MOLINARO HOLDINGS LIMITED
🌳Matureactive
SC228200 · ltd · incorporated 2002-02-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 23.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2024
Net worth
£28.4k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 75/100 (strong), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 6 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 23.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 23.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £28,410
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£28k
Current Assets
£5k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-02-28 |
|---|---|
| Total assets | £278.4k |
| Current assets | £4.6k |
| Net assets | £28.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
3
filings
- • 1 accounts
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-04-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-01-01➖PALOMBO, Julie resignedsecretary
- 2024-11-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-11✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-10-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-14📄capital-allotment-sharescapital · SH01
- 2024-10-01➕MOLINARO, Luca appointeddirector
- 2024-02-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄gazette-notice-compulsorygazette · GAZ1
- 2024-01-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-11-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2009-05-28🔒Charge registered #6Lender: Royal Bank of Scotland PLC
- 2008-11-27🔒Charge registered #5Lender: Royal Bank of Scotland PLC
- 2007-08-09🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2005-02-28➖BROWN, Steven resignedsecretary
- 2005-02-04➕PALOMBO, Julie appointedsecretary
- 2004-06-14🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2003-05-27🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2003-04-01🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-02-18🏢Company incorporatedAs MOLINARO HOLDINGS LIMITED
- 2002-02-18➕MOLINARO, Cosimo appointeddirector
- 2002-02-18➕BROWN, Steven appointedsecretary
- 2002-02-18➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2002-02-18➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2002-02-18➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2002-02-18➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MOLINARO" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — MOLINARO, Luca (same surname) appointed 2024-10-01. Pattern consistent with intra-family handover.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowName changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-11-11: certificate-change-of-name-company
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Cosimo Molinaro Individual · British · DOB 02/1967 · age 59 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LECALE HOLDINGS LTD→ SC797992 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| LIBRARY HOMES LTD→ SC828919 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MACPHERSON PROPERTY RENOVATIONS LIMITED→ SC844487 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MALTPROP LIMITED→ SC842584 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MAYANNA PROPERTIES LIMITED→ SC806846 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| METRO PROPERTY DEVELOPMENTS LTD.→ SC222604 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| MH HOME PROPERTY GROUP LTD→ SC863268 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MKP ESTATE LIMITED→ SC717870 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MOFFAT PROPERTIES LTD.→ SC405117 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| MOILOGIE RENTAL LTD→ SC832953 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MONARCH SUPPLIES LIMITED→ SC290871 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| MONCUR HOMES LTD→ SC868141 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-02-18
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Linburn Road
Linburn Road
Dunfermline
Fife
KY11 4UH
United Kingdom
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-12-12
Last: 2025-11-28
Officers (2 active · 4 resigned)
MOLINARO, Cosimo→
Activedirector · ~59y · appointed 2002-02-18
View their other companies + combined net worth →
MOLINARO, Luca→
Activedirector · ~23y · appointed 2024-10-01
View their other companies + combined net worth →
BROWN, Steven→
Resignedsecretary · appointed 2002-02-18 · resigned 2005-02-28
PALOMBO, Julie→
Resignedsecretary · appointed 2005-02-04 · resigned 2026-01-01
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2002-02-18 · resigned 2002-02-18
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2002-02-18 · resigned 2002-02-18
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
6
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 28/05/2009 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 27/11/2008 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/08/2007 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/06/2004 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 27/05/2003 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/04/2003 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (81 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-24
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-28
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-28
certificate-change-of-name-company
change-of-name · CERTNM
2024-11-11
appoint-person-director-company-with-name-date
officers · AP01
2024-10-14
capital-allotment-shares
capital · SH01
2024-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-22
gazette-filings-brought-up-to-date
gazette · DISS40
2024-02-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-28
gazette-notice-compulsory
gazette · GAZ1
2024-01-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-13