HARBOUR HAVENS LIMITED

🌳Matureactive
SC218515 · ltd · incorporated 2001-04-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£-226.5k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 24.2y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 24.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £226,454
Cash draining
Cash down 95% YoY
Cash YoY
-95%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£214
↓ 95% YoY
Net Worth
-£226k
↓ 20% YoY
Current Assets
£20k
↓ 46% YoY
Current Liabilities
—
-£226k-£174k-£121k-£68k-£15k£37kAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-272023-08-27
Total assets£200.6k£315.8k
Current assets£20.2k£37.4k
Cash£214£4.4k
Net assets£-226.5k£-188.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-07-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-08-21
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  4. 2024-05-22
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  5. 2023-05-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-11-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-08-18
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2022-05-23
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  9. 2022-01-25
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  10. 2021-11-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-08-18
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  12. 2021-05-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  13. 2021-02-04
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  14. 2021-02-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2021-01-15
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  16. 2020-12-29
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  17. 2020-08-03
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  18. 2019-11-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-08-26
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  20. 2009-11-20
    🔒
    Charge registered #5
    Lender: Bank of Scotland PLC
  21. 2008-04-17
    🔓
    Charge satisfied #3
  22. 2008-04-10
    🔒
    Charge registered #4
    Lender: Bank of Scotland PLC
  23. 2008-04-09
    🔓
    Charge satisfied #1
  24. 2002-02-28
    🔒
    Charge registered #3
    Lender: Northern Rock PLC
  25. 2002-02-15
    🔒
    Charge registered #1
    Lender: Northern Rock PLC
  26. 2002-02-12
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  27. 2001-12-12
    ➕
    ACUNA, Anne appointed
    secretary
  28. 2001-12-12
    ➕
    ACUNA, Anne appointed
    director
  29. 2001-12-12
    ➕
    ACUNA, Waldo Rodrigo appointed
    director
  30. 2001-12-12
    ➖
    TM COMPANY SERVICES LIMITED resigned
    corporate-nominee-secretary
  31. 2001-12-12
    ➖
    REYNARD NOMINEES LIMITED resigned
    corporate-nominee-director
  32. 2001-12-12
    ➖
    TM COMPANY SERVICES LIMITED resigned
    corporate-nominee-director
  33. 2001-04-25
    🏢
    Company incorporated
    As HARBOUR HAVENS LIMITED
  34. 2001-04-25
    ➕
    TM COMPANY SERVICES LIMITED appointed
    corporate-nominee-secretary
  35. 2001-04-25
    ➕
    REYNARD NOMINEES LIMITED appointed
    corporate-nominee-director
  36. 2001-04-25
    ➕
    TM COMPANY SERVICES LIMITED appointed
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 83 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Waldo Rodrigo Acuna
Individual · British · DOB 06/1959 · age 67
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Anne Acuna
Individual · British · DOB 12/1943 · age 83
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-04-25
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation

Registered office

Kildonan Hotel
Kildonan
Isle Of Arran
KA27 8SE

Filing status

Accounts
Next due: 2026-05-20
Last made up to: 2024-08-27
Confirmation statement
Next due: 2026-05-09
Last: 2025-04-25

Officers (3 active · 3 resigned)

ACUNA, Anne→
secretary · appointed 2001-12-12
View their other companies + combined net worth →
Active
ACUNA, Anne→
director · ~83y · appointed 2001-12-12
View their other companies + combined net worth →
Active
ACUNA, Waldo Rodrigo→
director · ~67y · appointed 2001-12-12
View their other companies + combined net worth →
Active
TM COMPANY SERVICES LIMITED→
corporate-nominee-secretary · appointed 2001-04-25 · resigned 2001-12-12
Resigned
REYNARD NOMINEES LIMITED→
corporate-nominee-director · appointed 2001-04-25 · resigned 2001-12-12
Resigned
TM COMPANY SERVICES LIMITED→
corporate-nominee-director · appointed 2001-04-25 · resigned 2001-12-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property20/11/2009—
outstanding
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property10/04/2008—
satisfied
Northern Rock
Northern Rock PLC
Standard security1 property28/02/200217/04/2008
satisfied
Northern Rock
Northern Rock PLC
Bond & floating charge1 property15/02/200209/04/2008
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property12/02/2002—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (92 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-30
change-account-reference-date-company-current-shortened
accounts · AA01
2024-08-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-17
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-08-18
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-25
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2022-01-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-18
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-08-18