CRAIGMARLOCH NURSERIES LTD.

🌳Matureactive

SC162733 · ltd · incorporated 1996-01-17

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 46220

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 80/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 5 lenders · oldest 25.2y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 25.2 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

10 officers (4 active, 10 linked, 6 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

10 connected companies via shared directors

Filing history

101 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31
Average employees	99

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (46 events)Click to expand

2025-09-30
📄
accounts-with-accounts-type-group
accounts · AA
2024-09-18
📄
accounts-with-accounts-type-group
accounts · AA
2023-12-01
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-12-01
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-11-30
➕
DEVLIN, Isla appointed
secretary
2023-11-30
➖
MCFARLANE, Andrew Grant resigned
secretary
2023-11-29
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-29
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-20
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-20
🔒
Charge registered #7
Lender: Barclays Bank PLC
2023-11-20
🔒
Charge registered #6
Lender: Barclays Bank PLC
2023-11-20
🔓
Charge satisfied #3
2023-11-06
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-27
🔒
Charge registered #5
Lender: Barclays Bank PLC
2023-09-29
📄
accounts-with-accounts-type-group
accounts · AA
2022-11-16
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-16
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-17
📄
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-17
🔓
Charge satisfied #4
2020-12-23
➕
BEGLEY, Christopher appointed
director
2020-12-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-15
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-11-15
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2012-03-31
➖
MCFARLANE, Andrew Dunlop resigned
director
2011-03-21
🔒
Charge registered #4
Lender: Rbs Invoice Finance Limited
2011-01-01
➖
BARRIE, Colin resigned
director
2010-07-31
➖
OXBURGH, Graham Ardern resigned
director
2009-07-27
➕
WILSON, Kenneth Thomas appointed
director
2008-12-05
🔓
Charge satisfied #2
2008-12-04
➕
OXBURGH, Graham Ardern appointed
director
2006-04-18
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
2004-10-06
🔓
Charge satisfied #1
2004-09-17
🔒
Charge registered #2
Lender: Lloyds Tsb Scotland PLC
2001-02-27
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
1998-01-01
➕
BARRIE, Colin appointed
director
1996-01-17
🏢
Company incorporated
As CRAIGMARLOCH NURSERIES LTD.
1996-01-17
➕
MCFARLANE, Andrew Grant appointed
director
1996-01-17
➕
MCFARLANE, Andrew Grant appointed
secretary
1996-01-17
➕
FIRST SCOTTISH SECRETARIES LIMITED appointed
corporate-nominee-secretary
1996-01-17
➖
FIRST SCOTTISH SECRETARIES LIMITED resigned
corporate-nominee-secretary
1996-01-17
➕
MCFARLANE, Andrew Dunlop appointed
director
1996-01-17
➕
FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED appointed
corporate-nominee-director
1996-01-17
➖
FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED resigned
corporate-nominee-director

Owner dependency

68/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew Grant Mcfarlane Individual · British · DOB 02/1967 · age 59	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mr Kenneth Thomas Wilson Individual · British · DOB 08/1982 · age 44	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
FAST FIXINGS SCOTLAND LTD→ SC819995 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
FDL REALISATIONS LIMITED→ SC021368 · est 1940 · no financials extracted	—	—	—	—	86y	—	—
FERGUSON WHISKY LIMITED→ SC705544 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
FH WHOLESALE LIMITED→ SC841041 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
FIBASOURCE LTD→ SC748224 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
FIFTH TASTE QUALITY IMPORTS LTD→ SC734040 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
FINAL SCOOP LTD→ SC776546 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
FINE STONE LTD→ SC337987 · est 2008 · no financials extracted	—	—	—	—	18y	—	—
FIREWOOD ENERGY LTD→ SC755047 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
FIRST HALAL MEAT LTD→ SC707980 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
FIT AND FORGET BATHROOM AND GARDEN LIMITED→ SC552950 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
FIVEQUESTIONS LTD→ SC809115 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1996-01-17

Jurisdictionscotland

Primary SIC46220 — SIC 46220

Registered office

Glasgow Road

Kilsyth

Glasgow

G65 9BX

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-11-15

Last: 2025-11-01

Officers (4 active · 6 resigned)

DEVLIN, Isla→

secretary · appointed 2023-11-30

View their other companies + combined net worth →

Active

BEGLEY, Christopher→

director · ~45y · appointed 2020-12-23

View their other companies + combined net worth →

Active

MCFARLANE, Andrew Grant→

director · ~59y · appointed 1996-01-17

View their other companies + combined net worth →

Active

WILSON, Kenneth Thomas→

director · ~44y · appointed 2009-07-27

View their other companies + combined net worth →

Active

MCFARLANE, Andrew Grant→

secretary · appointed 1996-01-17 · resigned 2023-11-30

Resigned

FIRST SCOTTISH SECRETARIES LIMITED→

corporate-nominee-secretary · appointed 1996-01-17 · resigned 1996-01-17

Resigned

BARRIE, Colin→

director · ~56y · appointed 1998-01-01 · resigned 2011-01-01

Resigned

MCFARLANE, Andrew Dunlop→

director · ~86y · appointed 1996-01-17 · resigned 2012-03-31

Resigned

OXBURGH, Graham Ardern→

director · ~69y · appointed 2008-12-04 · resigned 2010-07-31

Resigned

FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED→

corporate-nominee-director · appointed 1996-01-17 · resigned 1996-01-17

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:7 of 7 shown

		Type	Properties
outstanding	Barclays Barclays Bank PLC	A registered charge	1 property	20/11/2023	—
outstanding	Barclays Barclays Bank PLC	A registered charge	2 properties	20/11/2023	—
outstanding	Barclays Barclays Bank PLC	A registered charge	—	27/10/2023	—
satisfied	NatWest Group Rbs Invoice Finance Limited	Floating charge	1 property	21/03/2011	17/06/2021
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	18/04/2006	20/11/2023
satisfied	Lloyds Banking Group Lloyds Tsb Scotland PLC	Bond & floating charge	1 property	17/09/2004	05/12/2008
satisfied	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Bond & floating charge	1 property	27/02/2001	06/10/2004

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (101 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-11-15

accounts-with-accounts-type-group

accounts · AA

2025-09-30

confirmation-statement-with-updates

confirmation-statement · CS01

2024-11-15

accounts-with-accounts-type-group

accounts · AA

2024-09-18

appoint-person-secretary-company-with-name-date

officers · AP03

2023-12-01

termination-secretary-company-with-name-termination-date

officers · TM02

2023-12-01

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-11-29

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-11-29

mortgage-satisfy-charge-full

mortgage · MR04

2023-11-20

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-11-15

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-11-06

accounts-with-accounts-type-group

accounts · AA

2023-09-29

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2022-11-16

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2022-11-16

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-11-15