QUEENS ROAD (CHIROPRACTIC) CLINIC LIMITED
- · Oldest live charge 20.6y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
2 live charges · oldest 20.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 20.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £-63.2k | £-32.4k |
| Current assets | £3.5k | £1.5k |
| Net assets | £-63.2k | £-32.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-01📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2025-03-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-01🔓Charge satisfied #2
- 2025-03-01🔓Charge satisfied #1
- 2025-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-25➕BYLINSKI, Kate Elisabeth appointeddirector
- 2024-07-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-11-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-01📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2005-11-03🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2005-10-14🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2003-01-01➕CURTHOYS, Margaret appointedsecretary
- 2002-12-31➖JAMIESON & CRADOCK resignedcorporate-secretary
- 2000-04-20🏢Company incorporatedAs QUEENS ROAD (CHIROPRACTIC) CLINIC LIMITED
- 2000-04-20➕CURTHOYS, Margaret appointeddirector
- 2000-04-20➕CURTHOYS, Timothy Andrew, Dr appointeddirector
- 2000-04-20➕JAMIESON & CRADOCK appointedcorporate-secretary
- 2000-04-20➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2000-04-20➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2000-04-20➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
- 2000-04-20➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Timothy Andrew Curthoys Individual · British · DOB 08/1958 · age 68 | 25–50% | — | 25-50% shares | 11/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/11/2005 | 01/03/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 14/10/2005 | 01/03/2025 |