AUTO CENTRE LTD.→
SC194842 · est 1999 · no financials extracted
————27y8364y
ALAN BENNIE MOTOR ENGINEERS LIMITED→
SC260726 · est 2003
———70022y8258y
BODYWYSE AUTOCARE LIMITED→
SC285841 · est 2005
——£1.08M—20y8259y
CLEVEDEN CARS LIMITED→
SC180119 · est 1997
———20028y8263y
FIFE ACCIDENT REPAIR CENTRE LIMITED→
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———110021y8264y
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——£26.8k—18y8259y
FRANK MUNRO & SONS LIMITED→
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————23y8262y
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———30020y8269y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated1994-07-27
Jurisdictionscotland
Primary SIC45320 — Retail trade of motor vehicle parts and accessories

Registered office

2 Ceres Road
Cupar
Fife
KY15 5JT

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-10
Last: 2025-07-27

Officers (3 active · 3 resigned)

CLOWRY, Christina→
secretary · appointed 2007-11-05
View their other companies + combined net worth →
Active
SINCLAIR, Iain Mackay→
director · ~85y · appointed 1994-08-08
View their other companies + combined net worth →
Active
SINCLAIR, Nora Rojas→
director · ~68y · appointed 1994-08-08
View their other companies + combined net worth →
Active
ROWLANDS, Susan→
secretary · appointed 1994-08-08 · resigned 2007-11-05
Resigned
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 1994-07-27 · resigned 1994-08-08
Resigned
JORDANS (SCOTLAND) LIMITED→
corporate-nominee-director · appointed 1994-07-27 · resigned 1994-08-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Standard security1 property16/04/2010—
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property14/09/200504/08/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (86 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-07-31