GIRVAN YOUTH TRUST
- · Oldest live charge 19.1y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 19.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-03-31 |
|---|---|
| Total assets | £679.6k |
| Current assets | £315.4k |
| Cash | £312.1k |
| Debtors | £3.2k |
| Net assets | £679.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (122 events)Click to expand
- 2025-10-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-28➕BROWN, Allan Jackson appointeddirector
- 2024-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-09➕MCNEILL, Cari appointeddirector
- 2023-01-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-13➕JOHNSON, Sheona appointeddirector
- 2022-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-31➖ROSSI, Maria Elvira resigneddirector
- 2021-12-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-29➖MORLAND, Amanda Jayne resigneddirector
- 2020-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-24➖HUNTER, David Thomas Mcmillan resigneddirector
- 2019-12-24➖MCCAFFERTY, Paul resigneddirector
- 2019-12-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-12-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-12-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-12-11➕ROSSI, Maria Elvira appointeddirector
- 2019-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-06-27➖SMITH, Emma Claire resigneddirector
- 2017-06-30➕SKILLING, Gary James appointedsecretary
- 2017-06-30➕BARONELLO, Tanina appointeddirector
- 2017-06-30➕MCMANUS, Julie appointeddirector
- 2017-06-30➖HANDLEY, Barbara resignedsecretary
- 2017-06-30➖HANDLEY, Barbara resigneddirector
- 2017-06-30➕HUNTER, David Thomas Mcmillan appointeddirector
- 2017-06-30➖MULVIHILL, Krysia resigneddirector
- 2017-06-30➖RATTRAY, Pauline Mary resigneddirector
- 2016-09-07➖MCKIE, Elizabeth resignedsecretary
- 2016-06-22➕LINDSAY, James Charles Stewart appointeddirector
- 2016-06-22➕SKILLING, Gary James appointeddirector
- 2016-06-22➕VALDRIGHI, Alessandro Giovani appointeddirector
- 2016-06-22➕HANDLEY, Barbara appointedsecretary
- 2016-06-22➖MCKIE, Elizabeth resigneddirector
- 2016-06-22➖O'DONNELL, Margaret Joyce resigneddirector
- 2016-06-22➕SMITH, Emma Claire appointeddirector
- 2016-06-22➖WILSON, Scott resigneddirector
- 2016-02-26➖MCCORMICK, Claire Catherine Edith resigneddirector
- 2016-01-26➕HANDLEY, Barbara appointeddirector
- 2016-01-26➖HENDLEY, Barbara resigneddirector
- 2015-06-30➕DOUGLAS, Laura Jane appointeddirector
- 2015-06-30➕WAUGH, Pamela Ferguson appointeddirector
- 2015-06-30➖BLACK, Gillian Margaret resigneddirector
- 2015-06-30➖COPLAND, Louise resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (11 active · 46 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Big Lottery Fund | Standard security | 1 property | 23/03/2007 | — |