STREETWISE FIRST LIMITED
- · Oldest live charge 26.0y old — refinance window within 12 months
Opportunity 65/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 26.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (46 events)Click to expand
- 2016-06-07📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2016-06-07🏁Company dissolved
- 2016-03-22📄gazette-notice-voluntarygazette · GAZ1(A)
- 2016-03-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-16📄dissolution-application-strike-off-companydissolution · DS01
- 2015-09-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-16📄capital-alter-shares-subdivisioncapital · SH02
- 2015-09-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-08-20📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-04-30📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2013-10-02📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-09-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-09-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-08-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2012-05-09📄change-person-director-company-with-change-dateofficers · CH01
- 2011-09-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2011-08-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-10-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2010-08-19📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2008-09-30➖MURCHIE, Michael John resigneddirector
- 2005-08-15➕MCLENNAN, Forbes Fleming appointeddirector
- 2005-08-15➕SINCLAIR, John Walker appointeddirector
- 2005-08-15➕MURCHIE, Michael John appointeddirector
- 2004-09-21➖BUCHAN, Alexander Greig resigneddirector
- 2002-11-29➕SHEPHERD, Richard Douglas Mckenzie appointeddirector
- 2002-07-22➕LOVE, Duncan Mackinnon appointeddirector
- 2002-07-22➕SIM, Gregor Forbes appointeddirector
- 2002-07-22➕BUCHAN, Alexander Greig appointeddirector
- 2002-03-12➖THOMSON, Rory Durno resigneddirector
- 2000-05-29🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2000-05-18➕DAWSON, Anthony James appointeddirector
- 2000-05-18➕DAWSON, Philip George appointeddirector
- 2000-05-18➖CONSTABLE, Donna Morag resignedsecretary
- 2000-05-18➖BONSQUARE NOMINEES LIMITED resignedcorporate-director
- 2000-03-03➕CONSTABLE, Donna Morag appointedsecretary
- 2000-03-03➕THOMSON, Rory Durno appointeddirector
- 1999-08-17🏢Company incorporatedAs STREETWISE FIRST LIMITED
- 1999-08-17➕JAMES AND GEORGE COLLIE LLP appointedcorporate-secretary
- 1999-08-17➕BONSQUARE NOMINEES LIMITED appointedcorporate-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2016-06-07
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 29/05/2000 | — |