LOWCO PROPERTIES LIMITED

💤Zombieactive

SC169694 · ltd · incorporated 1996-11-11

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

Why now

Window steady · low confidence

Steady and stalled — no momentum either way. Needs an approach trigger.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 11 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

11 live charges · 2 lenders · oldest 29.5y

30/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 29.5 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

3 officers (2 active, 3 linked, 1 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

91 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-05-31	2024-05-31
Average employees	0	0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (31 events)Click to expand

2026-02-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-28
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accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-21
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accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-01-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-12-06
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2018-02-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-07-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-28
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2016-05-25
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-03
📄
gazette-notice-compulsory
gazette · GAZ1
2015-12-09
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2008-01-24
🔒
Charge registered #14
Lender: Clydesdale Bank Public Limited Company
2008-01-24
🔒
Charge registered #13
Lender: Clydesdale Bank Public Limited Company
2008-01-24
🔒
Charge registered #12
Lender: Clydesdale Bank Public Limited Company
2008-01-24
🔒
Charge registered #11
Lender: Clydesdale Bank Public Limited Company
2008-01-11
🔒
Charge registered #10
Lender: Clydesdale Bank Public Limited Company
2007-11-02
🔒
Charge registered #9
Lender: Clydesdale Bank Public Limited Company
1999-09-01
🔒
Charge registered #8
Lender: The Governor and Company of the Bank of Scotland
1999-08-30
🔒
Charge registered #7
Lender: The Governor and Company of the Bank of Scotland
1999-08-20
🔒
Charge registered #5
Lender: The Governor and Company of the Bank of Scotland
1997-05-22
🔒
Charge registered #4
Lender: The Governor and Company of the Bank of Scotland
1997-02-05
🔒
Charge registered #3
Lender: The Governor and Company of the Bank of Scotland
1996-11-11
🏢
Company incorporated
As LOWCO PROPERTIES LIMITED
1996-11-11
➕
LOW, Irene appointed
secretary
1996-11-11
➕
LOW, George appointed
director
1996-11-11
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
1996-11-11
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

100/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low

11 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr George Low Individual · British · DOB 09/1953 · age 73	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Trade services · DD postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ALAN MACKAY MACHINERY (FORFAR) LIMITED→ SC465072 · est 2013	£3.45M £2.58M–£4.31M	—	—	2600	12y	83	73y
AMORIM TOP SERIES SCOTLAND LIMITED→ SC623489 · est 2019	£1.15M £860.0k–£1.43M	£12.01M	—	400	7y	81	59y
INTONA LIMITED→ SC152680 · est 1994	—	—	—	1900	31y	83	75y
KIRKLEA LIMITED→ SC298107 · est 2006	—	—	£132.0k	—	20y	83	64y
OUTDOOR ACCESS TRUST FOR SCOTLAND→ SC186301 · est 1998 · no financials extracted	—	—	—	—	28y	83	79y
A.J. CRAIG & SONS (INDUSTRIAL CLEANERS) LIMITED→ SC062835 · est 1977	—	—	£9.8k	—	48y	82	65y
ARTISAN ROOFTECH LIMITED→ SC272122 · est 2004	—	—	£143.1k	—	21y	82	58y
BOYZ-ZONE LIMITED→ SC240512 · est 2002	—	—	£16.5k	—	23y	82	58y
BRIAN DAVIDSON LIMITED→ SC192636 · est 1999	—	—	—	700	27y	82	68y
CAMPHILL GROVE CARE LIMITED→ SC392819 · est 2011	—	—	£52.5k	—	15y	82	77y
D M MILNE LIMITED→ SC317362 · est 2007	—	—	£2.12M	—	19y	82	67y
DAVID SCOTT (BLAIRGOWRIE) LIMITED→ SC168837 · est 1996	—	—	—	11	29y	82	66y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1996-11-11

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

26 Blairs Road

Letham

Forfar

Angus

DD8 2PE

Scotland

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2027-01-29

Last: 2026-01-15

Officers (2 active · 1 resigned)

LOW, Irene→

secretary · appointed 1996-11-11

View their other companies + combined net worth →

Active

LOW, George→

director · ~73y · appointed 1996-11-11

View their other companies + combined net worth →

Active

OSWALDS OF EDINBURGH LIMITED→

corporate-nominee-secretary · appointed 1996-11-11 · resigned 1996-11-11

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:11 of 11 shown

		Type	Properties
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	24/01/2008	—
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	24/01/2008	—
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	24/01/2008	—
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	24/01/2008	—
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	11/01/2008	—
outstanding	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	02/11/2007	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	01/09/1999	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	30/08/1999	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	20/08/1999	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	22/05/1997	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	05/02/1997	—

Click column headers to sort. Use filters above to narrow by status and lender.