STARTING POINT LIMITED
- · Oldest live charge 27.7y old — refinance window within 12 months
Opportunity 39/100 (watch), bankability 25/100. Strong seller-intent signal (78/100, director aged 80). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on immediate intervention.
Refinance opportunity
1 live charge · oldest 27.7y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 27.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: low (46/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (35 events)Click to expand
- 2008-01-08📍legacyaddress · 287
- 2004-09-27⚠️liquidation-receiver-receivers-report-scotlandinsolvency · 3.5(Scot)
- 2004-06-28⚠️liquidation-receiver-appointment-of-receiver-scotlandinsolvency · 1(Scot)
- 2004-06-17📄legacycapital · 88(3)
- 2004-06-17📄legacycapital · 88(2)R
- 2004-06-17📄legacycapital · 88(3)
- 2004-06-17📄legacycapital · 88(2)R
- 2004-06-17📄legacycapital · 123
- 2004-06-17📄resolutionresolution · RESOLUTIONS
- 2004-06-17📄resolutionresolution · RESOLUTIONS
- 2004-06-17📄resolutionresolution · RESOLUTIONS
- 2004-04-26📄legacyannual-return · 363s
- 2004-02-17📄legacyofficers · 288b
- 2004-02-12➖HOGG, David James resigneddirector
- 2004-01-31📄accounts-with-accounts-type-smallaccounts · AA
- 2003-04-10📄legacyannual-return · 363s
- 2002-10-28📄accounts-with-accounts-type-smallaccounts · AA
- 2002-07-17📄legacyannual-return · 363s
- 2002-03-29📍legacyaddress · 287
- 2002-02-01📄accounts-with-accounts-type-smallaccounts · AA
- 2001-03-22📄legacyannual-return · 363s
- 2001-01-31📄accounts-with-accounts-type-smallaccounts · AA
- 2000-12-12📄legacycapital · 88(3)
- 2000-12-12📄legacycapital · 88(2)R
- 2000-04-20📄legacyannual-return · 363s
- 1999-12-16📄accounts-with-accounts-type-fullaccounts · AA
- 1999-06-22➕CARLISLE, James appointedsecretary
- 1999-06-22➖ARCHIBALD CAMPBELL & HARLEY resignedcorporate-nominee-secretary
- 1998-09-10🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1998-03-13➕CARLISLE, James appointeddirector
- 1998-03-13➖BLACK, Douglas Maclean resignednominee-director
- 1998-03-13➕HOGG, David James appointeddirector
- 1998-03-06🏢Company incorporatedAs STARTING POINT LIMITED
- 1998-03-06➕ARCHIBALD CAMPBELL & HARLEY appointedcorporate-nominee-secretary
- 1998-03-06➕BLACK, Douglas Maclean appointednominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
4 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2005-01-31
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2017-03-20
Company is in a formal insolvency or administration process. Treat accordingly.
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2004-09-27: liquidation-receiver-receivers-report-scotland; 2004-06-28: liquidation-receiver-appointment-of-receiver-scotland
Similar companies
Active · Transport & logistics · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| TIMBERBUSH TOURS LIMITED→ SC279983 · est 2005 | £8.60M £6.45M–£10.75M | — | — | 109 | 21y | 85 | 65y |
| EAGLE COURIERS (HOLDINGS) LIMITED→ SC292831 · est 2005 | £3.09M £2.32M–£3.86M | — | — | — | 20y | 87 | 61y |
| EAGLE COURIERS (SCOTLAND) LIMITED→ SC092113 · est 1985 | £3.09M £2.32M–£3.86M | — | — | 50 | 41y | 87 | 61y |
| RATHO COACHES LIMITED→ SC216681 · est 2001 | £2.23M £1.67M–£2.79M | — | — | — | 25y | 82 | 66y |
| A WILLIAMSON HAULAGE LIMITED→ SC306338 · est 2006 | — | — | £1.27M | — | 19y | 82 | 78y |
| A. JOHNSTONE HAULAGE LTD.→ SC283850 · est 2005 | — | — | £512.2k | — | 21y | 82 | 62y |
| ANDREW BLACK LIMITED→ SC224735 · est 2001 | — | — | £3.88M | — | 24y | 82 | 64y |
| BROUGHTON REMOVALS LIMITED→ SC181756 · est 1997 · no financials extracted | — | — | — | — | 28y | 82 | 83y |
| CHAUFFEUR DRIVE SCOTLAND LIMITED→ SC394052 · est 2011 | — | — | £231.3k | — | 15y | 82 | 65y |
| DEREK HEEPS LIMITED→ SC167126 · est 1996 | — | — | — | 3000 | 29y | 82 | 63y |
| DUNBAR REMOVALS AND STORAGE LTD.→ SC165409 · est 1996 | — | — | — | 13 | 30y | 82 | 71y |
| E & M HORSBURGH LIMITED→ SC205341 · est 2000 | — | — | — | — | 26y | 82 | 66y |
13 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 10/09/1998 | — |