FOCUS FINANCIAL MANAGEMENT (SCOTLAND) LIMITED
⚰️Wound downdissolved
SC181744 · ltd · incorporated 1997-12-24
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 22.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
56/100
Worth a look
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 56/100 (worth a look), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 22.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
15 officers (3 active, 15 linked, 12 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
56/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (52 events)Click to expand
- 2025-03-18📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2025-03-18🏁Company dissolved
- 2024-12-31📄gazette-notice-voluntarygazette · GAZ1(A)
- 2024-12-23📄dissolution-application-strike-off-companydissolution · DS01
- 2024-09-10📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-12📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-04-12📄resolutionresolution · RESOLUTIONS
- 2024-04-11📄legacycapital · SH20
- 2024-04-11⚠️legacyinsolvency · CAP-SS
- 2024-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11🔓Charge satisfied #2
- 2024-04-08➕ESFANDI, David appointeddirector
- 2024-04-08➕HALL, Peter Graham appointeddirector
- 2024-04-08➖MANSON, Alan Graeme resigneddirector
- 2023-08-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-23📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-07-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-18➕BREMNER, Thomas David appointeddirector
- 2019-07-18➖GILCHRIST, Eilidh Mirin resigneddirector
- 2019-07-18➖GILCHRIST, Heather Isobel resigneddirector
- 2019-07-18➕MANSON, Alan Graeme appointeddirector
- 2019-07-18🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2019-06-10➕GILCHRIST, Eilidh Mirin appointeddirector
- 2019-05-11🔓Charge satisfied #1
- 2018-08-15➕GILCHRIST, Heather Isobel appointeddirector
- 2018-07-28➖GILCHRIST, Kevin resigneddirector
- 2016-01-20➖DOCHERTY, John Francis resignedsecretary
- 2016-01-20➖DOCHERTY, John Francis resigneddirector
- 2011-01-05➖AGNEW, James resigneddirector
- 2011-01-05➕GILCHRIST, Kevin appointeddirector
- 2004-03-01➕AGNEW, James appointeddirector
- 2004-03-01➖DOCHERTY, Janet Enid resigneddirector
- 2004-02-18🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-10-30➖AGNEW, James resigneddirector
- 2002-10-30➕DOCHERTY, Janet Enid appointeddirector
- 2002-05-22➖DOCHERTY, Janet Enid resignedsecretary
- 2002-05-22➕DOCHERTY, John Francis appointedsecretary
- 2002-05-22➕AGNEW, James appointeddirector
- 1997-12-24🏢Company incorporatedAs FOCUS FINANCIAL MANAGEMENT (SCOTLAND) LIMITED
- 1997-12-24➕DOCHERTY, Janet Enid appointedsecretary
- 1997-12-24➕REID, Brian appointednominee-secretary
- 1997-12-24➖REID, Brian resignednominee-secretary
- 1997-12-24➕DOCHERTY, John Francis appointeddirector
Showing most recent 50 of 52 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
2 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2025-03-18
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-04-11: legacy
Group structure
Intelligent Capital Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Intelligent Capital Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
FOCUS FINANCIAL MANAGEMENT (SCOTLAND) LIMITED
This company · SC181744
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Intelligent Capital Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/07/2019 |
2 historic (ceased) PSCs
- Mrs Heather Isobel Gilchristceased 18/07/2019· significant influence
- Mr Kevin Gilchristceased 28/07/2018· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CINNAMON GP4 LIMITED→ SC581651 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CITYPOINT WEALTH LIMITED→ SC055597 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| CK HOME HUB FINANCIAL SERVICES LIMITED→ SC629293 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CLYDE BERGEMANN PENSION (TRUSTEES) LIMITED→ SC222231 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CLYDE BERGEMANN POWER GROUP INTERNATIONAL LIMITED→ SC188877 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| CLYDE BROKERS LIMITED→ SC419422 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| CONNECTIONS FINANCE LTD→ SC842423 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CONTRACT MORTGAGES LTD→ SC465654 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| COUNTRYWIDE EMPLOYEE BENEFITS LTD→ SC741646 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DC PREMIER WEALTH MANAGEMENT LIMITED→ SC441449 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| DEAN FLEMING CONSULTING LTD→ SC659665 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1997-12-24
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Gresham Chambers 3rd Floor
45 West Nile Street
Glasgow
G1 2PT
Scotland
Filing status
Accounts
Next due: —
Last made up to: 2024-01-31
Confirmation statement
Next due: —
Last: 2024-12-10
Officers (0 active · 12 resigned)
BREMNER, Thomas David→
Activedirector · ~60y · appointed 2019-07-18
View their other companies + combined net worth →
ESFANDI, David→
Activedirector · ~48y · appointed 2024-04-08
View their other companies + combined net worth →
HALL, Peter Graham→
Activedirector · ~63y · appointed 2024-04-08
View their other companies + combined net worth →
DOCHERTY, Janet Enid→
Resignedsecretary · appointed 1997-12-24 · resigned 2002-05-22
DOCHERTY, John Francis→
Resignedsecretary · appointed 2002-05-22 · resigned 2016-01-20
REID, Brian→
Resignednominee-secretary · appointed 1997-12-24 · resigned 1997-12-24
AGNEW, James→
Resigneddirector · ~80y · appointed 2004-03-01 · resigned 2011-01-05
AGNEW, James→
Resigneddirector · ~80y · appointed 2002-05-22 · resigned 2002-10-30
DOCHERTY, Janet Enid→
Resigneddirector · ~73y · appointed 2002-10-30 · resigned 2004-03-01
DOCHERTY, John Francis→
Resigneddirector · ~75y · appointed 1997-12-24 · resigned 2016-01-20
GILCHRIST, Eilidh Mirin→
Resigneddirector · ~26y · appointed 2019-06-10 · resigned 2019-07-18
GILCHRIST, Heather Isobel→
Resigneddirector · ~58y · appointed 2018-08-15 · resigned 2019-07-18
GILCHRIST, Kevin→
Resigneddirector · ~59y · appointed 2011-01-05 · resigned 2018-07-28
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1997-12-24 · resigned 1997-12-24
MANSON, Alan Graeme→
Resigneddirector · ~67y · appointed 2019-07-18 · resigned 2024-04-08
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 18/07/2019 | 11/04/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 18/02/2004 | 11/05/2019 |
Recent filings (114 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2025-03-18
gazette-notice-voluntary
gazette · GAZ1(A)
2024-12-31
dissolution-application-strike-off-company
dissolution · DS01
2024-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-20
change-account-reference-date-company-current-extended
accounts · AA01
2024-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-09
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-04-12
resolution
resolution · RESOLUTIONS
2024-04-12
legacy
capital · SH20
2024-04-11
legacy
insolvency · CAP-SS
2024-04-11
appoint-person-director-company-with-name-date
officers · AP01
2024-04-11
appoint-person-director-company-with-name-date
officers · AP01
2024-04-11
termination-director-company-with-name-termination-date
officers · TM01
2024-04-11
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-12