TAN INSURANCE SERVICES LIMITED

💤Zombieactive
SC170569 · ltd · incorporated 1996-12-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window steady · low confidence
Steady and stalled — no momentum either way. Needs an approach trigger.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65202Non-life reinsurance
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (2 active, 11 linked, 9 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-31
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-31
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2024-11-16
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  4. 2024-10-17
    ➕
    TAN, Shui Kit appointed
    director
  5. 2024-10-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  6. 2024-10-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-10-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-06-17
    ➖
    TAN, Shyan - Ping resigned
    director
  9. 2023-10-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-11-21
    ➕
    WANG, Wenchao appointed
    secretary
  12. 2021-11-21
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2021-10-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-03-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-03-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-02-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2016-11-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2013-10-30
    ➖
    MACEFIELD, Mark Neal resigned
    director
  20. 2013-10-01
    ➖
    WHITELAW WELLS resigned
    corporate-secretary
  21. 2013-09-30
    ➖
    CHOK, Herbert resigned
    director
  22. 2013-07-15
    ➕
    TAN, Shyan - Ping appointed
    director
  23. 2012-03-26
    ➖
    TAN, Siew Hui resigned
    director
  24. 2012-03-22
    ➖
    TAN, Hong Chye resigned
    director
  25. 2011-11-24
    ➕
    MACEFIELD, Mark Neal appointed
    director
  26. 2010-04-20
    ➖
    MAIN, David Alexander resigned
    director
  27. 2010-04-20
    ➖
    PRATT, John Frank Stamford resigned
    director
  28. 2010-04-20
    ➕
    TAN, Siew Hui appointed
    director
  29. 2000-10-05
    ➕
    CHOK, Herbert appointed
    director
  30. 2000-10-05
    ➖
    GILCHRIST, Derek John resigned
    director
  31. 1997-01-09
    ➕
    WHITELAW WELLS appointed
    corporate-secretary
  32. 1997-01-09
    ➕
    GILCHRIST, Derek John appointed
    director
  33. 1996-12-12
    🏢
    Company incorporated
    As TAN INSURANCE SERVICES LIMITED
  34. 1996-12-12
    ➕
    MAIN, David Alexander appointed
    director
  35. 1996-12-12
    ➕
    PRATT, John Frank Stamford appointed
    director
  36. 1996-12-12
    ➕
    TAN, Hong Chye appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Ms Shui Kit Tan
Individual · British · DOB 09/1964 · age 62
——board controlboard control17/10/2024
1 historic (ceased) PSC
  • Mr Shyan-Ping Tanceased 16/06/2024· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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AMATI GLOBAL INVESTORS LIMITED→
SC199908 · est 1999
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——280026y8466y
CS MANAGERS LTD→
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£1.50M
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——120024y8677y
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————22y8362y
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————57y8372y
PREMIER COMMERCIAL LIMITED→
SC160330 · est 1995
——£282.5k—30y8361y
RIA CAPITAL MARKETS LIMITED→
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————24y8358y
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———130022y8358y
ALAN STEEL (ASSET MANAGEMENT) LIMITED→
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———4450y8262y
ALEX HAMMOND-CHAMBERS & COMPANY→
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————35y8284y
BANDRON LIMITED→
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———40043y8271y
FAMILY & BUSINESS ASSURANCE (SERVICES) LIMITED→
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————92y8271y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-12-12
Jurisdictionscotland
Primary SIC65120 — Non-life insurance

Registered office

Block B Unit 1 Kittle Yards
Causewayside
Edinburgh
EH9 1PJ

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-26
Last: 2025-12-12

Officers (2 active · 9 resigned)

WANG, Wenchao→
secretary · appointed 2021-11-21
View their other companies + combined net worth →
Active
TAN, Shui Kit→
director · ~62y · appointed 2024-10-17
View their other companies + combined net worth →
Active
WHITELAW WELLS→
corporate-secretary · appointed 1997-01-09 · resigned 2013-10-01
Resigned
CHOK, Herbert→
director · ~66y · appointed 2000-10-05 · resigned 2013-09-30
Resigned
GILCHRIST, Derek John→
director · ~91y · appointed 1997-01-09 · resigned 2000-10-05
Resigned
MACEFIELD, Mark Neal→
director · ~57y · appointed 2011-11-24 · resigned 2013-10-30
Resigned
MAIN, David Alexander→
director · ~70y · appointed 1996-12-12 · resigned 2010-04-20
Resigned
PRATT, John Frank Stamford→
director · ~70y · appointed 1996-12-12 · resigned 2010-04-20
Resigned
TAN, Hong Chye→
director · ~75y · appointed 1996-12-12 · resigned 2012-03-22
Resigned
TAN, Shyan - Ping→
director · ~67y · appointed 2013-07-15 · resigned 2024-06-17
Resigned
TAN, Siew Hui→
director · ~62y · appointed 2010-04-20 · resigned 2012-03-26
Resigned

Click a director name to see their full track record across all companies.

Recent filings (98 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-31
change-account-reference-date-company-current-extended
accounts · AA01
2024-11-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-17
termination-director-company-with-name-termination-date
officers · TM01
2024-10-17
appoint-person-director-company-with-name-date
officers · AP01
2024-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-12
appoint-person-secretary-company-with-name-date
officers · AP03
2021-11-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-26