LIFESTYLE PROPERTY LEASING LIMITED
🌳Matureactive
SC224858 · ltd · incorporated 2001-11-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£2.42M
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 61-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 61). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
68 live charges · 4 lenders · oldest 24.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
68 charges (68/68 with lender, 68/68 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
169 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,417,071
Net assets shrinking
Down £35,798 YoY
Cash YoY
-7%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£61k
↓ 6.8% YoY
Net Worth
£2.4m
↓ 1.5% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Cash | £61.4k | £65.9k |
| Net assets | £2.42M | £2.45M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (128 events)Click to expand
- 2026-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-19🔒Charge registered #68Lender: Aldermore Bank PLC
- 2025-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-07-14🔓Charge satisfied #38
- 2022-06-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-31➖LIFESTYLE PROPERTIES (ABERDEEN) LIMITED resignedcorporate-director
- 2021-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-12🔒Charge registered #67Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #66Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #65Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #64Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #63Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #62Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #61Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #60Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #59Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #58Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #57Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #56Lender: Aldermore Bank PLC
- 2021-03-12🔒Charge registered #55Lender: Aldermore Bank PLC
- 2021-03-03🔓Charge satisfied #31
- 2021-03-03🔓Charge satisfied #30
- 2021-03-03🔓Charge satisfied #29
- 2021-03-03🔓Charge satisfied #27
- 2021-03-03🔓Charge satisfied #8
- 2021-03-03🔓Charge satisfied #4
- 2021-03-03🔓Charge satisfied #3
- 2021-03-03🔓Charge satisfied #2
- 2021-02-25➖SHERWOOD, Irene Helen resigneddirector
- 2021-02-25➖SHERWOOD, William resigneddirector
- 2021-02-25➕LIFESTYLE PROPERTIES (ABERDEEN) LIMITED appointedcorporate-director
- 2021-02-24🔒Charge registered #54Lender: Aldermore Bank PLC
- 2021-02-18🔓Charge satisfied #1
- 2019-12-09🔓Charge satisfied #51
Showing most recent 50 of 128 events
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
42 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Lifestyle Properties (Aberdeen) Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Lifestyle Properties (Aberdeen) Limited
Corporate parent · holds 25-50% shares
⬇
LIFESTYLE PROPERTY LEASING LIMITED
This company · SC224858
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lifestyle Properties (Aberdeen) Limited Corporate entity | 25–50% | — | 25-50% shares | 25/02/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LARGESS ASSOCIATES LIMITED→ SC455506 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| LARIA COMPANY LTD→ SC701001 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LATHERON PROPERTIES (SCOTLAND) LIMITED→ SC458800 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| LAWVINE DEVELOPMENTS LTD→ SC636310 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LEADGATE HOMES LIMITED→ SC468168 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| LEIPER LETTINGS LTD→ SC788457 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LET AND SALES LOGISTICS SERVICES LTD→ SC818191 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LEZE SCOT PROPERTY LTD→ SC813330 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LIONSTONES INVESTMENTS HOLDINGS LTD→ SC721921 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| LITTLE BRAE PROPERTIES LTD→ SC713107 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LK DEAL SOURCING LIMITED→ SC863111 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LOCH PROPERTIES (SCOTLAND) LIMITED→ SC584901 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-11-01
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
33 Monearn Gardens
Milltimber
Aberdeen
AB13 0DX
Scotland
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-11-06
Last: 2025-10-23
Officers (3 active · 5 resigned)
MCGOWAN, Linda Ann→
Activesecretary · appointed 2002-01-17
View their other companies + combined net worth →
MCGOWAN, Linda Ann→
Activedirector · ~60y · appointed 2002-01-17
View their other companies + combined net worth →
MUNRO, Craig Galloway→
Activedirector · ~61y · appointed 2002-01-17
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-11-01 · resigned 2002-01-17
SHERWOOD, Irene Helen→
Resigneddirector · ~76y · appointed 2002-01-17 · resigned 2021-02-25
SHERWOOD, William→
Resigneddirector · ~80y · appointed 2002-01-17 · resigned 2021-02-25
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2001-11-01 · resigned 2002-01-17
LIFESTYLE PROPERTIES (ABERDEEN) LIMITED→
Resignedcorporate-director · appointed 2021-02-25 · resigned 2021-07-31
Click a director name to see their full track record across all companies.
Mortgages & charges
68
Total charges
42
Outstanding
3
Active lenders
Status:Lender:68 of 68 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 19/09/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 12/03/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 24/02/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 08/10/2014 | — | |
| outstanding | William Robertson | A registered charge | 1 property | 11/04/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 09/12/2019 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 22/07/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 05/02/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 26/04/2019 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 15/11/2019 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 26/11/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 05/09/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 16/05/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 14/07/2022 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 28/10/2019 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 31/10/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 25/07/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 28/11/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 03/03/2021 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 03/03/2021 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 03/03/2021 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | 03/03/2021 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 25/02/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 02/12/2008 | 12/11/2018 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 01/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 01/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 01/12/2008 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 01/12/2008 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 06/08/2007 | 04/02/2010 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 06/08/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 06/08/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/08/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/08/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 02/08/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/07/2007 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/07/2007 | 22/05/2019 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/07/2007 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/07/2007 | 22/06/2018 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/07/2007 | 03/03/2021 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/07/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/07/2007 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 03/07/2007 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 26/01/2006 | 03/03/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 26/01/2006 | 03/03/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 26/01/2006 | 03/03/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 20/02/2002 | 18/02/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (169 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-07-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-07
change-person-director-company-with-change-date
officers · CH01
2022-11-07
change-person-director-company-with-change-date
officers · CH01
2022-11-07
mortgage-satisfy-charge-full
mortgage · MR04
2022-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-13
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-02