O.C.O. WEST END LIMITED
- · Lifecycle stage: mature → growth
- · Investment thesis: unclassified → growth_story
Picture improved over the last 30 days — 1 positive signal vs 0 negative.
- ↑Lifecycle stage: mature → growth
- ·Investment thesis: unclassified → growth_story
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 74/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 24.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (85/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
3 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-11-23 | 2024-11-30 | 2023-11-30 |
|---|---|---|---|
| Profit before tax | £4.98M | £3.99M | £3.50M |
| Average employees | 489 | 46200 | 41800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 officers
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
- • 4 officers
- • 3 persons-with-significant-control
- • 1 accounts
Corporate timeline (41 events)Click to expand
- 2026-06-22📄accounts-with-accounts-type-fullaccounts · AA
- 2026-06-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-04➕O'HARA, Elaine Samantha appointeddirector
- 2026-05-13📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-02-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-02-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-02-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-27📄resolutionresolution · RESOLUTIONS
- 2026-01-27📄capital-allotment-sharescapital · SH01
- 2025-05-15📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-24🔓Charge satisfied #5
- 2023-10-25➕HAMILTON, Jolene appointeddirector
- 2023-10-25➕HAY, Andrew appointeddirector
- 2023-10-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-03-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-29📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2013-08-20🔒Charge registered #5Lender: Hsbc Bank PLC
- 2013-04-05🔒Charge registered #4Lender: Hsbc Bank PLC
- 2013-01-19🔓Charge satisfied #3
- 2010-03-13🔓Charge satisfied #2
- 2009-11-09🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2006-09-21🔓Charge satisfied #1
- 2006-03-22🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2003-11-10➕O'HARA, Elaine Samantha appointedsecretary
- 2003-11-10➖KAYE, David Stanley resignedsecretary
- 2002-05-17🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2001-03-08🏢Company incorporatedAs O.C.O. WEST END LIMITED
- 2001-03-08➕O'HARA, James Joseph appointeddirector
- 2001-03-08➕KAYE, David Stanley appointedsecretary
- 2001-03-08➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2001-03-08➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2001-03-08➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2001-03-08➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
O.C.O. Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
O.C.O. Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/01/2026 |
2 historic (ceased) PSCs
- Elaine Samantha O'Haraceased 06/01/2026· 25-50% shares · 25-50% voting
- Mr James Joseph O'Haraceased 06/01/2026· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 20/08/2013 | 24/01/2024 | |
| outstanding | HSBC Hsbc Bank PLC | Floating charge | 1 property | 05/04/2013 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 09/11/2009 | 19/01/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 22/03/2006 | 13/03/2010 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 17/05/2002 | 21/09/2006 |