NPL PH CLEARING COMPANY LTD
🌳Matureactive
SC197917 · ltd · incorporated 1999-07-08
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (3 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 7 total, 7 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-03-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2025-01-14📄accounts-with-accounts-type-smallaccounts · AA
- 2024-02-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-28➖MCFARLANE, Robert resigneddirector
- 2024-01-12📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-22✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-08-17➕LEWSLEY, John Charles appointeddirector
- 2021-12-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-05-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-19➕MCFARLANE, Michelle appointeddirector
- 2020-03-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2019-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-11-07📄change-person-secretary-company-with-change-dateofficers · CH03
- 2019-10-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2019-10-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-11-02➖CLARK, Ian resigneddirector
- 2018-11-02➕MCFARLANE, Robert appointeddirector
- 2000-07-11➕CLARK, Ian appointeddirector
- 2000-07-11➖TAYLOR, Eric Raymond resigneddirector
- 1999-07-08🏢Company incorporatedAs NPL PH CLEARING COMPANY LTD
- 1999-07-08➕MCFARLANE, Michelle appointedsecretary
- 1999-07-08➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 1999-07-08➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 1999-07-08➕TAYLOR, Eric Raymond appointeddirector
- 1999-07-08➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 1999-07-08➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Npl Developments Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Npl Developments Ltd
Corporate parent · holds 75-100% shares
⬇
NPL PH CLEARING COMPANY LTD
This company · SC197917
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Npl Developments Ltd Corporate entity | 75–100% | — | 75-100% shares | 13/02/2020 |
Mr Robert Mcfarlane Individual · British · DOB 08/1946 · age 80 | — | — | sig. influencesignificant influence | 01/11/2018 |
5 historic (ceased) PSCs
- Ms Michelle Lappinceased 01/11/2018· 25-50% shares
- Mr Eric Raymond Taylorceased 01/11/2018· 25-50% shares
- Mr Robert Mcfarlaneceased 01/07/2016· 75-100% shares
- Mr Eric Raymond Taylorceased 01/07/2016· 25-50% shares
- Ms Michelle Lappinceased 01/07/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALIETH LTD→ SC572672 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALLAN PROPERTY LTD→ SC657444 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALO HOMES LIMITED→ SC748867 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALPHA ZEN LTD→ SC848922 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AM PLUS LETTINGS LTD→ SC818783 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMANDA BRITAIN LTD→ SC454489 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AMCM IDEAL PROPERTY LIMITED→ SC845984 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMIN COMMERCIAL ESTATES LTD→ SC735235 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AMIZ PROPERTIES LTD→ SC742333 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AMOR CLOE PROPERTIES LTD→ SC809580 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMS CAPITAL PROPERTIES LTD→ SC740004 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AMS ESTATE LTD→ SC663362 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-07-08
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
183 St. Vincent Street
First Floor
Glasgow
G2 5QD
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-03-31
Confirmation statement
Next due: 2026-05-10
Last: 2025-04-26
Officers (3 active · 5 resigned)
MCFARLANE, Michelle→
Activesecretary · appointed 1999-07-08
View their other companies + combined net worth →
LEWSLEY, John Charles→
Activedirector · ~50y · appointed 2022-08-17
View their other companies + combined net worth →
MCFARLANE, Michelle→
Activedirector · ~58y · appointed 2020-03-19
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 1999-07-08 · resigned 1999-07-08
CLARK, Ian→
Resigneddirector · ~61y · appointed 2000-07-11 · resigned 2018-11-02
MCFARLANE, Robert→
Resigneddirector · ~80y · appointed 2018-11-02 · resigned 2024-02-28
TAYLOR, Eric Raymond→
Resigneddirector · ~75y · appointed 1999-07-08 · resigned 2000-07-11
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 1999-07-08 · resigned 1999-07-08
Click a director name to see their full track record across all companies.
Recent filings (85 total)
change-account-reference-date-company-current-shortened
accounts · AA01
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
accounts-with-accounts-type-small
accounts · AA
2025-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-14
termination-director-company-with-name-termination-date
officers · TM01
2024-02-29
accounts-with-accounts-type-small
accounts · AA
2024-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-dormant
accounts · AA
2023-01-09
appoint-person-director-company-with-name-date
officers · AP01
2022-08-23
certificate-change-of-name-company
change-of-name · CERTNM
2022-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-26
accounts-with-accounts-type-dormant
accounts · AA
2021-12-31
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-05