BEAR SCOTLAND LIMITED
- · Oldest live charge 24.6y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 24.6y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 3 officers
- • 1 confirmation-statement
- • 4 officers
- • 1 confirmation-statement
Corporate timeline (145 events)Click to expand
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-01➕FINLAYSON, Jamie appointeddirector
- 2026-04-01➕SCOTT, Euan Andrew appointeddirector
- 2026-04-01➖MURRAY, Iain William resigneddirector
- 2026-01-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-01➕THOMPSON, Andrew appointeddirector
- 2025-08-11📄accounts-with-accounts-type-groupaccounts · AA
- 2024-10-03📄accounts-with-accounts-type-groupaccounts · AA
- 2024-08-01➕THORPE, Anthony Edward appointeddirector
- 2024-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-03➕MACKAY, Andrew Michael appointeddirector
- 2023-10-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-11📄accounts-with-accounts-type-groupaccounts · AA
- 2023-10-01➖CAIRNDUFF, Robert Holmes resigneddirector
- 2023-08-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-31➖BARTON, James Graham resigneddirector
- 2023-04-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-01➕SOLANKI, Mitesh Jayantilal appointeddirector
- 2022-12-31➖WARDROP, Scott Alexander resigneddirector
- 2022-12-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-30➕DIXON, John appointeddirector
- 2022-11-30➖DAVIES, Mark John resigneddirector
- 2022-10-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-10➕SUNDERLAND, John Mark appointeddirector
- 2022-10-10➖PAJOT, Alexandre Jerome, Georges resigneddirector
- 2022-10-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2022-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-13➕CAIRNDUFF, Robert Holmes appointeddirector
- 2022-03-11➖BARBER, Timothy George resigneddirector
- 2022-02-17➕HALUCH, James Stefan appointeddirector
- 2022-02-17➖MCDONALD, Ross Edward resigneddirector
- 2021-05-20➕PAJOT, Alexandre Jerome, Georges appointeddirector
- 2021-02-01➖FERRER, Christophe Gaetan Louis resigneddirector
- 2021-01-06➕BARBER, Timothy George appointeddirector
- 2021-01-06➖COULTAS, David Joseph resigneddirector
- 2019-12-06➕DAVIES, Mark John appointeddirector
- 2019-12-06➖MORRISON, Hugh Donald resigneddirector
- 2018-09-03➖BATUT, Gregoire Claude Albert resigneddirector
- 2018-09-03➕FERRER, Christophe Gaetan Louis appointeddirector
- 2018-05-02➕MCDONALD, Ross Edward appointeddirector
- 2018-05-02➖WOOD, Robert resigneddirector
- 2017-11-14➖DUFF, Robert Shepherd resigneddirector
- 2017-11-14➕MORRISON, Hugh Donald appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -12 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 17 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
3 corporate shareholders identified. Group structure is distributed.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Vinci Construction Holding Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Breedon Facilities Management Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Jacobs U.K. Limited Corporate entity | — | — | sig. influencesignificant influence | 03/03/2020 |
1 historic (ceased) PSC
- Jacobs One Limitedceased 03/03/2020· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| G.S. BROWN CONSTRUCTION LIMITED→ SC047574 · est 1970 | £3.14M £2.24M–£4.03M | — | — | 46 | 55y | 84 | 83y |
| A. PROCTOR GROUP LIMITED→ SC105054 · est 1987 | £1.97M £1.40M–£2.53M | — | — | 102 | 38y | 88 | 60y |
| BALHOUSIE GLAZING LIMITED→ SC148115 · est 1993 | — | — | £216.9k | — | 32y | 83 | 70y |
| ALGO (BLAIRGOWRIE) LIMITED→ SC166057 · est 1996 | — | — | £5.05M | — | 29y | 82 | 85y |
| CALEDONIAN DEVELOPMENTS LTD.→ SC211941 · est 2000 | — | — | — | 200 | 25y | 82 | 64y |
| CIOCH LIMITED→ SC169567 · est 1996 | — | — | £62.8k | — | 29y | 82 | 76y |
| GILLIES & MACKAY LIMITED→ SC237291 · est 2002 | — | — | £89.9k | — | 23y | 82 | 66y |
| GRM INVESTMENTS LIMITED→ SC346383 · est 2008 | — | — | £31.7k | — | 17y | 82 | 65y |
| J. F. HALLEY & SON LIMITED→ SC282324 · est 2005 | — | — | — | 4 | 21y | 82 | 66y |
| JAMES MOFFAT CONSTRUCTION LIMITED→ SC333711 · est 2007 | — | — | £127.4k | — | 18y | 82 | 61y |
| LANDSTOCK HIGHLAND LIMITED→ SC154534 · est 1994 | — | — | — | — | 31y | 82 | 84y |
| LW HADDOW PLUMBING & HEATING LIMITED→ SC256720 · est 2003 | — | — | — | 2900 | 22y | 82 | 67y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (13 active · 54 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 04/01/2007 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 25/09/2001 | 21/11/2007 |