LIFESTYLE PROPERTIES (ABERDEEN) LIMITED
🌳Matureactive
SC152578 · ltd · incorporated 1994-08-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£1.73M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 61-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
32 live charges · 3 lenders · oldest 31.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 31.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
32 charges (32/32 with lender, 32/32 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,731,688
Cash draining
Cash down 75% YoY
Cash YoY
-75%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£9k
↓ 75% YoY
Net Worth
£1.7m
↑ 6.9% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Cash | £9.0k | £35.2k |
| Net assets | £1.73M | £1.62M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (55 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-08-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-08-24🔒Charge registered #31Lender: Bank of Scotland PLC
- 2018-08-23🔒Charge registered #32Lender: Bank of Scotland PLC
- 2018-04-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-09📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-06-24🔒Charge registered #30Lender: Bank of Scotland PLC
- 2014-06-24🔒Charge registered #29Lender: Bank of Scotland PLC
- 2014-06-24🔒Charge registered #28Lender: Bank of Scotland PLC
- 2014-06-24🔒Charge registered #27Lender: Bank of Scotland PLC
- 2014-06-24🔒Charge registered #26Lender: Bank of Scotland PLC
- 2014-06-24🔒Charge registered #25Lender: Bank of Scotland PLC
- 2014-06-24🔒Charge registered #24Lender: Bank of Scotland PLC
- 2013-12-24🔒Charge registered #23Lender: Pyhllis Margot Lewis
- 2006-01-19🔒Charge registered #22Lender: The Governor and Company of the Bank of Scotland
- 2001-11-22🔒Charge registered #21Lender: The Governor and Company of the Bank of Scotland
- 2001-11-22🔒Charge registered #20Lender: The Governor and Company of the Bank of Scotland
- 2001-09-03🔒Charge registered #19Lender: The Governor and Company of the Bank of Scotland
- 2001-07-03🔒Charge registered #18Lender: The Governor and Company of the Bank of Scotland
- 2001-06-22🔒Charge registered #17Lender: The Governor and Company of the Bank of Scotland
- 2001-06-07🔒Charge registered #16Lender: The Governor and Company of the Bank of Scotland
- 2001-05-24🔒Charge registered #15Lender: The Governor and Company of the Bank of Scotland
- 2001-05-16🔒Charge registered #14Lender: The Governor and Company of the Bank of Scotland
- 2001-05-03🔒Charge registered #13Lender: The Governor and Company of the Bank of Scotland
- 2001-02-15🔒Charge registered #12Lender: The Governor and Company of the Bank of Scotland
- 2001-02-07🔒Charge registered #11Lender: The Governor and Company of the Bank of Scotland
- 2001-02-07🔒Charge registered #10Lender: The Governor and Company of the Bank of Scotland
- 2001-01-10🔒Charge registered #9Lender: The Governor and Company of the Bank of Scotland
- 2000-12-13🔒Charge registered #8Lender: The Governor and Company of the Bank of Scotland
- 2000-10-25🔒Charge registered #7Lender: The Governor and Company of the Bank of Scotland
- 2000-10-03🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
- 2000-03-28🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 2000-01-25🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2000-01-13🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 1999-12-15🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1995-01-05🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1994-08-19🏢Company incorporatedAs LIFESTYLE PROPERTIES (ABERDEEN) LIMITED
- 1994-08-19➕MCGOWAN, Linda Ann appointedsecretary
- 1994-08-19➕MCGOWAN, Linda Ann appointeddirector
Showing most recent 50 of 55 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low32 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Linda Ann Mcgowan Individual · Scottish · DOB 12/1966 · age 60 | 25–50% | — | 25-50% shares | 19/08/2016 |
Mr Craig Galloway Munro Individual · Scottish · DOB 11/1965 · age 61 | 25–50% | — | 25-50% shares | 19/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ROBERT WHITELAW (ABERDEEN) LIMITED→ SC053906 · est 1973 | £4.35M £3.70M–£5.01M | — | £4.35M | — | 52y | 83 | 76y |
| OMATRON LIMITED→ SC278277 · est 2005 | £1.85M £1.57M–£2.13M | — | £1.85M | — | 21y | 83 | 72y |
| BEN THOW LIMITED→ SC058084 · est 1975 | £1.51M £1.29M–£1.74M | — | £1.51M | — | 50y | 82 | 69y |
| JACKAL PROPERTIES LIMITED→ SC228832 · est 2002 | £1.29M £1.10M–£1.49M | — | £1.29M | — | 24y | 83 | 71y |
| ST. MALO HOUSE LIMITED→ SC285478 · est 2005 | £1.20M £1.02M–£1.38M | — | £1.20M | — | 20y | 83 | 80y |
| F.G. BURNETT LIMITED→ SC202175 · est 1999 | £1.01M £861.9k–£1.17M | — | £1.01M | — | 26y | 83 | 65y |
| ABBOTSHALL SERVICES LIMITED→ SC305853 · est 2006 | £581.0k £493.8k–£668.1k | — | £581.0k | — | 19y | 82 | 68y |
| BANCHORY CAR CENTRE LTD.→ SC356740 · est 2009 | £526.7k £447.7k–£605.7k | — | £526.7k | — | 17y | 82 | 71y |
| BOWDEN BUILDINGS LTD→ SC279331 · est 2005 | £492.7k £418.8k–£566.6k | — | £492.7k | — | 21y | 82 | 62y |
| THISTLE STREET PROPERTIES LIMITED→ SC312791 · est 2006 | £327.7k £278.5k–£376.8k | — | £327.7k | — | 19y | 83 | 61y |
| ART DECO CARRON RESTAURANT LTD.→ SC218207 · est 2001 | £201.4k £171.2k–£231.6k | — | £201.4k | — | 25y | 82 | 62y |
| AMZ PROPERTIES LIMITED→ SC268771 · est 2004 | £155.8k £132.5k–£179.2k | — | £155.8k | — | 21y | 82 | 79y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1994-08-19
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
33 Monearn Gardens
Milltimber
Aberdeen
AB13 0DX
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-02
Last: 2025-08-19
Officers (3 active · 2 resigned)
MCGOWAN, Linda Ann→
Activesecretary · appointed 1994-08-19
View their other companies + combined net worth →
MCGOWAN, Linda Ann→
Activedirector · ~60y · appointed 1994-08-19
View their other companies + combined net worth →
MUNRO, Craig Galloway→
Activedirector · ~61y · appointed 1994-08-19
View their other companies + combined net worth →
REID, Brian→
Resignednominee-secretary · appointed 1994-08-19 · resigned 1994-08-19
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1994-08-19 · resigned 1994-08-19
Click a director name to see their full track record across all companies.
Mortgages & charges
32
Total charges
32
Outstanding
2
Active lenders
Status:Lender:32 of 32 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/08/2018 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 23/08/2018 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/06/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/06/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/06/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/06/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/06/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 24/06/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 24/06/2014 | — | |
| outstanding | Pyhllis Margot Lewis / Dr John Ronald Lewis | A registered charge | 1 property | 24/12/2013 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 19/01/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/11/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 22/11/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/09/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/07/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/06/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 07/06/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 24/05/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 16/05/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/05/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/02/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 07/02/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 07/02/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/01/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/12/2000 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/10/2000 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/10/2000 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/03/2000 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/01/2000 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/01/2000 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/12/1999 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 05/01/1995 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (103 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-26