SCOTTISH AMICABLE LIFE LIMITED

⚰️Wound downdissolved
SC171130 · ltd · incorporated 1996-12-31
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 25.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
53/100
Worth a look
🔔
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What this business does
Primary activity: SIC 6601
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 53/100 (worth a look), bankability 60/100. Strong seller-intent signal (78/100, director aged 67). Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (58/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

1 live charge · oldest 25.4y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 25.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
38 officers (2 active, 38 linked, 28 with DOB)
85
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
154 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
53/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (103 events)Click to expand
  1. 2011-12-08
    ⚠️
    gazette-dissolved-liquidation
    gazette · GAZ2
  2. 2011-12-08
    🏁
    Company dissolved
  3. 2011-09-08
    ⚠️
    liquidation-voluntary-return-of-final-meeting-scotland
    insolvency · 4.26(Scot)
  4. 2010-07-21
    📍
    change-registered-office-address-company-with-date-old-address
    address · AD01
  5. 2010-07-06
    📄
    resolution
    resolution · RESOLUTIONS
  6. 2010-06-28
    📄
    termination-director-company-with-name
    officers · TM01
  7. 2010-06-28
    📄
    appoint-person-director-company-with-name
    officers · AP01
  8. 2010-06-25
    📄
    termination-director-company-with-name
    officers · TM01
  9. 2010-06-25
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  10. 2010-06-23
    ➕
    MORBEY, Mark Geoffrey appointed
    director
  11. 2010-06-23
    ➖
    HIGGINS, David Charles resigned
    director
  12. 2010-06-23
    ➖
    NUNN, Kelvin resigned
    director
  13. 2009-10-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2009-10-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2009-07-30
    ✏️
    certificate-re-registration-public-limited-company-to-private
    change-of-name · CERT10
  16. 2009-07-30
    📄
    re-registration-memorandum-articles
    incorporation · MAR
  17. 2009-07-30
    📄
    legacy
    reregistration · 53
  18. 2009-07-30
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2009-06-18
    📄
    legacy
    annual-return · 363a
  20. 2009-04-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  21. 2009-02-05
    📄
    legacy
    officers · 288a
  22. 2009-02-05
    📄
    legacy
    officers · 288b
  23. 2009-02-04
    ➖
    BELSHAM, David John resigned
    director
  24. 2009-02-04
    ➕
    HIGGINS, David Charles appointed
    director
  25. 2008-09-30
    📄
    resolution
    resolution · RESOLUTIONS
  26. 2008-06-16
    📄
    legacy
    annual-return · 363a
  27. 2008-04-10
    📍
    legacy
    address · 287
  28. 2008-04-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  29. 2007-07-03
    📄
    legacy
    annual-return · 363a
  30. 2007-04-12
    📄
    accounts-with-accounts-type-full
    accounts · AA
  31. 2006-08-30
    📄
    legacy
    officers · 288a
  32. 2006-08-25
    ➖
    SHERIFF, Paul Nigel resigned
    director
  33. 2006-08-22
    ➕
    NUNN, Kelvin appointed
    director
  34. 2006-06-02
    ➕
    SHERIFF, Paul Nigel appointed
    director
  35. 2006-05-19
    ➖
    EVERETT, Richard Charles resigned
    director
  36. 2004-12-07
    🔓
    Charge satisfied #1
  37. 2004-07-30
    ➖
    JACK, James White resigned
    director
  38. 2003-08-01
    ➖
    TOOKEY, Timothy James William resigned
    director
  39. 2003-07-29
    ➕
    EVERETT, Richard Charles appointed
    director
  40. 2003-07-29
    ➕
    JACK, James White appointed
    director
  41. 2003-07-29
    ➖
    WOOD, Gregory Mark resigned
    director
  42. 2003-03-27
    ➖
    ABRAHAMS, Michael David resigned
    director
  43. 2003-03-27
    ➖
    JACK, James White resigned
    director
  44. 2003-03-27
    ➖
    LOGAN, Heather Macdonald resigned
    director
  45. 2002-09-02
    ➖
    MOORES, Michael John resigned
    director
  46. 2002-09-02
    ➕
    TOOKEY, Timothy James William appointed
    director
  47. 2002-07-23
    ➖
    EVANS, Christopher David Maund resigned
    director
  48. 2002-02-27
    ➕
    PRUDENTIAL GROUP SECRETARIAL SERVICES LIMITED appointed
    corporate-secretary
  49. 2002-02-27
    ➖
    CROSS, Jacqueline Ann resigned
    secretary
  50. 2001-11-16
    ➖
    LERCHE-THOMSEN, Kim Stuart resigned
    director
Showing most recent 50 of 103 events

