INVERNESS GOLF CENTRE LIMITED
🌳Matureactive
SC187445 · ltd · incorporated 1998-07-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£293.8k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 27.8y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 27.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 7 with DOB)
84
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £293,755
Net assets shrinking
Down £33,798 YoY
Cash YoY
+10%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£183k
↑ 9.6% YoY
Net Worth
£294k
↓ 10% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Cash | £182.6k | £166.6k |
| Net assets | £293.8k | £327.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-13📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-07📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-07➖MCIVOR, Jean Wanliss resigneddirector
- 2012-02-29➕PIGGOT, Martin Matthews appointedsecretary
- 2012-02-29➖THOMSON, Fiona Mary resignedsecretary
- 2012-02-29➖THOMSON, Alistair Paterson resigneddirector
- 2012-02-29➖THOMSON, Fiona Mary resigneddirector
- 2007-05-15➕MCIVOR, Jean Wanliss appointeddirector
- 2003-02-19➕DOUGLAS, Melrose appointeddirector
- 2003-02-19➕PIGGOT, Martin Matthews appointeddirector
- 2003-02-19➕VIVERS, Graham William Robertson appointeddirector
- 1998-07-20🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1998-07-08🏢Company incorporatedAs INVERNESS GOLF CENTRE LIMITED
- 1998-07-08➕REID, Brian appointednominee-secretary
- 1998-07-08➖REID, Brian resignednominee-secretary
- 1998-07-08➕THOMSON, Fiona Mary appointedsecretary
- 1998-07-08➕MABBOTT, Stephen appointednominee-director
- 1998-07-08➖MABBOTT, Stephen resignednominee-director
- 1998-07-08➕THOMSON, Alistair Paterson appointeddirector
- 1998-07-08➕THOMSON, Fiona Mary appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Melrose Douglas Individual · British · DOB 08/1963 · age 63 | 25–50% | — | 25-50% shares | 07/03/2017 |
Graham William Robertson Vivers Individual · British · DOB 07/1970 · age 56 | 25–50% | — | 25-50% shares | 07/03/2017 |
Martin Matthews Piggot Individual · British · DOB 05/1967 · age 59 | 25–50% | — | 25-50% shares | 07/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ELGIN FURNITURE & CARPET CENTRE LIMITED→ SC252844 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| GARDENS AND GIFTS LIMITED→ SC834783 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND HOSTS LIMITED→ SC842888 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ISLE OF SKYE EXPERIMENTAL SPIRITS LIMITED→ SC689080 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ISLE OF SKYE SEA SALT COMPANY LTD→ SC400451 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| JACK MARRIS LIMITED→ SC826182 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JNK KITCHEN STUDIOS LTD→ SC459492 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| JO BAILLIE LTD→ SC844232 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JTAAS LTD→ SC714134 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KAGE H&O LIMITED→ SC689956 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KERR TRADING LTD→ SC646664 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LA-DI-DA FASHION LTD→ SC523020 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-07-08
Jurisdictionscotland
Primary SIC47789 — Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Registered office
5 Longman Road
Inverness
IV1 1RY
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-07-17
Last: 2025-07-03
Officers (4 active · 6 resigned)
PIGGOT, Martin Matthews→
Activesecretary · appointed 2012-02-29
View their other companies + combined net worth →
DOUGLAS, Melrose→
Activedirector · ~63y · appointed 2003-02-19
View their other companies + combined net worth →
PIGGOT, Martin Matthews→
Activedirector · ~59y · appointed 2003-02-19
View their other companies + combined net worth →
VIVERS, Graham William Robertson→
Activedirector · ~56y · appointed 2003-02-19
View their other companies + combined net worth →
REID, Brian→
Resignednominee-secretary · appointed 1998-07-08 · resigned 1998-07-08
THOMSON, Fiona Mary→
Resignedsecretary · appointed 1998-07-08 · resigned 2012-02-29
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1998-07-08 · resigned 1998-07-08
MCIVOR, Jean Wanliss→
Resigneddirector · ~72y · appointed 2007-05-15 · resigned 2017-03-07
THOMSON, Alistair Paterson→
Resigneddirector · ~77y · appointed 1998-07-08 · resigned 2012-02-29
THOMSON, Fiona Mary→
Resigneddirector · ~74y · appointed 1998-07-08 · resigned 2012-02-29
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 20/07/1998 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (105 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-13
change-person-director-company-with-change-date
officers · CH01
2023-07-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-25
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-07