HESTAN ASSET FINANCE LIMITED

🌳Matureactive

SC258322 · ltd · incorporated 2003-10-27

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2025

Net worth

£950.9k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Financial leasing

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

5 officers (2 active, 5 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

55 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £950,939

Net assets shrinking

Down £31,210 YoY

Cash YoY

-0%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£97k

~ YoY

Net Worth

£951k

↓ 3.2% YoY

Current Assets

£962k

↓ 3.4% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-10-31	2024-10-31
Total assets	£950.9k	£982.1k
Current assets	£962.1k	£996.2k
Cash	£97.0k	£97.2k
Debtors	£865.1k	£899.0k
Net assets	£950.9k	£982.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2026-02-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-04-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-03-24
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-25
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-11-19
➖
ROBINSON, Shelley Elizabeth resigned
secretary
2015-11-19
➖
ROBINSON, Shelley Elizabeth resigned
director
2015-11-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2015-11-19
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2015-11-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-04-20
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-03-10
➕
KIRKPATRICK, Donna Catherine appointed
director
2003-10-27
🏢
Company incorporated
As HESTAN ASSET FINANCE LIMITED
2003-10-27
➕
ROBINSON, Michael appointed
director
2003-10-27
➕
ROBINSON, Shelley Elizabeth appointed
secretary
2003-10-27
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
2003-10-27
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary
2003-10-27
➕
ROBINSON, Shelley Elizabeth appointed
director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

86/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Michael Robinson Individual · British · DOB 02/1958 · age 68	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mrs Shelley Elizabeth Robinson Individual · British · DOB 09/1960 · age 66	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-10-27

Jurisdictionscotland

Primary SIC64910 — Financial leasing

Registered office

Hestan House

Georgetown

Dumfries

DG1 4QP

Filing status

Accounts

Next due: 2027-07-31

Last made up to: 2025-10-31

Confirmation statement

Next due: 2026-11-10

Last: 2025-10-27

Officers (2 active · 3 resigned)

KIRKPATRICK, Donna Catherine→

director · ~58y · appointed 2014-03-10

View their other companies + combined net worth →

Active

ROBINSON, Michael→

director · ~68y · appointed 2003-10-27

View their other companies + combined net worth →

Active

ROBINSON, Shelley Elizabeth→

secretary · appointed 2003-10-27 · resigned 2015-11-19

Resigned

OSWALDS OF EDINBURGH LIMITED→

corporate-nominee-secretary · appointed 2003-10-27 · resigned 2003-10-27

Resigned

ROBINSON, Shelley Elizabeth→

director · ~66y · appointed 2003-10-27 · resigned 2015-11-19

Resigned

Click a director name to see their full track record across all companies.