PHOENIX FINDHORN C.I.C.

🌳Matureactive

SC155512 · ltd · incorporated 1995-01-23

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 25.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating

Sector: Wholesale & retail

Investor take

Pursue

Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 25.4y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 25.4 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

36 officers (7 active, 36 linked, 32 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

11 connected companies via shared directors

Filing history

184 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (90 events)Click to expand

2025-10-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-03
➕
LINES, Christine appointed
director
2024-10-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-08-19
➖
HOLLINS, Nicholas Anthony resigned
director
2024-02-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-31
➖
ANDERSON, Mark Rowatt resigned
director
2024-01-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-20
➕
HOLLINS, Nicholas Anthony appointed
director
2023-11-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-11-20
➕
BOGALE, Fasil appointed
director
2023-11-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-03
➖
KELLY, Lee Martin resigned
director
2023-10-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-10-13
➕
BAXTER, James appointed
director
2023-03-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-02-22
➕
PROCTOR, Lesley appointed
director
2022-11-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-03
➖
LOWE, John Chorlton resigned
director
2022-10-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-10-24
➖
HAMMOND, David Andrew resigned
director
2022-09-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-09-23
➕
VAN DER HORN, Dræyk appointed
director
2022-09-23
➕
KELLY, Lee Martin appointed
director
2022-09-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-09-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-30
➖
BOGALE, Fasil resigned
director
2022-06-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-06-24
➖
TYLER, Katherine May resigned
director
2021-10-13
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-05-11
📄
memorandum-articles
incorporation · MA
2021-03-02
➖
DEAN, Nicola resigned
director
2020-11-05
➕
TYLER, Katherine May appointed
director
2020-09-03
➕
DEAN, Nicola appointed
director
2020-07-29
➖
MEAD, David Edwin, Dr resigned
director
2020-07-23
➕
BOGALE, Fasil appointed
director
2020-07-20
➖
SCHWARTZ, Carin Ingrid Elisabeth resigned
director
2017-03-10
➖
MILLER-RANDELL, Paul Quentin resigned
director
2016-11-04
➕
SCHWARTZ, Carin Ingrid Elisabeth appointed
director
2016-08-02
➖
CHAMBERLAIN, Collin Paul resigned
director
2015-10-08
🔓
Charge satisfied #2
2014-08-12
➕
HAMMOND, David Andrew appointed
director
2010-04-29
➖
ELLIOTT, Paul Folkard resigned
director
2009-12-02
➕
ANDERSON, Mark Rowatt appointed
director
2009-08-21
➖
COLWILL, Geoffrey resigned
director
2009-07-07
➕
MILLER-RANDELL, Paul Quentin appointed
director
2009-03-23
➖
BOULTBEE, Janet Mary resigned
director

Showing most recent 50 of 90 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Ekopia Social Investments Ltd holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️

Ekopia Social Investments Ltd

Corporate parent

⬇

PHOENIX FINDHORN C.I.C.

This company · SC155512

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Ekopia Social Investments Ltd Corporate entity	—	25–50%	25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · IV postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SKYE'S FINISHING TOUCHES LTD→ SC374899 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
SOUTH QUEENSFERRY HEALTHCARE LIMITED→ SC786565 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
SPEYSIDE ECO-HEAT LIMITED→ SC418480 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
STUFF'D UP LTD→ SC859379 · est 2025 · no financials extracted	—	—	—	—	—	—	—
THE BAKEHOUSE COLLECTIVE LIMITED→ SC796678 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
THE HIGHLAND WEIGH LTD→ SC728082 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
THE LOSSIEMOUSE LTD→ SC880390 · est 2026 · no financials extracted	—	—	—	—	—	—	—
THISTLE PHARMA LIMITED→ SC481884 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
THREAPLANDS LIMITED→ SC247592 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
TJ'S TRADING NORTH LTD→ SC746410 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
TK HIGHLANDS LTD→ SC776252 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
TOP TECH HUB LIMITED→ SC758922 · est 2023 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1995-01-23

Jurisdictionscotland

Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating

Registered office

156 The Park

Findhorn

Forres

Moray

IV36 3TD

Scotland

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-02-06

Last: 2026-01-23