AGE SCOTLAND ENTERPRISES LIMITED
🌳Matureactive
SC199856 · ltd · incorporated 1999-09-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
31 officers (4 active, 31 linked, 25 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (78 events)Click to expand
- 2025-10-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-09-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-09-30📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-09-18➕GABERT, Kirsten appointedsecretary
- 2025-09-18➖CRAWFORD, Katherine resignedsecretary
- 2025-09-15➕JOHNSTONE, Glen Douglas appointeddirector
- 2025-09-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-22➕CRAWFORD, Katherine Margaret appointeddirector
- 2024-10-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-21➖DOUGLAS, Michael Norman resigneddirector
- 2024-10-03📄accounts-with-accounts-type-smallaccounts · AA
- 2024-05-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-05-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-05-01➕CRAWFORD, Katherine appointedsecretary
- 2024-05-01➖MCKINLEY, Derek Gordon John resignedsecretary
- 2024-05-01➖MACRAE, Roderick Macleod resigneddirector
- 2023-12-27📄accounts-with-accounts-type-smallaccounts · AA
- 2023-02-28➕AMBROSE, Martin James Richard appointeddirector
- 2023-02-28➖HARE, Robert Brown resigneddirector
- 2023-02-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-15📄accounts-with-accounts-type-smallaccounts · AA
- 2022-12-14➖SLOAN, Brian Murdoch resigneddirector
- 2022-12-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-20➖HEMMING, Tania Sarah Elizabeth resigneddirector
- 2021-12-06📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-13📄accounts-with-accounts-type-smallaccounts · AA
- 2020-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-01-27➖O'CONNELL, Thomas Francis resigneddirector
- 2017-03-03➕O'CONNELL, Thomas Francis appointeddirector
- 2017-03-03➖SCOTT, Primrose Smith resigneddirector
- 2016-05-27➕MCKINLEY, Derek Gordon John appointedsecretary
- 2016-03-31➖ARYA, Rajeev resigneddirector
- 2016-03-31➕HARE, Robert Brown appointeddirector
- 2016-03-31➕HEMMING, Tania Sarah Elizabeth appointeddirector
- 2016-03-31➖LYNCH, Agnes Christina resigneddirector
- 2016-03-31➕MACRAE, Roderick Macleod appointeddirector
- 2015-12-31➕ARYA, Rajeev appointeddirector
- 2015-12-31➖EDWARDS, Myles Jonathan resigneddirector
- 2015-12-31➕LYNCH, Agnes Christina appointeddirector
- 2015-12-31➖MORRIS, Gordon George resigneddirector
- 2013-10-01➖WRIGHT, James Robertson Graeme resigneddirector
- 2012-09-11➕DOUGLAS, Michael Norman appointeddirector
- 2012-08-31➖PORRITT, Jacquelyn Ann resigneddirector
- 2012-07-17➖MANION, David Howard resigneddirector
- 2012-05-03➕EDWARDS, Myles Jonathan appointeddirector
- 2012-05-02➖WATHEN, Simon Walter Julian resigneddirector
Showing most recent 50 of 78 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Age Scotland is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Age Scotland
Corporate parent · holds 75-100% shares
⬇
AGE SCOTLAND ENTERPRISES LIMITED
This company · SC199856
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Age Scotland Corporate entity | 75–100% | 75–100% | sig. influence75-100% shares · 75-100% voting · significant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMATI GLOBAL INVESTORS LIMITED→ SC199908 · est 1999 | £8.90M £6.47M–£11.33M | — | — | 2800 | 26y | 84 | 66y |
| CS MANAGERS LTD→ SC231678 · est 2002 | £1.50M £1.09M–£1.91M | — | — | 1200 | 24y | 86 | 77y |
| GBCP VII (GENERAL PARTNER) LIMITED→ SC253395 · est 2003 · no financials extracted | — | — | — | — | 22y | 83 | 62y |
| NOBLE GROSSART LIMITED→ SC046265 · est 1969 · no financials extracted | — | — | — | — | 57y | 83 | 72y |
| PREMIER COMMERCIAL LIMITED→ SC160330 · est 1995 | — | — | £282.5k | — | 30y | 83 | 61y |
| RIA CAPITAL MARKETS LIMITED→ SC226461 · est 2001 · no financials extracted | — | — | — | — | 24y | 83 | 58y |
