JMARCHITECTS (GROUP) LIMITED
- · Oldest live charge 28.5y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 28.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 28.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (59 events)Click to expand
- 2025-11-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-17🔓Charge satisfied #1
- 2025-07-31➖INGHAM, David William resignedsecretary
- 2025-07-31➖INGHAM, David William resigneddirector
- 2025-07-31➖MCKEOWN, Henry Joseph resigneddirector
- 2025-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-31➖BURGESS, Mark Christopher resigneddirector
- 2024-11-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-05➕DAVIE, Stewart William appointeddirector
- 2024-10-14➕ALEXANDER, Ian Linden appointeddirector
- 2024-10-14➕DUNCAN, Roderick John Gordon appointeddirector
- 2024-10-14➕FLETCHER, Ryan appointeddirector
- 2024-10-14➕IRVING, Andrew James Bruges appointeddirector
- 2024-10-14➕IVES, Philip Harvey appointeddirector
- 2024-10-14➕ROGERS, Andrew Peter appointeddirector
- 2024-10-14➕BURGESS, Mark Christopher appointeddirector
- 2024-10-14➕MCKEOWN, Henry Joseph appointeddirector
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-07-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2006-01-25➖BOWMAN, Peter Charles resigneddirector
- 2005-03-04➕INGHAM, David William appointedsecretary
- 2005-03-04➖MCGIRK, Catherine Elizabeth resignedsecretary
- 2004-11-18➕INGHAM, David William appointeddirector
- 2002-09-20➕THOMSON, Brian appointeddirector
- 2002-09-20➖HARE, Bruce Andrew resigneddirector
- 2002-02-28➖THOMSON, William George Ritchie resigneddirector
- 2001-12-04➕MCGIRK, Catherine Elizabeth appointedsecretary
- 2001-12-04➖CHIENE & TAIT resignedcorporate-secretary
- 2001-12-04➕BOWMAN, Peter Charles appointeddirector
- 2001-10-12➖DAVIE, Ian resigneddirector
- 1999-07-01➕DAVIE, Ian appointeddirector
- 1999-03-16➖MCNEILL, Ian resigneddirector
- 1999-02-04➖MURRAY, William Michael resigneddirector
- 1998-12-31➖MORRISON, Hamish Robertson resigneddirector
- 1998-11-22➕CHIENE & TAIT appointedcorporate-secretary
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: INGHAM, David William resigned 2025-07-31; INGHAM, David William resigned 2025-07-31; MCKEOWN, Henry Joseph resigned 2025-07-31
Group structure
Jm Intermediate Holdco 1 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jm Intermediate Holdco 1 Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/06/2021 |
2 historic (ceased) PSCs
- 64qs Holdings Limitedceased 24/06/2021· 75-100% shares · 75-100% voting · board control
- Jmarchitects Holdings Ltdceased 18/06/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 14 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 21/11/1997 | 17/11/2025 |