STIRLING INNS LTD.
🌳Matureactive
SC190222 · ltd · incorporated 1998-10-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£358.5k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Property-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 71/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
18 live charges · 6 lenders · oldest 27.2y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 27.2 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
18 charges (18/18 with lender, 18/18 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
137 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
56
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £358,509
Net assets shrinking
Down £77,130 YoY
Cash YoY
-16%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£6k
↓ 16% YoY
Net Worth
£359k
↓ 18% YoY
Current Assets
£8k
↓ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £697.6k | £802.7k |
| Current assets | £8.1k | £10.2k |
| Cash | £6.0k | £7.2k |
| Debtors | £2.0k | £3.0k |
| Net assets | £358.5k | £435.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2025-11-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➖DOYLE, Cameron Lee resigneddirector
- 2025-07-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-11-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-31➕DOYLE, Emily Grace appointeddirector
- 2024-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-24📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-18🔒Charge registered #18Lender: Greene King Brewing and Retailing Limited
- 2021-10-18📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-09📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2020-06-09⚠️legacyinsolvency · CAP-SS
- 2020-06-09📄legacycapital · SH20
- 2020-06-09📄resolutionresolution · RESOLUTIONS
- 2019-10-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-10-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-02🔒Charge registered #17Lender: Caledonian Heritable LTD
- 2016-01-15➕DOYLE, Cameron Lee appointeddirector
- 2015-03-25🔓Charge satisfied #4
- 2015-03-25🔓Charge satisfied #3
- 2014-07-24🔓Charge satisfied #11
- 2014-07-24🔓Charge satisfied #10
- 2014-07-24🔓Charge satisfied #6
- 2014-07-24🔓Charge satisfied #2
- 2014-06-13🔓Charge satisfied #1
- 2014-05-21🔒Charge registered #16Lender: Svenska Handelsbanken Ab (Publ)
- 2014-05-16🔒Charge registered #14Lender: Svenska Handelsbanken Ab (Publ)
- 2014-05-16🔒Charge registered #13Lender: Svenska Handelsbanken Ab (Publ)
- 2014-05-16🔒Charge registered #12Lender: Svenska Handelsbanken Ab (Publ)
- 2014-05-08🔒Charge registered #15Lender: Svenska Handelsbanken Ab (Publ)
- 2014-03-07➖DOYLE, Ian Thomas resigneddirector
- 2013-07-31➕DOYLE, Carole Ann appointeddirector
- 2012-09-27🔓Charge satisfied #9
- 2012-09-27🔓Charge satisfied #7
- 2012-09-27🔓Charge satisfied #5
- 2011-11-18🔒Charge registered #11Lender: Tennent Caledonian Breweries UK Limited
- 2011-11-16🔒Charge registered #10Lender: Clydesdale Bank PLC
- 2011-10-13➕DOYLE, Carole Ann appointedsecretary
- 2011-10-13➖SYME, Alison Margaret Campbell resignedsecretary
- 2008-08-07🔓Charge satisfied #8
- 2008-04-30🔒Charge registered #9Lender: Clydesdale Bank PLC
- 2008-01-29🔒Charge registered #8Lender: Clydesdale Bank Public Limited Company
- 2006-01-09➖GILMOUR, John Gemmell resignedsecretary
- 2006-01-09➕SYME, Alison Margaret Campbell appointedsecretary
- 2004-03-19🔒Charge registered #7Lender: Clydesdale Bank Public Limited Company
Showing most recent 50 of 64 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — DOYLE, Emily Grace (same surname) appointed 2024-10-31. Pattern consistent with intra-family handover.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high · 1 med · 1 low1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2020-06-09: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Lee Grant Marshall Doyle Individual · British · DOB 03/1968 · age 58 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
1 historic (ceased) PSC
- Ms Gillian Mcdougallceased 13/10/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHA EQUITIES LIMITED→ SC331034 · est 2007 | £105.8k £89.9k–£121.6k | — | £105.8k | — | 18y | 83 | 63y |
| SOLSO LIMITED→ SC334086 · est 2007 | £57.5k £48.9k–£66.1k | — | £57.5k | — | 18y | 83 | 60y |
| BLUEWATER (GLENROTHES 1) LIMITED→ SC373830 · est 2010 · no financials extracted | — | — | — | — | 16y | 83 | 74y |
