BISHOP LOCH DEVELOPMENTS (SCOTLAND) LIMITED
🌳Matureactive
SC210182 · ltd · incorporated 2000-08-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company with a 74-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (73/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 21.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 21.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
5 active PSC(s) of 5 total, 5 with control declared
90
Director network
28 connected companies via shared directors
90
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 mortgage
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-02-02📄accounts-with-accounts-type-smallaccounts · AA
- 2026-01-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-19🔓Charge satisfied #4
- 2025-11-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-17🔓Charge satisfied #3
- 2025-02-27📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-04-02📄gazette-notice-compulsorygazette · GAZ1
- 2024-03-28📄accounts-with-accounts-type-smallaccounts · AA
- 2023-04-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-04-04📄accounts-with-accounts-type-smallaccounts · AA
- 2023-03-28📄gazette-notice-compulsorygazette · GAZ1
- 2022-11-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-11-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-28📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-01-27📄accounts-with-accounts-type-smallaccounts · AA
- 2022-01-04📄gazette-notice-compulsorygazette · GAZ1
- 2021-05-21📄gazette-filings-brought-up-to-dategazette · DISS40
- 2021-05-20📄accounts-with-accounts-type-smallaccounts · AA
- 2016-05-11🔓Charge satisfied #2
- 2009-11-24➖CITRIN, David Lewis Robert resignedsecretary
- 2009-11-24➖CITRIN, David Lewis Robert resigneddirector
- 2009-03-26🔓Charge satisfied #1
- 2009-03-19🔒Charge registered #5Lender: Allied Irish Banks PLC
- 2009-03-06🔒Charge registered #4Lender: Allied Irish Bank PLC
- 2008-08-31➕CITRIN, David Lewis Robert appointedsecretary
- 2008-08-31➖ROBERTSON, Robert Murray resignedsecretary
- 2008-08-31➖ROBERTSON, Robert Murray resigneddirector
- 2007-09-28➖O'DONNELL, Harry Joseph resignedsecretary
- 2007-09-28➕ROBERTSON, Robert Murray appointedsecretary
- 2007-09-28➕ROBERTSON, Robert Murray appointeddirector
- 2007-01-26🔒Charge registered #3Lender: Scottish Enterprise Glasgow
- 2007-01-26🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2005-02-08➕CITRIN, David Lewis Robert appointeddirector
- 2005-02-08🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2001-02-13➕CANNON, Michael appointeddirector
- 2001-02-13➕KIRK, Owen appointeddirector
- 2001-01-30➕O'DONNELL, Harry Joseph appointeddirector
- 2001-01-30➕O'DONNELL, Harry Joseph appointedsecretary
- 2000-08-18🏢Company incorporatedAs BISHOP LOCH DEVELOPMENTS (SCOTLAND) LIMITED
- 2000-08-18➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-secretary
- 2000-08-18➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-secretary
- 2000-08-18➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-director
- 2000-08-18➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-director
- 2000-08-18➕PETER TRAINER COMPANY SERVICES LTD. appointedcorporate-nominee-director
- 2000-08-18➖PETER TRAINER COMPANY SERVICES LTD. resignedcorporate-nominee-director
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
New City Vision (Uk) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
New City Vision (Uk) Limited
Corporate parent · holds 75-100% shares
⬇
BISHOP LOCH DEVELOPMENTS (SCOTLAND) LIMITED
This company · SC210182
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
5 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
New City Vision (Uk) Limited Corporate entity | 75–100% | — | 75-100% shares | 02/10/2021 |
Mr Cathal Cannon Individual · Irish · DOB 07/1953 · age 73 | — | — | board controlsig. influenceboard control · significant influence | 02/10/2021 |
Mr Harry Joseph O'Donnell Individual · British · DOB 06/1954 · age 72 | — | — | board controlsig. influenceboard control · significant influence | 02/10/2016 |
Mr Michael Cannon Individual · Irish · DOB 10/1956 · age 70 | — | — | board controlsig. influenceboard control · significant influence | 02/10/2016 |
Mr Owen Kirk Individual · Irish · DOB 10/1952 · age 74 | — | — | board controlsig. influenceboard control · significant influence | 02/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B & W WINDOWS LTD→ SC363165 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BRACKENBRAE BUILDERS LIMITED→ SC739990 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRAND & CAMPBELL DEVELOPMENTS LTD→ SC591222 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BRODRICK TILING LIMITED→ SC565560 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BUAN LIMITED→ SC440214 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BURNSIDE PLANT HIRE LTD→ SC402555 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CADDISFLY WEST LTD→ SC835528 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAIRN BUILDING SOLUTIONS LTD→ SC547774 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CAIRN CONTRACTS LTD→ SC734376 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CALEDONIAN MAINTENANCE SERVICES LIMITED→ SC084888 · est 1983 · no financials extracted | — | — | — | — | 42y | — | — |
| CALEDONIAN PAVERS LIMITED→ SC375382 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CALEDONIAN SLIDING WARDROBES LTD→ SC601725 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-08-18
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings
Registered office
13 Newton Place
Glasgow
G3 7PR
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01
Officers (3 active · 8 resigned)
CANNON, Michael→
Activedirector · ~70y · appointed 2001-02-13
View their other companies + combined net worth →
Active
O'DONNELL, Harry Joseph→
Activedirector · ~72y · appointed 2001-01-30
View their other companies + combined net worth →
CITRIN, David Lewis Robert→
Resignedsecretary · appointed 2008-08-31 · resigned 2009-11-24
O'DONNELL, Harry Joseph→
Resignedsecretary · appointed 2001-01-30 · resigned 2007-09-28
ROBERTSON, Robert Murray→
Resignedsecretary · appointed 2007-09-28 · resigned 2008-08-31
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-secretary · appointed 2000-08-18 · resigned 2000-08-18
CITRIN, David Lewis Robert→
Resigneddirector · ~83y · appointed 2005-02-08 · resigned 2009-11-24
ROBERTSON, Robert Murray→
Resigneddirector · ~51y · appointed 2007-09-28 · resigned 2008-08-31
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-director · appointed 2000-08-18 · resigned 2000-08-18
PETER TRAINER COMPANY SERVICES LTD.→
Resignedcorporate-nominee-director · appointed 2000-08-18 · resigned 2000-08-18
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allied Irish Banks Allied Irish Banks PLC | Standard security | 1 property | 19/03/2009 | — | |
| satisfied | Allied Irish Bank Allied Irish Bank PLC | Floating charge | 1 property | 06/03/2009 | 19/01/2026 | |
| satisfied | Scottish Enterprise Glasgow | Standard security | 1 property | 26/01/2007 | 17/11/2025 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 26/01/2007 | 11/05/2016 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 08/02/2005 | 26/03/2009 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (114 total)
accounts-with-accounts-type-small
accounts · AA
2026-02-02
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-06
accounts-with-accounts-type-small
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-11
gazette-filings-brought-up-to-date
gazette · DISS40
2024-04-03
gazette-notice-compulsory
gazette · GAZ1
2024-04-02
accounts-with-accounts-type-small
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
gazette-filings-brought-up-to-date
gazette · DISS40
2023-04-05
accounts-with-accounts-type-small
accounts · AA
2023-04-04
gazette-notice-compulsory
gazette · GAZ1
2023-03-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-11-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-10