CONTEMPORARY PROPERTIES LIMITED
🌳Matureactive
SC219596 · ltd · incorporated 2001-05-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 24.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£43.4k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueAsset-holding vehicle. Family succession underway — not a classic acquisition target.
Opportunity 79/100 (strong), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 24.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £43,447
Net assets shrinking
Down £689 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£43k
↓ 1.6% YoY
Current Assets
£13k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £43.4k | £257.5k |
| Current assets | £13.3k | £13.2k |
| Net assets | £43.4k | £44.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
5
filings
- • 3 mortgage
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-03-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-26🔓Charge satisfied #4
- 2026-01-26🔓Charge satisfied #3
- 2026-01-26🔓Charge satisfied #1
- 2025-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-01➕MILLER, Lauren Victoria appointeddirector
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-12-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-12-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-27📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-10-17🔓Charge satisfied #2
- 2009-07-30🔒Charge registered #4Lender: Allan Maccallum
- 2006-12-22🔒Charge registered #3Lender: Clydesdale Bank Public Limited Company
- 2006-10-09➖MCCALLUM, Alan resigneddirector
- 2006-03-15➕MCCALLUM, Alan appointeddirector
- 2002-05-28🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2002-02-25🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2001-05-25🏢Company incorporatedAs CONTEMPORARY PROPERTIES LIMITED
- 2001-05-25➕THOMSON, Leonard John appointedsecretary
- 2001-05-25➕MILLER, Lee appointeddirector
- 2001-05-25➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2001-05-25➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2001-05-25➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2001-05-25➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFamily succession underway: Not a takeover target — MILLER, Lauren Victoria (same surname) appointed 2025-11-01. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Lee Miller Individual · British · DOB 07/1954 · age 72 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND HABITAT LIMITED→ SC826958 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HILLEND VALLEY HOMES LTD→ SC872197 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HMZY PROPERTIES LTD→ SC822277 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HNE CONSULTANTS LTD→ SC705970 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNL INVESTMENT PROPERTIES LTD→ SC717833 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HNV PROPERTY LETTINGS LIMITED→ SC825755 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOLIDAY LETS SCOTLAND LIMITED→ SC712772 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HOME SWEET HOME LETTING AGENCY LIMITED→ SC501315 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| HOME&AWAY PROPERTY MANAGEMENT LTD→ SC730941 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HOMEA LTD→ SC593162 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HOMELET PROPERTY INVESTMENTS LTD→ SC721300 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HOMELY PROPERTIES LTD→ SC861967 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-05-25
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
7a Dundas Street
Edinburgh
EH3 6QG
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-08
Last: 2025-05-25
Officers (3 active · 3 resigned)
THOMSON, Leonard John→
Activesecretary · appointed 2001-05-25
View their other companies + combined net worth →
MILLER, Lauren Victoria→
Activedirector · ~41y · appointed 2025-11-01
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2001-05-25 · resigned 2001-05-25
MCCALLUM, Alan→
Resigneddirector · ~93y · appointed 2006-03-15 · resigned 2006-10-09
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2001-05-25 · resigned 2001-05-25
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Allan Maccallum | Standard security | 1 property | 30/07/2009 | 26/01/2026 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 22/12/2006 | 26/01/2026 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 28/05/2002 | 17/10/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 25/02/2002 | 26/01/2026 |
Recent filings (68 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-03-17
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-26
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-26
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-07
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-05
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-02-19