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

88/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2011-12-08

2 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2011-12-08: gazette-dissolved-liquidation; 2011-09-08: liquidation-voluntary-return-of-final-meeting-scotland

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated1996-12-31
Jurisdictionscotland
Primary SIC6601 — SIC 6601

Registered office

C/O Mazars Llp
90 St. Vincent Street
Glasgow
G2 5UB

Filing status

Accounts
Next due: —
Last made up to: 2008-12-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 36 resigned)

PRUDENTIAL GROUP SECRETARIAL SERVICES LIMITED→
corporate-secretary · appointed 2002-02-27
View their other companies + combined net worth →
Active
MORBEY, Mark Geoffrey→
director · ~67y · appointed 2010-06-23
View their other companies + combined net worth →
Active
CROSS, Jacqueline Ann→
secretary · appointed 2001-07-30 · resigned 2002-02-27
Resigned
GREEN, David George→
secretary · appointed 1997-09-23 · resigned 1998-11-25
Resigned
LEE, Tony→
secretary · appointed 2001-02-05 · resigned 2001-07-30
Resigned
RUPAREL, Vanessa Frances→
secretary · appointed 1999-11-26 · resigned 2001-02-05
Resigned
WALKER, Robert→
secretary · appointed 1998-11-25 · resigned 1999-11-25
Resigned
MACLAY MURRAY & SPENS LLP→
corporate-nominee-secretary · appointed 1996-12-31 · resigned 1997-01-15
Resigned
OFFICE ORGANIZATION & SERVICES LIMITED→
corporate-secretary · appointed 1997-01-15 · resigned 1997-09-23
Resigned
ABRAHAMS, Michael David→
director · ~89y · appointed 1997-09-22 · resigned 2003-03-27
Resigned
BEDELL PEARCE, Keith Leonard→
director · ~80y · appointed 1997-09-22 · resigned 1999-07-20
Resigned
BELSHAM, David John→
director · ~67y · appointed 2001-10-31 · resigned 2009-02-04
Resigned
BRIGGS, Andrew→
director · ~60y · appointed 2001-03-20 · resigned 2001-10-31
Resigned
CASSONI, Maria Luisa→
director · ~75y · appointed 1997-09-22 · resigned 1998-05-06
Resigned
COWAN, John→
director · ~79y · appointed 1997-09-22 · resigned 2001-09-30
Resigned
DAVIS, Peter John, Sir→
director · ~85y · appointed 1997-09-22 · resigned 1999-07-20
Resigned
ELBOURNE, John Kenneth→
director · ~82y · appointed 1999-07-30 · resigned 2001-06-15
Resigned
EVANS, Christopher David Maund→
director · ~70y · appointed 2001-10-31 · resigned 2002-07-23
Resigned
EVERETT, Richard Charles→
director · ~61y · appointed 2003-07-29 · resigned 2006-05-19
Resigned
HARDING, David Charles Ian→
director · ~70y · appointed 1999-11-26 · resigned 2000-06-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
The Law Debenture Corporation
The Law Debenture Corporation PLC
Floating charge1 property15/12/200007/12/2004

Recent filings (154 total)

gazette-dissolved-liquidation
gazette · GAZ2
2011-12-08
liquidation-voluntary-return-of-final-meeting-scotland
insolvency · 4.26(Scot)
2011-09-08
change-registered-office-address-company-with-date-old-address
address · AD01
2010-07-21
resolution
resolution · RESOLUTIONS
2010-07-06
termination-director-company-with-name
officers · TM01
2010-06-28
appoint-person-director-company-with-name
officers · AP01
2010-06-28
termination-director-company-with-name
officers · TM01
2010-06-25
change-account-reference-date-company-current-extended
accounts · AA01
2010-06-25
change-person-director-company-with-change-date
officers · CH01
2009-10-12
change-person-director-company-with-change-date
officers · CH01
2009-10-07
certificate-re-registration-public-limited-company-to-private
change-of-name · CERT10
2009-07-30
re-registration-memorandum-articles
incorporation · MAR
2009-07-30
legacy
reregistration · 53
2009-07-30
resolution
resolution · RESOLUTIONS
2009-07-30
legacy
annual-return · 363a
2009-06-18