| SCOTIA WEALTH MANAGEMENT LTD.→ SC267795 · est 2004 | — | — | — | 1300 | 22y | 83 | 58y |
| ALAN STEEL (ASSET MANAGEMENT) LIMITED→ SC058014 · est 1975 | — | — | — | 44 | 50y | 82 | 62y |
| ALEX HAMMOND-CHAMBERS & COMPANY→ SC126819 · est 1990 · no financials extracted | — | — | — | — | 35y | 82 | 84y |
| BANDRON LIMITED→ SC082385 · est 1983 | — | — | — | 400 | 43y | 82 | 71y |
| FAMILY & BUSINESS ASSURANCE (SERVICES) LIMITED→ SC347357 · est 2008 | — | — | £50.9k | — | 17y | 82 | 67y |
| HAMILTON DALRYMPLE TRUST COMPANY.→ SC017910 · est 1934 · no financials extracted | — | — | — | — | 92y | 82 | 71y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-09-14
Jurisdictionscotland
Primary SIC65120 — Non-life insurance
Registered office
Causewayside House
160 Causewayside
Edinburgh
Lothian
EH9 1PR
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01
Officers (4 active · 27 resigned)
Active
AMBROSE, Martin James Richard→
Activedirector · ~58y · appointed 2023-02-28
View their other companies + combined net worth →
CRAWFORD, Katherine Margaret→
Activedirector · ~60y · appointed 2024-11-22
View their other companies + combined net worth →
JOHNSTONE, Glen Douglas→
Activedirector · ~52y · appointed 2025-09-15
View their other companies + combined net worth →
CRAWFORD, Katherine→
Resignedsecretary · appointed 2024-05-01 · resigned 2025-09-18
FARQUHARSON, Alexander Stanley→
Resignedsecretary · appointed 2004-12-01 · resigned 2005-07-17
MCKINLEY, Derek Gordon John→
Resignedsecretary · appointed 2016-05-27 · resigned 2024-05-01
NOLAN, Maureen Patricia→
Resignedsecretary · appointed 2005-07-17 · resigned 2009-08-01
O'NEILL, Maureen Patricia→
Resignedsecretary · appointed 1999-09-14 · resigned 2004-12-01
ARYA, Rajeev→
Resigneddirector · ~62y · appointed 2015-12-31 · resigned 2016-03-31
CARLISLE, Gordon William Richard→
Resigneddirector · ~89y · appointed 2002-10-11 · resigned 2010-08-30
DOUGLAS, Michael Norman→
Resigneddirector · ~61y · appointed 2012-09-11 · resigned 2024-10-21
EDWARDS, Myles Jonathan→
Resigneddirector · ~59y · appointed 2012-05-03 · resigned 2015-12-31
GRAY, Charles Ireland, Sir→
Resigneddirector · ~97y · appointed 2008-03-03 · resigned 2008-11-18
HARE, Robert Brown→
Resigneddirector · ~66y · appointed 2016-03-31 · resigned 2023-02-28
HATHORN, Alexander Michael→
Resigneddirector · ~78y · appointed 1999-09-14 · resigned 2004-07-19
HEMMING, Tania Sarah Elizabeth→
Resigneddirector · ~59y · appointed 2016-03-31 · resigned 2022-09-20
LYNCH, Agnes Christina→
Resigneddirector · ~59y · appointed 2015-12-31 · resigned 2016-03-31
MACRAE, Roderick Macleod→
Resigneddirector · ~62y · appointed 2016-03-31 · resigned 2024-05-01
MANION, David Howard→
Resigneddirector · ~69y · appointed 2005-05-04 · resigned 2012-07-17
Click a director name to see their full track record across all companies.
Recent filings (121 total)
accounts-with-accounts-type-dormant
accounts · AA
2025-10-13
termination-secretary-company-with-name-termination-date
officers · TM02
2025-09-30
appoint-person-secretary-company-with-name-date
officers · AP03
2025-09-30
appoint-person-director-company-with-name-date
officers · AP01
2025-09-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
appoint-person-director-company-with-name-date
officers · AP01
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-10-22
accounts-with-accounts-type-small
accounts · AA
2024-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-13
termination-director-company-with-name-termination-date
officers · TM01
2024-05-08
appoint-person-secretary-company-with-name-date
officers · AP03
2024-05-02
termination-secretary-company-with-name-termination-date
officers · TM02
2024-05-02
accounts-with-accounts-type-small
accounts · AA
2023-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-19
appoint-person-director-company-with-name-date
officers · AP01
2023-02-28