NEVIS BANK NURSERY LIMITED

🌳Matureactive
SC165294 · ltd · incorporated 1996-04-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£237.5k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
Pursue
Asset-holding vehicle. Family succession underway — not a classic acquisition target.

Opportunity 82/100 (exceptional), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -53% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 28.6y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 28.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £237,494
Net assets shrinking
Down £60,332 YoY
Cash draining
Cash down 53% YoY
Cash YoY
-53%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£28k
↓ 53% YoY
Net Worth
£237k
↓ 20% YoY
Current Assets
£35k
↓ 47% YoY
Current Liabilities
—
£0£60k£119k£179k£238k£298kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£308.1k£372.2k
Current assets£34.5k£65.5k
Cash£28.1k£59.4k
Debtors£6.5k£6.1k
Net assets£237.5k£297.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-23
    ➕
    MACPHEE, Arran appointed
    director
  3. 2025-01-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-01-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-05-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2024-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-03-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2023-01-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-12-08
    ➖
    MACPHEE, Duncan resigned
    director
  10. 2022-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-12-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-11-29
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2019-11-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-02-23
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2018-01-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-01-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2016-04-07
    🔓
    Charge satisfied #2
  19. 2016-03-23
    🔓
    Charge satisfied #1
  20. 1998-03-24
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  21. 1998-03-16
    ➕
    MACPHEE & PARTNERS SOLICITORS appointed
    corporate-secretary
  22. 1998-03-16
    ➕
    MACPHEE, Rosemary appointed
    director
  23. 1998-03-16
    ➖
    MACPHEE, Sheena resigned
    secretary
  24. 1998-03-16
    ➕
    MACPHEE, Duncan appointed
    director
  25. 1998-03-16
    ➖
    MACPHEE, Ronald Archibald resigned
    director
  26. 1998-03-16
    ➖
    MACPHEE, Sheena resigned
    director
  27. 1998-01-07
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  28. 1996-04-30
    🏢
    Company incorporated
    As NEVIS BANK NURSERY LIMITED
  29. 1996-04-30
    ➕
    MACPHEE, Sheena appointed
    secretary
  30. 1996-04-30
    ➕
    REID, Brian appointed
    nominee-secretary
  31. 1996-04-30
    ➖
    REID, Brian resigned
    nominee-secretary
  32. 1996-04-30
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  33. 1996-04-30
    ➖
    MABBOTT, Stephen resigned
    nominee-director
  34. 1996-04-30
    ➕
    MACPHEE, Ronald Archibald appointed
    director
  35. 1996-04-30
    ➕
    MACPHEE, Sheena appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — MACPHEE, Arran (same surname) appointed 2025-01-23. Pattern consistent with intra-family handover.
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Rosemary Macphee
Individual · Scottish · DOB 09/1957 · age 69
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Duncan Macpheeceased 08/12/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-04-30
Jurisdictionscotland
Primary SIC85100 — Pre-primary education

Registered office

Coire Leis, Tomacharich
Torlundy
Fort William
Inverness Shire
PH33 6SW

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-14
Last: 2026-04-30

Officers (3 active · 6 resigned)

MACPHEE & PARTNERS SOLICITORS→
corporate-secretary · appointed 1998-03-16
View their other companies + combined net worth →
Active
MACPHEE, Arran→
director · ~30y · appointed 2025-01-23
View their other companies + combined net worth →
Active
MACPHEE, Rosemary→
director · ~69y · appointed 1998-03-16
View their other companies + combined net worth →
Active
MACPHEE, Sheena→
secretary · appointed 1996-04-30 · resigned 1998-03-16
Resigned
REID, Brian→
nominee-secretary · appointed 1996-04-30 · resigned 1996-04-30
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1996-04-30 · resigned 1996-04-30
Resigned
MACPHEE, Duncan→
director · ~75y · appointed 1998-03-16 · resigned 2022-12-08
Resigned
MACPHEE, Ronald Archibald→
director · ~89y · appointed 1996-04-30 · resigned 1998-03-16
Resigned
MACPHEE, Sheena→
director · ~70y · appointed 1996-04-30 · resigned 1998-03-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property24/03/199807/04/2016
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property07/01/199823/03/2016

Recent filings (81 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
appoint-person-director-company-with-name-date
officers · AP01
2025-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-10
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-05
termination-director-company-with-name-termination-date
officers · TM01
2023-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-04
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-08