ROWANPLAN (PROPERTIES) LIMITED
🌳Matureactive
SC211194 · ltd · incorporated 2000-09-20
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 25.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 72-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · 2 lenders · oldest 25.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 25.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-11-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-11-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-04🔓Charge satisfied #5
- 2023-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-06-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-10-10➕MCINTYRE, Victoria Elizabeth appointeddirector
- 2007-06-01➕WILLOCK, Elaine Marie appointedsecretary
- 2007-06-01➖DEWAR, Ferguson resignedsecretary
- 2006-03-27🔒Charge registered #7Lender: The Governor and Company of the Bank of Scotland
- 2006-03-20🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
- 2005-10-08🔓Charge satisfied #1
- 2005-09-14🔓Charge satisfied #4
- 2005-09-14🔓Charge satisfied #3
- 2005-09-14🔓Charge satisfied #2
- 2005-07-20🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 2004-07-30🔒Charge registered #4Lender: Clydesdale Bank Public Limited Company
- 2002-01-16🔒Charge registered #3Lender: Clydesdale Bank Public Limited Company
- 2001-05-03🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2001-04-02🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2000-09-20🏢Company incorporatedAs ROWANPLAN (PROPERTIES) LIMITED
- 2000-09-20➕DUNBAR, John Kenneth appointeddirector
- 2000-09-20➕DEWAR, Ferguson appointedsecretary
- 2000-09-20➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2000-09-20➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2000-09-20➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2000-09-20➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Kenneth Dunbar Individual · British · DOB 04/1954 · age 72 | 75–100% | — | 75-100% shares | 01/09/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE WAYFARER PROPERTIES LTD.→ SC230423 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| THEHOLIDAYLETMANAGEMENTCOMPANY LTD→ SC737386 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| THIRD SECTOR SPACE LTD→ SC645980 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| THISTLE PROPERTY SERVICES LTD→ SC854385 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TIGER SABHARWAL PROPERTIES LIMITED→ SC702588 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TILLY PROPERTY SERVICES LTD→ SC698383 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| TIMENOW LIMITED→ SC081815 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| TNT PROPERTY DEVELOPMENTS LTD→ SC841010 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| TOFF PROPERTY & LETTING LIMITED→ SC739306 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| TOM TOM PROPERTY LIMITED→ SC261761 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| TORWOOD ESTATES LTD→ SC641254 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| TOTAL PROPERTY GROUP (HOLDINGS) LTD→ SC875489 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-09-20
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
5d Mearnskirk Road
Newton Mearns
Glasgow
G77 5TD
Scotland
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-18
Last: 2025-10-04
Officers (3 active · 3 resigned)
WILLOCK, Elaine Marie→
Activesecretary · appointed 2007-06-01
View their other companies + combined net worth →
DUNBAR, John Kenneth→
Activedirector · ~72y · appointed 2000-09-20
View their other companies + combined net worth →
MCINTYRE, Victoria Elizabeth→
Activedirector · ~39y · appointed 2016-10-10
View their other companies + combined net worth →
DEWAR, Ferguson→
Resignedsecretary · appointed 2000-09-20 · resigned 2007-06-01
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2000-09-20 · resigned 2000-09-20
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2000-09-20 · resigned 2000-09-20
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
2
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 27/03/2006 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/03/2006 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 20/07/2005 | 04/06/2023 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 30/07/2004 | 14/09/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 16/01/2002 | 14/09/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 03/05/2001 | 14/09/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 02/04/2001 | 08/10/2005 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (77 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-10
change-person-secretary-company-with-change-date
officers · CH03
2025-11-10
change-person-director-company-with-change-date
officers · CH01
2025-11-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-17
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-04