ANNANDALE TRUSTEES LIMITED

🌳Matureactive
SC155060 · ltd · incorporated 1994-12-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£1.1k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,063

Key financials

1 year extracted from filed iXBRL accounts
Cash
£1k
Net Worth
£1k
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-05
Total assets£1.1k
Cash£1.1k
Net assets£1.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-03
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  3. 2024-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-10-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-12-24
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  7. 2021-12-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  8. 2021-12-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2021-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-06-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2021-06-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2021-06-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-02-01
    ➕
    COUTTS, Neil appointed
    director
  14. 2021-02-01
    ➕
    REID, Graeme appointed
    director
  15. 2021-01-31
    ➖
    COUTTS, John Alexander Crocket resigned
    director
  16. 2020-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2019-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-10-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-01-04
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  20. 2017-09-08
    ➖
    MCEWEN, Alexander William resigned
    secretary
  21. 1995-01-31
    ➖
    MILBURN, Tony resigned
    director
  22. 1994-12-21
    🏢
    Company incorporated
    As ANNANDALE TRUSTEES LIMITED
  23. 1994-12-21
    ➕
    MCEWEN, Alexander William appointed
    secretary
  24. 1994-12-21
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  25. 1994-12-21
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  26. 1994-12-21
    ➕
    COUTTS, John Alexander Crocket appointed
    director
  27. 1994-12-21
    ➕
    MILBURN, Tony appointed
    director
  28. 1994-12-21
    ➕
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director
  29. 1994-12-21
    ➖
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Neil Coutts
Individual · British · DOB 08/1986 · age 40
50–75%
50–75%50-75% shares · 50-75% voting14/06/2021
Mr Graeme Reid
Individual · British · DOB 03/1961 · age 65
25–50%
25–50%25-50% shares · 25-50% voting14/06/2021
2 historic (ceased) PSCs
  • Mr John Alexander Crocket Couttsceased 14/06/2021· 25-50% shares · 25-50% voting
  • Mr Alexander William Mcewenceased 08/09/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1994-12-21
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

62-64 Buccleuch Street
Dumfries
DG1 2AA

Filing status

Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-01-04
Last: 2025-12-21

Officers (2 active · 5 resigned)

COUTTS, Neil→
director · ~40y · appointed 2021-02-01
View their other companies + combined net worth →
Active
REID, Graeme→
director · ~65y · appointed 2021-02-01
View their other companies + combined net worth →
Active
MCEWEN, Alexander William→
secretary · appointed 1994-12-21 · resigned 2017-09-08
Resigned
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 1994-12-21 · resigned 1994-12-21
Resigned
COUTTS, John Alexander Crocket→
director · ~68y · appointed 1994-12-21 · resigned 2021-01-31
Resigned
MILBURN, Tony→
director · ~32y · appointed 1994-12-21 · resigned 1995-01-31
Resigned
JORDANS (SCOTLAND) LIMITED→
corporate-nominee-director · appointed 1994-12-21 · resigned 1994-12-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (78 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
change-account-reference-date-company-current-extended
accounts · AA01
2025-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-11
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-12-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-12-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-12-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-12
appoint-person-director-company-with-name-date
officers · AP01
2021-06-11