R. SIMPSON MOTORS LTD.
- · Oldest live charge 22.0y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 22.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 900 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 address
- • 1 address
- • 1 address
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (31 events)Click to expand
- 2026-04-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-28📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-25📄change-person-director-company-with-change-dateofficers · CH01
- 2019-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-03-25➕SIMPSON, Bryan appointeddirector
- 2014-03-25➕SIMPSON, Diane appointeddirector
- 2013-08-20🔓Charge satisfied #1
- 2004-05-06🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-11-26🏢Company incorporatedAs R. SIMPSON MOTORS LTD.
- 2003-11-26➕SIMPSON, Jill Marie appointedsecretary
- 2003-11-26➕SIMPSON, Jill Marie appointeddirector
- 2003-11-26➕SIMPSON, Raymond James appointeddirector
- 2003-11-26➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-secretary
- 2003-11-26➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-secretary
- 2003-11-26➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-director
- 2003-11-26➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-director
- 2003-11-26➕PETER TRAINER CORPORATE SERVICES LTD. appointedcorporate-nominee-director
- 2003-11-26➖PETER TRAINER CORPORATE SERVICES LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "SIMPSON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Raymond James Simpson Individual · British · DOB 12/1956 · age 70 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FLEAR & THOMSON LIMITED→ SC028660 · est 1951 | £2.08M £1.66M–£2.49M | — | — | — | 74y | 82 | 80y |
| FIFE AUTO CENTRE LTD.→ SC194842 · est 1999 · no financials extracted | — | — | — | — | 27y | 83 | 64y |
| ALAN BENNIE MOTOR ENGINEERS LIMITED→ SC260726 · est 2003 | — | — | — | 700 | 22y | 82 | 58y |
| BODYWYSE AUTOCARE LIMITED→ SC285841 · est 2005 | — | — | £1.08M | — | 20y | 82 | 59y |
| CLEVEDEN CARS LIMITED→ SC180119 · est 1997 | — | — | — | 200 | 28y | 82 | 63y |
| FIFE ACCIDENT REPAIR CENTRE LIMITED→ SC276436 · est 2004 | — | — | — | 1100 | 21y | 82 | 64y |
| FIFE SEAT LIMITED→ SC331707 · est 2007 | — | — | £26.8k | — | 18y | 82 | 59y |
| FRANK MUNRO & SONS LIMITED→ SC241429 · est 2002 · no financials extracted | — | — | — | — | 23y | 82 | 62y |
| GRANGE GARAGE (FIFE) LIMITED→ SC217994 · est 2001 | — | — | — | 200 | 25y | 82 | 66y |
| LEAH INTERNATIONAL LTD.→ SC299642 · est 2006 | — | — | — | 300 | 20y | 82 | 69y |
| SINCLAIR-ROJAS LIMITED→ SC152154 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| SWAN CAR BROKERS LTD→ SC822342 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 06/05/2004 | 20/08/2013 |