PMD (PROPERTIES) LIMITED

🌳Matureactive
SC212956 · ltd · incorporated 2000-11-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.9y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£637.7k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 5 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

11 live charges · 2 lenders · oldest 22.9y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 22.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
65
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £637,719
Cash YoY
+1140%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£392k
↑ 1140% YoY
Net Worth
£638k
↑ 24% YoY
Current Assets
£393k
↑ 699% YoY
Current Liabilities
£0£128k£255k£383k£510k£638kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£828.8k£528.2k
Current assets£392.6k£49.1k
Cash£392.1k£31.6k
Debtors£500£17.5k
Net assets£637.7k£512.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 1 accounts
  • 1 confirmation-statement
  • 1 address
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
  1. 2026-01-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-12-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-12-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-05-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2024-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-11-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-03-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-12-22
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  9. 2022-11-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2022-06-21
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2022-06-21
    🔓
    Charge satisfied #3
  12. 2022-02-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-12-23
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  14. 2020-07-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-05-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2020-05-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2020-05-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2019-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-08-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2019-08-03
    🔓
    Charge satisfied #5
  21. 2012-10-18
    CO SECRETARIES LIMITED resigned
    corporate-secretary
  22. 2012-08-20
    🔒
    Charge registered #11
    Lender: The Royal Bank of Scotland PLC
  23. 2012-08-20
    🔒
    Charge registered #10
    Lender: The Royal Bank of Scotland PLC
  24. 2012-08-20
    🔒
    Charge registered #9
    Lender: The Royal Bank of Scotland PLC
  25. 2011-06-11
    🔓
    Charge satisfied #7
  26. 2008-11-13
    🔒
    Charge registered #8
    Lender: Royal Bank of Scotland PLC
  27. 2007-06-18
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  28. 2007-06-18
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  29. 2007-06-15
    🔒
    Charge registered #7
    Lender: The Royal Bank of Scotland PLC
  30. 2006-09-19
    MCDERMOTT, Isla appointed
    director
  31. 2005-10-14
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  32. 2004-01-16
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  33. 2003-10-02
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  34. 2003-07-24
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  35. 2001-02-26
    MCDERMOTT, Paul appointed
    director
  36. 2001-02-26
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  37. 2001-02-26
    CO SECRETARIES LIMITED appointed
    corporate-secretary
  38. 2001-02-26
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director
  39. 2000-11-17
    🏢
    Company incorporated
    As PMD (PROPERTIES) LIMITED
  40. 2000-11-17
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  41. 2000-11-17
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

8 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Isla Mcdermott
Individual · British · DOB 02/1979 · age 47
2550%
25–50%25-50% shares · 25-50% voting16/11/2022
Mr Paul Mcdermott
Individual · British · DOB 09/1969 · age 57
2550%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-11-17
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

8 Seaward Place
Glasgow
G41 1HH
Scotland

Filing status

Accounts
Next due: 2026-12-28
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17

Officers (2 active · 3 resigned)

MCDERMOTT, Isla
director · ~47y · appointed 2006-09-19
View their other companies + combined net worth →
Active
MCDERMOTT, Paul
director · ~57y · appointed 2001-02-26
View their other companies + combined net worth →
Active
BRIAN REID LTD.
corporate-nominee-secretary · appointed 2000-11-17 · resigned 2001-02-26
Resigned
CO SECRETARIES LIMITED
corporate-secretary · appointed 2001-02-26 · resigned 2012-10-18
Resigned
STEPHEN MABBOTT LTD.
corporate-nominee-director · appointed 2000-11-17 · resigned 2001-02-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

11
Total charges
8
Outstanding
1
Active lenders
Status:Lender:11 of 11 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property20/08/2012
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property20/08/2012
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property20/08/2012
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security2 properties13/11/2008
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property18/06/2007
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property18/06/200703/08/2019
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property15/06/200711/06/2011
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property14/10/2005
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property16/01/200421/06/2022
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property02/10/2003
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property24/07/2003
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-11-18
mortgage-satisfy-charge-full
mortgage · MR04
2022-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-23