FIT AND FORGET BATHROOM AND GARDEN LIMITED
🏛️Establishedactive
SC552950 · ltd · incorporated 2016-12-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: SIC 46740
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 2 lenders · oldest 7.4y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-08🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2023-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-04🔓Charge satisfied #3
- 2022-10-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-26🔓Charge satisfied #5
- 2022-10-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-14🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2022-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-16🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2021-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-03📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2020-09-03📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2020-09-02📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2020-09-02📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2020-08-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-29🔓Charge satisfied #2
- 2020-08-18🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2020-02-15📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2020-02-10🔒Charge registered #3Lender: Aldermore Bank PLC
- 2018-12-18🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2018-12-04🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2016-12-19🏢Company incorporatedAs FIT AND FORGET BATHROOM AND GARDEN LIMITED
- 2016-12-19➕CALDWELL, Raymond Gwylam appointeddirector
- 2016-12-19➕NEARY, Nicola Sarah appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Raymond Gwylam Caldwell Individual · British · DOB 12/1971 · age 55 | 75–100% | — | 75-100% shares | 19/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FERGUSON WHISKY LIMITED→ SC705544 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FIRST HALAL MEAT LTD→ SC707980 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FKBTEX LIMITED→ SC884014 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FOLOG LTD→ SC858557 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FORNAX TRADING LIMITED→ SC709904 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FUSIONTEL LTD→ SC804980 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| G & KM LIMITED→ SC666877 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GALL MARKETING LTD→ SC808222 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GARDENFURNITURE4U DIRECT LTD→ SC666698 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GAUGERS SHARE LIMITED→ SC733709 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GB CABINS AND CONTAINERS LTD→ SC812686 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GB EMPORIUM LTD→ SC728282 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-12-19
Jurisdictionscotland
Primary SIC46740 — SIC 46740
Registered office
Unit 2 Ashley Drive
Bothwell
Glasgow
G71 8BS
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-01-01
Last: 2025-12-18
Officers (2 active · 0 resigned)
CALDWELL, Raymond Gwylam→
Activedirector · ~55y · appointed 2016-12-19
View their other companies + combined net worth →
NEARY, Nicola Sarah→
Activedirector · ~53y · appointed 2016-12-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
4
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/11/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/10/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 16/09/2022 | 26/10/2022 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 18/08/2020 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | — | 10/02/2020 | 04/11/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 18/12/2018 | 29/08/2020 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 04/12/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-03
mortgage-satisfy-charge-full
mortgage · MR04
2022-11-04
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-24