BERMAR PROPERTIES (SCOTLAND) LIMITED

🌳Matureactive
SC162059 · ltd · incorporated 1995-12-07
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 30.3y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
£1.37M
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 86-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 86). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 30.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 30.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,370,063
Cash YoY
+185%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£3k
↑ 185% YoY
Net Worth
£1.4m
↑ 162% YoY
Current Assets
£617k
↑ 8.5% YoY
Current Liabilities
£0£274k£548k£822k£1.1m£1.4mJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£1.37M£522.4k
Current assets£616.7k£568.4k
Cash£3.0k£1.1k
Debtors£613.7k£567.4k
Net assets£1.37M£522.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-06-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-06-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2022-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-08-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-10-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-07-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-09-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-07-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-07-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2015-12-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2015-08-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2014-12-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2014-05-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2013-08-22
    GREER, Robert resigned
    director
  17. 2013-07-26
    🔓
    Charge satisfied #2
  18. 2013-07-26
    🔓
    Charge satisfied #1
  19. 1996-03-07
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  20. 1996-02-08
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  21. 1995-12-07
    🏢
    Company incorporated
    As BERMAR PROPERTIES (SCOTLAND) LIMITED
  22. 1995-12-07
    GREER, Robert Mcdowell appointed
    secretary
  23. 1995-12-07
    GREER, David Mcewan appointed
    director
  24. 1995-12-07
    GREER, Margaret Richmond appointed
    director
  25. 1995-12-07
    GREER, Robert Mcdowell appointed
    director
  26. 1995-12-07
    REID, Brian appointed
    nominee-secretary
  27. 1995-12-07
    REID, Brian resigned
    nominee-secretary
  28. 1995-12-07
    GREER, Robert appointed
    director
  29. 1995-12-07
    MABBOTT, Stephen appointed
    nominee-director
  30. 1995-12-07
    MABBOTT, Stephen resigned
    nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 86 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Robert Mcdowell Greer
Individual · British · DOB 07/1940 · age 86
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · ML postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
HOPE STREET INVESTMENTS LIMITED
SC183228 · est 1998
£662.4k
£563.0k£761.7k
£662.4k28y8372y
ALMADA DEVELOPMENTS LTD.
SC228289 · est 2002
£594.6k
£505.4k£683.8k
£594.6k24y8260y
ACFORM INVESTMENTS LIMITED
SC336660 · est 2008
£332.7k
£282.8k£382.6k
£332.7k18y8361y
BELLSHILL METAL WORKS (GLASGOW) LIMITED
SC026908 · est 1949
£263.0k
£223.5k£302.4k
£263.0k77y8268y
S & J PROPERTY LETTING LTD.
SC289197 · est 2005
£55.7k
£47.4k£64.1k
£55.7k20y8376y
HAMILTON LICENSED GROCERS LTD
SC329772 · est 2007
£36.4k
£31.0k£41.9k
£36.4k18y8367y
FREELANDS PROPERTIES (MAIN STREET) LIMITED
SC289848 · est 2005
£19.8k
£16.8k£22.8k
£19.8k20y8369y
APR PROPERTIES LIMITED
SC023267 · est 1945
081y8364y
MANSEWOOD FACTORS LIMITED
SC096696 · est 1986
040y8388y
A & O QUINTILIANI LIMITED
SC311440 · est 2006
19y8264y
A W BRITTON LIMITED
SC262068 · est 2004
022y8259y
ALBERT BARTLETT & SONS (LESLIE) LIMITED
SC037899 · est 1962 · no financials extracted
63y8270y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1995-12-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Unit 30 Coatbank Way
Coatbridge
ML5 3AG
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-12-17
Last: 2025-12-03

Officers (4 active · 3 resigned)

GREER, Robert Mcdowell
secretary · appointed 1995-12-07
View their other companies + combined net worth →
Active
GREER, David Mcewan
director · ~58y · appointed 1995-12-07
View their other companies + combined net worth →
Active
GREER, Margaret Richmond
director · ~85y · appointed 1995-12-07
View their other companies + combined net worth →
Active
GREER, Robert Mcdowell
director · ~86y · appointed 1995-12-07
View their other companies + combined net worth →
Active
REID, Brian
nominee-secretary · appointed 1995-12-07 · resigned 1995-12-07
Resigned
GREER, Robert
director · ~61y · appointed 1995-12-07 · resigned 2013-08-22
Resigned
MABBOTT, Stephen
nominee-director · ~76y · appointed 1995-12-07 · resigned 1995-12-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property07/03/199626/07/2013
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property08/02/199626/07/2013

Recent filings (85 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-23