CULLODEN CAR SALES LTD.
- · Oldest live charge 21.8y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 21.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 21.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 |
|---|---|
| Total assets | £2.10M |
| Current assets | £2.48M |
| Cash | £263.0k |
| Debtors | £1.32M |
| Net assets | £2.10M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 mortgage
- • 1 persons-with-significant-control
- • 1 mortgage
- • 1 persons-with-significant-control
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2026-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-15🔓Charge satisfied #1
- 2026-02-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-02-07📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-07-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-25➕WALKER, Craig appointeddirector
- 2022-05-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-05-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2004-08-12🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2004-07-08🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2001-08-14🏢Company incorporatedAs CULLODEN CAR SALES LTD.
- 2001-08-14➕MACDONALD, Karen appointedsecretary
- 2001-08-14➕MACDONALD, Donald John appointeddirector
- 2001-08-14➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2001-08-14➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2001-08-14➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2001-08-14➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
The Walker Motor Group Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Walker Motor Group Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/10/2022 |
Mr Donald John Macdonald Individual · British · DOB 01/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Karen Macdonald Individual · British · DOB 06/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HIGHLAND MOTOR PARTS LIMITED→ SC228871 · est 2002 | £9.39M £7.51M–£11.26M | — | — | 75 | 24y | 88 | 64y |
| DONALD MACKENZIE LIMITED→ SC058445 · est 1975 | £1.06M £847.9k–£1.27M | — | — | 5200 | 50y | 87 | 68y |
| SEVILLE 2011 LIMITED→ SC389852 · est 2010 | — | — | £83.0k | — | 15y | 83 | 58y |
| SGM CARS LTD→ SC384911 · est 2010 · no financials extracted | — | — | — | — | 15y | 83 | 59y |
| AUTOCARE (INVERNESS) LIMITED→ SC203216 · est 2000 | — | — | £178.1k | — | 26y | 82 | 65y |
| DANZAN LIMITED→ SC248100 · est 2003 | — | — | — | 2 | 23y | 82 | 72y |
| DINGWALL PANEL BEATERS LIMITED→ SC214001 · est 2000 | — | — | £108.0k | — | 25y | 82 | 62y |
| DUNLOPS MOTOR FACTORS (HIGHLAND) LTD.→ SC216519 · est 2001 | — | — | £86.9k | — | 25y | 82 | 72y |
| EWEN MACRAE(WEST END GARAGE)LIMITED→ SC060381 · est 1976 | — | — | £1.84M | — | 49y | 82 | 80y |
| FLEET MANAGEMENT SERVICES (UK) LIMITED→ SC211499 · est 2000 | — | — | — | 900 | 25y | 82 | 69y |
| GODSMAN TYRES & EXHAUSTS LIMITED→ SC252460 · est 2003 | — | — | £122.5k | — | 22y | 82 | 64y |
| J R MOTORS (ELGIN) LIMITED→ SC288973 · est 2005 | — | — | £77.0k | — | 20y | 82 | 65y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 12/08/2004 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 08/07/2004 | 15/04/2026 |