HAMILTON LICENSED GROCERS LTD

🌳Matureactive
SC329772 · ltd · incorporated 2007-08-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£36.4k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 67-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 65/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 18.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £36,418
Net assets shrinking
Down £13,543 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£36k
↓ 27% YoY
Current Assets
£37k
↑ 6.7% YoY
Current Liabilities
—
£0£10k£20k£30k£40k£50kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£618.0k£629.6k
Current assets£37.2k£34.8k
Net assets£36.4k£50.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
  • • 5 officers
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2025-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-11-21
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  5. 2025-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-11-21
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2025-02-07
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  8. 2024-11-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-05-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2023-12-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-06-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-09-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-01-13
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  15. 2019-12-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2019-10-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2018-12-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2017-12-08
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  19. 2017-12-07
    🔒
    Charge registered #4
    Lender: Bank of Scotland PLC
  20. 2017-10-23
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  21. 2007-10-12
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  22. 2007-09-19
    ➕
    AHMED, Naeem appointed
    secretary
  23. 2007-09-19
    ➕
    AHMED, Naeem appointed
    director
  24. 2007-09-19
    ➕
    AHMED, Shakil appointed
    director
  25. 2007-09-19
    ➕
    HASSAN, Mahmood Ul Hassar appointed
    director
  26. 2007-09-19
    ➕
    HASSAN, Maqsood Ul appointed
    director
  27. 2007-08-24
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  28. 2007-08-24
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  29. 2007-08-23
    🏢
    Company incorporated
    As HAMILTON LICENSED GROCERS LTD
  30. 2007-08-23
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  31. 2007-08-23
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-08-23
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

1 Campbell Lane
Hamilton
ML3 6DB
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-06
Last: 2025-08-23

Officers (5 active · 2 resigned)

AHMED, Naeem→
secretary · appointed 2007-09-19
View their other companies + combined net worth →
Active
AHMED, Naeem→
director · ~62y · appointed 2007-09-19
View their other companies + combined net worth →
Active
AHMED, Shakil→
director · ~67y · appointed 2007-09-19
View their other companies + combined net worth →
Active
HASSAN, Mahmood Ul Hassar→
director · ~56y · appointed 2007-09-19
View their other companies + combined net worth →
Active
HASSAN, Maqsood Ul→
director · ~53y · appointed 2007-09-19
View their other companies + combined net worth →
Active
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2007-08-23 · resigned 2007-08-24
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2007-08-23 · resigned 2007-08-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property08/12/2017—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property07/12/2017—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—23/10/2017—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property12/10/2007—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (68 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-18
change-person-director-company-with-change-date
officers · CH01
2025-11-21
change-person-director-company-with-change-date
officers · CH01
2025-11-21
change-person-secretary-company-with-change-date
officers · CH03
2025-11-21
change-person-director-company-with-change-date
officers · CH01
2025-11-21
change-person-director-company-with-change-date
officers · CH01
2025-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2025-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-10