| BLUEWATER (STIRLING 3) LIMITED→ SC202443 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 74y |
| E.D.M. LANDSCAPING LIMITED→ SC098480 · est 1986 | — | — | — | 0 | 40y | 83 | 69y |
| ALGROVE DEVELOPMENTS (SCOTLAND) LTD.→ SC212429 · est 2000 | — | — | — | 200 | 25y | 82 | 81y |
| ALLAN RIVER SHARED ENTERPRISE LTD.→ SC384316 · est 2010 | — | — | — | 0 | 15y | 82 | 75y |
| SYNCPLEX LTD→ SC666210 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| TKKT PROPERTIES LIMITED→ SC826665 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| TORTOLANO HOLDINGS LTD→ SC861119 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| UROJ PROPERTIES LIMITED→ SC837839 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| WD HARLEY PROPERTY LTD→ SC501666 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-10-13
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
10-12 Airthrey Road
Causewayhead
Stirling
FK9 5JR
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10
Officers (4 active · 6 resigned)
Active
DOYLE, Carole Ann→
Activedirector · ~58y · appointed 2013-07-31
View their other companies + combined net worth →
DOYLE, Emily Grace→
Activedirector · ~21y · appointed 2024-10-31
View their other companies + combined net worth →
DOYLE, Lee Grant Marshall→
Activedirector · ~58y · appointed 1998-10-13
View their other companies + combined net worth →
GILMOUR, John Gemmell→
Resignedsecretary · appointed 1998-10-13 · resigned 2006-01-09
REID, Brian→
Resignednominee-secretary · appointed 1998-10-13 · resigned 1998-10-13
SYME, Alison Margaret Campbell→
Resignedsecretary · appointed 2006-01-09 · resigned 2011-10-13
DOYLE, Cameron Lee→
Resigneddirector · ~28y · appointed 2016-01-15 · resigned 2025-10-31
DOYLE, Ian Thomas→
Resigneddirector · ~86y · appointed 1998-10-13 · resigned 2014-03-07
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1998-10-13 · resigned 1998-10-13
Click a director name to see their full track record across all companies.
Mortgages & charges
18
Total charges
7
Outstanding
3
Active lenders
Status:Lender:18 of 18 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Greene King Brewing and Retailing Greene King Brewing and Retailing Limited | A registered charge | 1 property | 18/05/2022 | — | |
| outstanding | Caledonian Heritable Caledonian Heritable LTD | A registered charge | 1 property | 02/10/2019 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 21/05/2014 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 16/05/2014 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 16/05/2014 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 16/05/2014 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | — | 08/05/2014 | — | |
| satisfied | Tennent Caledonian Breweries UK Tennent Caledonian Breweries UK Limited | Standard security | 1 property | 18/11/2011 | 24/07/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 16/11/2011 | 24/07/2014 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 30/04/2008 | 27/09/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Assignation of sale proceeds | 1 property | 29/01/2008 | 07/08/2008 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 19/03/2004 | 27/09/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 21/11/2000 | 24/07/2014 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 26/04/2000 | 27/09/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 26/04/2000 | 25/03/2015 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 19/10/1999 | 24/07/2014 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 14/10/1999 | 25/03/2015 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 16/03/1999 | 13/06/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (137 total)
termination-director-company-with-name-termination-date
officers · TM01
2025-11-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-24
appoint-person-director-company-with-name-date
officers · AP01
2024-11-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-03
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-05-27
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2022-05-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-18
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-18
change-person-director-company-with-change-date
officers · CH01
2021-10-18