FLORABANK HOME LIMITED

🌳Matureactive

SC170166 · private-limited-guarant-nsc · incorporated 1996-11-27

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 29.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Residential care activities for the elderly and disabled

Sector: Human health & social work

Investor take

Pursue

Active trading company with a 81-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 29.3y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 29.3 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

22 officers (8 active, 22 linked, 20 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

118 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (57 events)Click to expand

2025-09-02
📄
accounts-with-accounts-type-small
accounts · AA
2024-07-08
📄
accounts-with-accounts-type-small
accounts · AA
2024-06-19
📄
change-person-director-company-with-change-date
officers · CH01
2024-02-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-02-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-02-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-29
➕
MAIR, Graham Cowie appointed
director
2024-01-29
➕
SCOUGAL, David Watson appointed
director
2024-01-29
➖
SINCLAIR, John resigned
director
2023-09-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-19
➖
THOMSON, Stephen James resigned
director
2022-09-26
📄
accounts-with-accounts-type-small
accounts · AA
2021-08-31
📄
accounts-with-accounts-type-small
accounts · AA
2021-05-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-05-12
➖
THOMSON, John Mclean resigned
director
2021-02-09
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-02-01
➖
THOMSON, James King resigned
director
2021-01-06
📄
accounts-with-accounts-type-small
accounts · AA
2019-10-11
📄
change-person-director-company-with-change-date
officers · CH01
2019-08-13
📄
accounts-with-accounts-type-small
accounts · AA
2018-12-14
📄
change-person-director-company-with-change-date
officers · CH01
2018-12-13
📄
change-person-director-company-with-change-date
officers · CH01
2018-12-13
📄
change-person-director-company-with-change-date
officers · CH01
2018-12-03
➕
BELL, Marion Joy appointed
director
2018-08-27
➖
THOMSON, John Mclean resigned
secretary
2018-08-17
➕
BRYSON, Eric Alexander appointed
secretary
2017-05-22
➖
HORNE, James Sinclair resigned
director
2011-02-15
➖
THOMSON, David resigned
director
2009-08-28
➕
MAIR, Gillian appointed
director
2009-07-31
➖
ORR, Francis Henry resigned
director
2008-10-27
➕
THOMPSON, Ronald Campbell appointed
director
2008-10-27
➕
HORNE, James Sinclair appointed
director
2008-10-27
➕
THOMSON, Stephen James appointed
director
2008-09-16
➖
MAIR, James Ritchie resigned
director
2005-02-21
➕
THOMSON, James King appointed
director
2004-10-14
➖
MORRIS, James Bertram resigned
director
2000-05-19
➖
DONALDSON, James Thomas Brown resigned
director
2000-05-19
➕
MAIR, James Ritchie appointed
director
2000-05-19
➖
STEPHEN, Michael resigned
director
1998-11-05
➕
POLLOK, Robert appointed
director
1998-10-30
➕
BRYSON, Eric Alexander appointed
director
1998-05-12
➖
THOMSON, Angus resigned
director
1998-04-15
➖
THOMSON, James Shiach resigned
director
1997-01-14
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
1997-01-07
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1996-12-11
➕
DONALDSON, James Thomas Brown appointed
director
1996-12-03
➕
MORRIS, James Bertram appointed
director
1996-12-03
➕
THOMSON, Angus appointed
director
1996-12-03
➕
THOMSON, James Shiach appointed
director

Showing most recent 50 of 57 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 81 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Similar companies

Active · Healthcare & medical · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SUMMIT HEALTHCARE (WISHAW) LIMITED→ SC182649 · est 1998	£14.49M £10.43M–£18.54M	—	—	0	28y	84	60y
AYRSHIRE HOSPITALS LIMITED→ SC248921 · est 2003	£4.40M £3.17M–£5.63M	—	—	0	23y	84	64y
STONEHOUSE HOSPITALS LIMITED→ SC251033 · est 2003	£706.3k £508.5k–£904.0k	—	—	0	22y	92	64y
RENAISSANCE CARE (UK) LTD→ SC379961 · est 2010	£389.9k £280.7k–£499.1k	—	—	400	15y	84	69y
GLOBAL NETWORK OF SEX WORK PROJECTS LIMITED→ SC349355 · est 2008	£93.1k £67.0k–£119.1k	—	—	4	17y	83	59y
PRESTIGE NURSING (SCOTLAND) LIMITED→ SC143810 · est 1993	—	—	—	28800	33y	84	63y
ANSWER PROJECT→ SC212773 · est 2000 · no financials extracted	—	—	—	—	25y	83	79y
CRANSTON NURSERIES LIMITED→ SC253519 · est 2003	—	—	£360.3k	—	22y	83	76y
EDINBURGH SPORTS INJURY CLINIC LIMITED→ SC245755 · est 2003	—	—	£97.9k	—	23y	83	61y
ELDER HOMES LIMITED→ SC154896 · est 1994 · no financials extracted	—	—	—	—	31y	83	80y
MCSENCE LIMITED→ SC129794 · est 1991 · no financials extracted	—	—	—	—	35y	83	76y
OPEX LTD.→ SC191607 · est 1998	—	—	—	3400	27y	83	72y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1996-11-27

Jurisdictionscotland

Primary SIC87300 — Residential care activities for the elderly and disabled

Registered office

Florabank Park, 18

Florabank Road

Haddington

East Lothian

EH41 3LR

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2026-08-13

Last: 2025-07-30