FINDONY LIMITED
- · Oldest live charge 28.1y old — refinance window within 12 months
- 47220Retail sale of meat and meat products in specialised stores
- 70100Activities of head offices
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (85/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 28.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 28.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 |
|---|---|
| Turnover | £37.40M |
| Gross profit | £15.21M |
| Operating profit | £6.84M |
| Profit before tax | £7.06M |
| Average employees | 13400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (32 events)Click to expand
- 2025-11-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-11-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-28📄accounts-with-accounts-type-fullaccounts · AA
- 2025-01-22📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-05-21📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-21📄accounts-with-accounts-type-groupaccounts · AA
- 2020-07-24📄accounts-with-accounts-type-groupaccounts · AA
- 2019-08-14📄accounts-with-accounts-type-groupaccounts · AA
- 2018-09-05📄accounts-with-accounts-type-groupaccounts · AA
- 2017-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2016-10-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2016-10-06📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2016-10-01➕LAMOND, Bruce Alexander appointedsecretary
- 2016-10-01➖COWPER, David Murray resignedsecretary
- 2016-09-08📄accounts-with-accounts-type-groupaccounts · AA
- 2015-02-20🔓Charge satisfied #4
- 2008-07-30🔒Charge registered #4Lender: Ingenious Resources Limited
- 2008-04-29🔓Charge satisfied #1
- 2003-12-19➕COWPER, David Murray appointedsecretary
- 2003-12-19➖HOWIE, Karen Elizabeth Margaret resignedsecretary
- 2002-10-18➖BUSSEY, Colin John resigneddirector
- 2000-07-13🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2000-07-13🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2000-03-01➕BUSSEY, Colin John appointeddirector
- 1998-04-03🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1996-11-28🏢Company incorporatedAs FINDONY LIMITED
- 1996-11-28➕HOWIE, Simon Macpherson appointeddirector
- 1996-11-28➕HOWIE, Karen Elizabeth Margaret appointedsecretary
- 1996-11-28➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1996-11-28➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Great Interest Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Great Interest Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/11/2025 |
1 historic (ceased) PSC
- Mr Simon Macpherson Howieceased 25/11/2025· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SIMON HOWIE BUTCHERS LIMITED→ SC248591 · est 2003 | £26.78M £20.09M–£33.48M | £37.40M | — | 13400 | 22y | 84 | 65y |
| GL DAMECK LIMITED→ SC314389 · est 2007 | £4.40M £3.30M–£5.50M | — | — | 38 | 19y | 85 | 59y |
| SHORE LAMINATES LIMITED→ SC131630 · est 1991 | £3.16M £2.37M–£3.95M | — | — | 31 | 34y | 83 | 65y |
| DAMECK HOLDINGS LIMITED→ SC298814 · est 2006 | £1.85M £1.39M–£2.32M | — | — | — | 20y | 83 | 93y |
| ASI BRANDS LIMITED→ SC167312 · est 1996 · no financials extracted | — | — | — | — | 29y | 83 | 93y |
| CHOCOLATE AND LOVE LTD→ SC367078 · est 2009 | — | — | — | 3 | 16y | 83 | 58y |
| DIRECT PET SUPPLIES LIMITED→ SC192165 · est 1998 | — | — | — | 4 | 27y | 83 | 61y |
| GLENALMOND TIMBER COMPANY LIMITED→ SC109190 · est 1988 | — | — | — | 2000 | 38y | 83 | 64y |
| GLENEARN FLOORING OF PERTH LIMITED→ SC151685 · est 1994 | — | — | — | 1000 | 31y | 83 | 79y |
| BRIAN DOOLE GOLF LIMITED→ SC289970 · est 2005 | — | — | — | 300 | 20y | 82 | 64y |
| LETTERFINLAY CATERING EQUIPMENT LTD.→ SC192223 · est 1998 | — | — | £4.7k | — | 27y | 82 | 77y |
| MARRS OF METHLICK LIMITED→ SC273050 · est 2004 | — | — | £224.7k | — | 21y | 82 | 71y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ingenious Resources Ingenious Resources Limited | Deed of security assignment | 1 property | 30/07/2008 | 20/02/2015 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/07/2000 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/07/2000 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 03/04/1998 | 29/04/2008 |