AMJCO PROPERTY LIMITED
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
17 live charges · 4 lenders · oldest 23.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £855.0k | £829.2k |
| Current assets | £154.0k | £171.3k |
| Net assets | £247.1k | £234.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (44 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-01📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-08-30📄gazette-notice-compulsorygazette · GAZ1
- 2022-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-08-04🔓Charge satisfied #11
- 2018-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-13🔒Charge registered #17Lender: Atom Bank PLC
- 2018-07-13🔒Charge registered #16Lender: Atom Bank PLC
- 2018-07-13🔒Charge registered #15Lender: Atom Bank PLC
- 2018-07-13🔒Charge registered #14Lender: Atom Bank PLC
- 2018-07-13🔒Charge registered #13Lender: Atom Bank PLC
- 2018-07-09🔓Charge satisfied #7
- 2018-07-07🔒Charge registered #11Lender: Atom Bank PLC
- 2018-07-03🔒Charge registered #12Lender: Atom Bank PLC
- 2014-11-28🔓Charge satisfied #1
- 2014-11-26🔒Charge registered #9Lender: Bank of Scotland PLC
- 2014-11-20🔒Charge registered #10Lender: Bank of Scotland PLC
- 2014-11-20🔒Charge registered #8Lender: Bank of Scotland PLC
- 2014-11-10🔒Charge registered #7Lender: Bank of Scotland PLC
- 2013-01-14🔒Charge registered #6Lender: Lloyds Tsb Scotland PLC
- 2007-02-26🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2003-04-17🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2003-03-05🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2003-02-14🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2003-01-22🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-06-10🏢Company incorporatedAs AMJCO PROPERTY LIMITED
- 2002-06-10➕BASHIR, Nikeht Parveen appointedsecretary
- 2002-06-10➕BASHIR, Amjid appointeddirector
- 2002-06-10➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2002-06-10➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2002-06-10➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2002-06-10➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Amjco Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Amjco Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
Mr Amjid Bashir Individual · British · DOB 06/1968 · age 58 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AM PLUS LETTINGS LTD→ SC818783 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDERSON DOE PROPERTY LIMITED→ SC641112 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANDERSON MACDERMID RESIDENTIAL LTD→ SC851559 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON PROPERTY SOURCING LTD→ SC849049 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON RENTAL PROPERTY LIMITED→ SC827889 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW MCQUADE PROPERTY LTD→ SC818485 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREWS AVENUE LTD→ SC383887 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ANGEL VIEW INVEST LTD→ SC883397 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANGGRA HOMES LIMITED→ SC772277 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANMAO PROPERTY LIMITED→ SC883347 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 13/07/2018 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 13/07/2018 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 13/07/2018 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 13/07/2018 | — | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | 1 property | 13/07/2018 | — | |
| satisfied | Atom Bank Atom Bank PLC | A registered charge | — | 07/07/2018 | 04/08/2018 | |
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 03/07/2018 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 26/11/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 20/11/2014 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 20/11/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 10/11/2014 | 09/07/2018 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Standard security | 1 property | 14/01/2013 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/02/2007 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/04/2003 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/03/2003 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/02/2003 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 22/01/2003 | 28/11/2014 |