CRAIGHEAD BUILDING SUPPLIES LIMITED
🌳Matureactive
SC233352 · ltd · incorporated 2002-06-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£639.8k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: SIC 46130
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with exceptional profile and acceptable with review structure.
Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 23.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (69/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 3 with DOB)
79
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £639,841
Key financials
1 year extracted from filed iXBRL accountsCash
£225k
Net Worth
£640k
Current Assets
£2.2m
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 |
|---|---|
| Total assets | £801.4k |
| Current assets | £2.19M |
| Cash | £225.5k |
| Debtors | £1.35M |
| Net assets | £639.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-14📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2020-06-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-06-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-22📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-09-01➕MCINALLY, Shirley appointedsecretary
- 2013-03-25➖HAMILTON, Robert resignedsecretary
- 2013-03-25➖HAMILTON, Robert resigneddirector
- 2009-05-13🔓Charge satisfied #1
- 2009-04-08🔒Charge registered #3Lender: Royal Bank of Scotland PLC
- 2004-07-30➖HAMILTON, Fay resignedsecretary
- 2004-07-30➕HAMILTON, Robert appointedsecretary
- 2004-05-28🔒Charge registered #2Lender: The Royal Bank of Scotland Commercial Services Limited
- 2003-09-01➕CODY, Ian appointeddirector
- 2003-09-01➕HUTCHINSON, William George appointeddirector
- 2002-09-30🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2002-06-27🏢Company incorporatedAs CRAIGHEAD BUILDING SUPPLIES LIMITED
- 2002-06-27➕HAMILTON, Fay appointedsecretary
- 2002-06-27➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2002-06-27➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2002-06-27➕HAMILTON, Robert appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William George Hutchinson Individual · British · DOB 06/1967 · age 59 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Ian Cody Individual · British · DOB 09/1973 · age 53 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Wholesale & distribution · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CALEDONIAN SALES LIMITED→ SC286877 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| CALTON TEA COMPANY LTD→ SC850250 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAPITAL GATE AUTOMATION LTD→ SC633053 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CARIBBEAN GOODS LTD→ SC616814 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHARGE ON UK LTD→ SC881332 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CLYDE CASH & CARRY LTD→ SC683837 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CLYDE PHARMA LTD→ SC666650 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CORAL K&B LTD→ SC872876 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORE HEATING SUPPLIES LTD→ SC666105 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CRAIGEND NURSERY CARDROSS LTD→ SC696984 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CRAIGMARLOCH NURSERIES LTD.→ SC162733 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| CRAIGTON INDUSTRIES (SALES) LIMITED→ SC046807 · est 1969 · no financials extracted | — | — | — | — | 56y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-06-27
Jurisdictionscotland
Primary SIC46130 — SIC 46130
Registered office
Unit 1, Block 9 Clydesmill Grove
Clydesmill Industrial Estate
Cambuslang
Glasgow
G32 8NL
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-02-11
Last: 2026-01-28
Officers (3 active · 4 resigned)
Active
Active
HUTCHINSON, William George→
Activedirector · ~59y · appointed 2003-09-01
View their other companies + combined net worth →
HAMILTON, Fay→
Resignedsecretary · appointed 2002-06-27 · resigned 2004-07-30
HAMILTON, Robert→
Resignedsecretary · appointed 2004-07-30 · resigned 2013-03-25
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2002-06-27 · resigned 2002-06-27
HAMILTON, Robert→
Resigneddirector · ~74y · appointed 2002-06-27 · resigned 2013-03-25
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 08/04/2009 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland Commercial Services Limited | Floating charge | 1 property | 28/05/2004 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 30/09/2002 | 13/05/2009 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (85 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-12
change-person-director-company-with-change-date
officers · CH01
2025-02-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-02-12
change-person-director-company-with-change-date
officers · CH01
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-12
change-person-director-company-with-change-date
officers · CH01
2021-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-17