PINNACLE BUSINESS SOLUTIONS LIMITED
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Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 29.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 29.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £27.9k | £-32.9k |
| Current assets | £179.4k | £131.1k |
| Cash | £157.5k | £106.4k |
| Debtors | £21.9k | £24.7k |
| Net assets | £27.9k | £-42.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (36 events)Click to expand
- 2026-02-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-11🔒Charge registered #2Lender: Highland Opportunity (Investments) Limited
- 2019-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-06-14📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-12📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-01-01➕CORDINER, Allyson Fraser appointedsecretary
- 2011-01-01➖JAMIESON, Michael John resignedsecretary
- 2011-01-01➖JAMIESON, Michael John resigneddirector
- 2000-07-02➖FIRTH, Brian Lyttelton resigneddirector
- 1997-05-31➕JAMIESON, Michael John appointedsecretary
- 1997-05-31➖WHITAKER, David Michael resignedsecretary
- 1997-05-31➖NESBITT, James resigneddirector
- 1997-05-31➖WHITAKER, David Michael resigneddirector
- 1996-12-05🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1996-09-01➕CORDINER, William Eric appointeddirector
- 1995-05-19🏢Company incorporatedAs PINNACLE BUSINESS SOLUTIONS LIMITED
- 1995-05-19➕REID, Brian appointedsecretary
- 1995-05-19➖REID, Brian resignedsecretary
- 1995-05-19➕WHITAKER, David Michael appointedsecretary
- 1995-05-19➕FIRTH, Brian Lyttelton appointeddirector
- 1995-05-19➕JAMIESON, Michael John appointeddirector
- 1995-05-19➕MABBOTT, Stephen appointednominee-director
- 1995-05-19➖MABBOTT, Stephen resignednominee-director
- 1995-05-19➕NESBITT, James appointeddirector
- 1995-05-19➕WHITAKER, David Michael appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Eric Cordiner Individual · British · DOB 08/1952 · age 74 | 50–75% | — | 50-75% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Highland Opportunity (Investments) Highland Opportunity (Investments) Limited | A registered charge | — | 11/10/2019 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 05/12/1996 | — |